Mortgage Lenders and Brokers in Lake Isabella, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Isabella, Michigan mortgage lenders include Isabella BankIsabella Bank125 N Coldwater Rd, Lake Isabella, MI 48893A+5.0 ★Texas Ratio: 4.10%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Marshall Community Credit UnionMarshall Community Credit Union1157 Michigan Ave E, Battle Creek, MI 49014 6802A5.0 ★Texas Ratio: 7.49%, Towne Mortgage CompanyTowne Mortgage Company2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, Preferred Credit UnionPreferred Credit Union7473 Storey Rd, Belding, MI 48809 9360A+5.0 ★Texas Ratio: 1.25%, Dow Credit UnionDow Credit Union600 E Lyon Rd, Midland, MI 48640 5396, and Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Isabella, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Isabella are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Isabella, Michigan
Market share is the lender's share of all home loans closed in Lake Isabella, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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125 N Coldwater Rd, Lake Isabella, MI 48893 A+5.0 ★Texas Ratio: 4.10% |
Conventional, HELOC | 16 +5 HELOCs |
14.5% | 80% | $212,500 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
10% | 100% | $247,727 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +2 HELOCs |
4.5% | 83.3% | $181,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 4 | 3.6% | 100% | $275,000 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 2 | 1.8% | 100% | $75,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, VA | 2 | 1.8% | 66.7% | $295,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 0.9% | 100% | $225,000 | |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.9% | 100% | $685,000 | View |
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508 State St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 14.5% | 77.3% | $125,625 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 6 +1 HELOCs |
5.5% | 100% | $273,333 | |
GreenStone Farm Credit Services
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Conventional | 4 | 3.6% | 100% | $240,000 | |
Legacy Mortgage
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Conventional | 3 | 2.7% | 100% | $165,000 | |
Msu Federal Credit Union
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Conventional | 2 | 1.8% | 100% | $285,000 | |
Staunton Financial Inc
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Conventional | 2 | 1.8% | 100% | $380,000 | |
Community First Federal Credit
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Mortgage Center LC
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Mortgage Research Center
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VA | 4 | 3.6% | 80% | $247,500 | |
Guild Mortgage Company
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Conventional | 3 | 2.7% | 75% | $258,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $185,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.8% | 100% | $50,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 1.8% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.8% | 100% | $90,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 50% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Summit Home Mortgage, LLC
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VA | 1 | 0.9% | 100% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $15,000 | |
Geneva Financial LLC
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VA | 1 | 0.9% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $225,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $115,000 | |
Nationstar Mortgage
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VA | 1 | 0.9% | 100% | $355,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 50% | $135,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.9% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $685,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Lake Isabella Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Isabella, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lake Isabella? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Isabella in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Isabella, MI
Use these to narrow the list above. Each category shows how many Lake Isabella, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Isabella, MI
Independent mortgage companies closed 52.7 percent of home loans in Lake Isabella, Michigan in 2025, banks 36.4 percent and credit unions 10.9 percent. Towne Mortgage Company was the largest mortgage company, Isabella Bank the largest bank and Marshall Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Isabella Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Isabella, MI
By home loans closed in 2025, Isabella Bank was the largest mortgage lender in Lake Isabella, Michigan with 16 loans, about 14.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Lake Isabella, Michigan in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 12 credit unions closed home loans in Lake Isabella, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Isabella, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Isabella, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Isabella. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
