Mortgage Lenders and Brokers in Kent City, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kent City, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank450 W Muskegon St, Kent City, MI 49330A+5.0 ★Texas Ratio: 5.45%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Compass Credit UnionCompass Credit Union115 S Stone Rd, Fremont, MI 49412A+5.0 ★Texas Ratio: 2.43%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, and Keybank National AssociationKeybank National Association1352 S Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kent City, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kent City are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kent City, Michigan
Market share is the lender's share of all home loans closed in Kent City, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kent City 450 W Muskegon St, Kent City, MI 49330 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 15 | 13.9% | 76.2% | $146,333 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 22 +7 HELOCs |
20.4% | 100% | $181,818 | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
4.6% | 100% | $269,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $340,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA | 2 | 1.9% | 66.7% | $290,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 50% | $85,000 | View |
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115 S Stone Rd, Fremont, MI 49412 A+5.0 ★Texas Ratio: 2.43% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $105,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $255,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.9% | 100% | $295,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
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508 State St, Fremont, MI 49412 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 8.3% | 56.2% | $201,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
7.4% | 80% | $330,000 | |
Northern Mortgage Services, LLC
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Conventional, FHA | 4 | 3.7% | 100% | $295,000 | |
Mortgage 1 Incorporated
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Conventional | 2 | 1.9% | 100% | $290,000 | |
Success Mortgage Partners, Inc
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FHA, VA | 2 | 1.9% | 100% | $425,000 | |
GreenStone Farm Credit Services
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Conventional | 2 | 1.9% | 100% | $165,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Legacy Mortgage
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.8% | 100% | $251,666 | |
Freedom Mortgage Corporation
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VA | 2 | 1.9% | 66.7% | $205,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.9% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 1.9% | 100% | $185,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.9% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 33.3% | $45,000 | |
PFN Lending Group, Inc.
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FHA | 1 | 0.9% | 100% | $335,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.9% | 100% | $315,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.9% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $195,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $155,000 | |
New American Funding, LLC.
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VA | 1 | 0.9% | 100% | $295,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 50% | $115,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.9% | 100% | $285,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kent City Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kent City, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Kent City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kent City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kent City, MI
Use these to narrow the list above. Each category shows how many Kent City, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Kent City, MI
Independent mortgage companies closed 47.2 percent of home loans in Kent City, Michigan in 2025, banks 27.8 percent and credit unions 25 percent. Rocket Mortgage was the largest mortgage company, ChoiceOne Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kent City, MI
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Kent City, Michigan with 15 loans, about 13.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Kent City, Michigan in 2025, led by United Wholesale Mortgage with 4. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Kent City, Michigan in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kent City, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kent City, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kent City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
