Mortgage Lenders and Brokers in Ida, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ida, Michigan mortgage lenders include First Merchants BankFirst Merchants Bank2917 Lewis Ave, Ida, MI 48140A+5.0 ★Texas Ratio: 4.12%, Monroe Community Credit UnionMonroe Community Credit Union106 Park Pl, Dundee, MI 48131 1016A+5.0 ★Texas Ratio: 1.13%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Tlc Community Credit UnionTlc Community Credit Union3030 S Adrian Hwy, Adrian, MI 49221A+5.0 ★Texas Ratio: 0.45%, Keybank National AssociationKeybank National Association1352 S Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.81%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ida, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ida are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ida, Michigan
Market share is the lender's share of all home loans closed in Ida, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ida 2917 Lewis Ave, Ida, MI 48140 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 4 +17 HELOCs |
2.4% | 100% | $127,500 | View |
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106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 8 +3 HELOCs |
4.8% | 100% | $73,750 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 6 +7 HELOCs |
3.6% | 75% | $76,666 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 5 | 3% | 100% | $321,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 4 +12 HELOCs |
2.4% | 66.7% | $160,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +8 HELOCs |
1.8% | 100% | $371,666 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $220,000 | View |
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $85,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 1.2% | 66.7% | $210,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $395,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $285,000 | View |
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300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 0.6% | 100% | $645,000 | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 26 | 15.8% | 81.8% | $168,846 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 6 +1 HELOCs |
3.6% | 100% | $373,333 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 2.4% | 100% | $370,000 | |
GreenStone Farm Credit Services
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Conventional | 4 | 2.4% | 100% | $237,500 | |
Mortgage 1 Incorporated
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Conventional | 2 | 1.2% | 100% | $110,000 | |
Mortgage Center LC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
BLG Holdings, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
American Financial Network, Inc.
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Conventional, FHA, VA, USDA | 19 | 11.5% | 100% | $285,526 | |
21St Mortgage
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Conventional | 10 | 6.1% | 58.8% | $60,000 | |
Directions Credit Union
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Conventional, HELOC | 6 +4 HELOCs |
3.6% | 100% | $393,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3% | 83.3% | $215,000 | |
Ruoff Mortgage Company
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Conventional, VA | 3 | 1.8% | 100% | $261,666 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.8% | 100% | $325,000 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 3 | 1.8% | 100% | $231,666 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $315,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1.2% | 100% | $210,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 100% | $390,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 1.2% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.2% | 50% | $110,000 | |
Village Capital & Investment
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VA | 2 | 1.2% | 100% | $365,000 | |
EMM Loans LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.6% | 50% | $85,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 66.7% | $35,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $105,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 16.7% | $35,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $155,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.6% | 50% | $185,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $505,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $295,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.6% | 100% | $255,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ida Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ida, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Ida? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ida in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ida, MI
Use these to narrow the list above. Each category shows how many Ida, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Ida, MI
Independent mortgage companies closed 65.5 percent of home loans in Ida, Michigan in 2025, banks 18.2 percent and credit unions 16.4 percent. Rocket Mortgage was the largest mortgage company, First Merchants Bank the largest bank and Monroe Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Monroe Community Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ida, MI
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Ida, Michigan with 4 loans, about 2.4 percent of the market. The largest lender headquartered in Michigan was Monroe Community Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Ida, Michigan in 2025, led by American Financial Network, Inc. with 6. 10 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 12 credit unions closed home loans in Ida, Michigan in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ida, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ida, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ida. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
