Mortgage Lenders and Brokers in Lake Michigan Beach, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Michigan Beach, Michigan mortgage lenders include Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Vibe Credit UnionVibe Credit Union3082 Coolidge Hwy, Berkley, MI 48072A+5.0 ★Texas Ratio: 5.97%, and Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Michigan Beach, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Michigan Beach are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Michigan Beach, Michigan
Market share is the lender's share of all home loans closed in Lake Michigan Beach, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 15 +4 HELOCs |
20.5% | 71.4% | $177,666 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, Jumbo, HELOC | 10 +4 HELOCs |
13.7% | 71.4% | $274,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 3 +5 HELOCs |
4.1% | 100% | $921,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
2.7% | 100% | $495,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.7% | 100% | $1,835,000 | |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.4% | 100% | $115,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1.4% | 100% | $95,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 1.4% | 100% | $915,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 1.4% | 100% | $455,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
FHA | 1 | 1.4% | 100% | $285,000 | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1.4% | 100% | $155,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 1.4% | 100% | $35,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 8 | 11% | 66.7% | $142,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 4.1% | 75% | $495,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1.4% | 100% | $365,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 4 +2 HELOCs |
5.5% | 100% | $222,500 | |
CrossCountry Mortgage, LLC
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VA | 2 | 2.7% | 100% | $275,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 2.7% | 100% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 2.7% | 100% | $140,000 | |
Originpoint, LLC
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Conventional | 1 | 1.4% | 100% | $175,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 1.4% | 100% | $145,000 | |
loanDepot.com LLC
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VA | 1 | 1.4% | 50% | $375,000 | |
Homestead Funding Corp.
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Conventional | 1 | 1.4% | 100% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.4% | 100% | $145,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 1.4% | 100% | $295,000 | View |
Lower, LLC
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VA | 1 | 1.4% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 100% | $395,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Michigan Beach Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Michigan Beach, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lake Michigan Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Michigan Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Michigan Beach, MI
Use these to narrow the list above. Each category shows how many Lake Michigan Beach, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Michigan Beach, MI
Independent mortgage companies closed 43.8 percent of home loans in Lake Michigan Beach, Michigan in 2025, banks 16.4 percent and credit unions 39.7 percent. Member First Mortgage, LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Honor Credit Union the largest credit union. Among lenders headquartered in Michigan, Honor Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Michigan Beach, MI
By home loans closed in 2025, Honor Credit Union was the largest mortgage lender in Lake Michigan Beach, Michigan with 15 loans, about 20.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Lake Michigan Beach, Michigan in 2025, led by Rocket Mortgage with 3. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in Lake Michigan Beach, Michigan in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Michigan Beach, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Michigan Beach, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Michigan Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
