Loomis, Michigan mortgage lenders include Isabella BankIsabella Bank240 E Northern Ave, Barryton, MI 49305A+5.0 ★Texas Ratio: 4.10%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Members First Credit UnionMembers First Credit Union650 W 5th St, Clare, MI 48617A+5.0 ★Texas Ratio: 4.54%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 6.91%, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, Frankenmuth Credit UnionFrankenmuth Credit Union710 N Van Dyke Rd, Bad Axe, MI 48413A5.0 ★Texas Ratio: 8.18%, and Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Loomis, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Loomis are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Loomis, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional, HELOC | 12 +9 HELOCs |
17.6% | 92.3% | $166,666 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 6 | 8.8% | 60% | $206,666 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 6 | 8.8% | 75% | $125,000 | View |
|
650 W 5th St, Clare, MI 48617 A+5.0 ★Texas Ratio: 4.54% |
Conventional | 3 | 4.4% | 42.9% | $171,666 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 1.5% | 50% | $35,000 | |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
|
7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional | 1 | 1.5% | 100% | $305,000 | View |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 5.9% | 100% | $200,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 4 | 5.9% | 83.3% | $147,500 | |
Staunton Financial Inc
|
FHA | 2 | 2.9% | 100% | $180,000 | |
Mortgage 1 Incorporated
|
VA | 1 | 1.5% | 100% | $235,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 1.5% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 5 | 7.4% | 100% | $145,000 | |
Mortgage Research Center
|
VA | 3 | 4.4% | 60% | $205,000 | |
Guild Mortgage Company
|
Conventional | 2 | 2.9% | 100% | $195,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.5% | 100% | $155,000 | |
Newrez LLC
|
Conventional | 1 | 1.5% | 50% | $335,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.5% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 1.5% | 100% | $165,000 | |
PHH Mortgage Corporation
|
VA | 1 | 1.5% | 100% | $225,000 | |
Click n' Close, Inc.
|
FHA | 1 | 1.5% | 66.7% | $185,000 | |
Mortgage300 Corporation
|
VA | 1 | 1.5% | 100% | $145,000 | |
Milend, Inc
|
FHA | 1 | 1.5% | 100% | $145,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.5% | 100% | $65,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 1.5% | 100% | $285,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 1.5% | 100% | $145,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 1.5% | 33.3% | $85,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1.5% | 100% | $265,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 1.5% | 100% | $155,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Loomis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Loomis in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Loomis, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 51.5 percent of home loans in Loomis, Michigan in 2025, banks 35.3 percent and credit unions 13.2 percent. United Wholesale Mortgage was the largest mortgage company, Isabella Bank the largest bank and Members First Credit Union the largest credit union. Among lenders headquartered in Michigan, Isabella Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Isabella Bank was the largest mortgage lender in Loomis, Michigan with 12 loans, about 17.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Loomis, Michigan in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 8 credit unions closed home loans in Loomis, Michigan in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Loomis, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Loomis, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Loomis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.