Mortgage Lenders and Brokers in Inkster, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Inkster, Michigan mortgage lenders include Public Service Credit UnionPublic Service Credit Union3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142A+5.0 ★Texas Ratio: 5.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, Zeal Credit UnionZeal Credit Union7240 Park Ave, Allen Park, MI 48101A+5.0 ★Texas Ratio: 4.89%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, and Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Inkster, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Inkster are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Inkster, Michigan
Market share is the lender's share of all home loans closed in Inkster, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 9 | 3.7% | 90% | $51,666 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 8 | 3.3% | 75% | $101,250 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 8 | 3.3% | 72.7% | $141,250 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 7 +6 HELOCs |
2.9% | 70% | $116,428 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA | 5 | 2.1% | 100% | $91,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.7% | 36.4% | $132,500 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $70,000 | View |
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7240 Park Ave, Allen Park, MI 48101 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 2 | 0.8% | 66.7% | $60,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA | 2 | 0.8% | 100% | $140,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 2 | 0.8% | 100% | $125,000 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.8% | 100% | $85,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $105,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 66.7% | $85,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $85,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 0.4% | 100% | $125,000 | |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
FHA | 1 | 0.4% | 100% | $135,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
FHA | 1 | 0.4% | 100% | $85,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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23670 Telegraph Rd, Brownstown, MI 48134 A+5.0 ★Texas Ratio: 5.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 21.1% | 75.7% | $118,137 | |
United Wholesale Mortgage
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Conventional, FHA | 34 | 14% | 70% | $140,588 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 8 | 3.3% | 100% | $101,250 | |
Michigan Mutual, Inc
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Conventional, FHA | 5 | 2.1% | 100% | $59,000 | |
Ross Mortgage Corporation
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FHA | 4 | 1.7% | 100% | $102,500 | |
Mortgage 1 Incorporated
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Conventional, FHA | 3 | 1.2% | 100% | $128,333 | |
Mortgage Center LC
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Conventional | 3 | 1.2% | 60% | $135,000 | |
Staunton Financial Inc
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Conventional, FHA | 3 | 1.2% | 100% | $161,666 | |
BLG Holdings, LLC
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Conventional | 2 | 0.8% | 100% | $115,000 | |
Legacy Mortgage
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FHA | 1 | 0.4% | 100% | $145,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.4% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 3.3% | 100% | $117,500 | |
The Loan Store, Inc
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Conventional | 6 | 2.5% | 100% | $80,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 2.1% | 54.5% | $67,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 2.1% | 71.4% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.7% | 100% | $132,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.7% | 100% | $80,000 | |
Mortgage Research Center
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VA | 4 | 1.7% | 57.1% | $187,500 | |
The Mortgage Link, Inc.
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Conventional, FHA | 4 | 1.7% | 100% | $110,000 | |
loanDepot.com LLC
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FHA, HELOC | 3 +1 HELOCs |
1.2% | 44.4% | $108,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $91,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.8% | 100% | $130,000 | |
Equity Resources Inc
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FHA | 1 | 0.4% | 100% | $135,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $115,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $65,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.4% | 33.3% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $165,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.4% | 100% | $105,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $85,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $35,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kemba Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Inkster Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Inkster, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Inkster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Inkster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Inkster, MI
Use these to narrow the list above. Each category shows how many Inkster, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Inkster, MI
Independent mortgage companies closed 73.1 percent of home loans in Inkster, Michigan in 2025, banks 15.7 percent and credit unions 11.2 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Public Service Credit Union the largest credit union. Among lenders headquartered in Michigan, Public Service Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Inkster, MI
By home loans closed in 2025, Public Service Credit Union was the largest mortgage lender in Inkster, Michigan with 9 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Inkster, Michigan, Rocket Mortgage approved the highest share of completed applications in 2025 at 75.7 percent, against a 77.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Inkster, Michigan in 2025, led by United Wholesale Mortgage with 19. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 16 credit unions closed home loans in Inkster, Michigan in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Inkster, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Inkster, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Inkster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
