Mortgage Lenders and Brokers in Hamtramck, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hamtramck, Michigan mortgage lenders include PNC Bank N.A.PNC Bank N.A.11300 Joseph Campau St, Hamtramck, MI 48212A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank9252 Joseph Campau St, Hamtramck, MI 48212A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, and Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hamtramck, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hamtramck are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hamtramck, Michigan
Market share is the lender's share of all home loans closed in Hamtramck, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Hamtramck 11300 Joseph Campau St, Hamtramck, MI 48212 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 9 +3 HELOCs |
5.5% | 43.5% | $148,333 | View |
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1 office in Hamtramck 9252 Joseph Campau St, Hamtramck, MI 48212 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +5 HELOCs |
1.2% | 33.3% | $75,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 4 | 2.4% | 100% | $30,000 | |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.2% | 66.7% | $145,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 1.2% | 100% | $215,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 1.2% | 100% | $50,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 2 | 1.2% | 100% | $25,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $15,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.6% | 50% | $55,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA | 76 | 46.3% | 78.4% | $185,657 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 7.3% | 66.7% | $147,500 | |
Uif Corporation
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Conventional | 10 | 6.1% | 71.4% | $164,000 | |
Success Mortgage Partners, Inc
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Conventional | 5 | 3% | 100% | $133,000 | |
Polish-Am Federal Credit Union
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Conventional | 5 | 3% | 100% | $69,000 | |
Mortgage Center LC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Newrez LLC
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Conventional | 9 | 5.5% | 69.2% | $169,444 | |
The Loan Store, Inc
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Conventional | 4 | 2.4% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.8% | 75% | $45,000 | |
Primelending
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Conventional | 1 | 0.6% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.6% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 50% | $115,000 | |
loanDepot.com LLC
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FHA | 1 | 0.6% | 33.3% | $155,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.6% | 50% | $185,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hamtramck Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hamtramck, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Hamtramck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hamtramck in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hamtramck, MI
Use these to narrow the list above. Each category shows how many Hamtramck, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Hamtramck, MI
Independent mortgage companies closed 70.1 percent of home loans in Hamtramck, Michigan in 2025, banks 20.1 percent and credit unions 9.8 percent. United Wholesale Mortgage was the largest mortgage company, PNC Bank N.A. the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hamtramck, MI
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Hamtramck, Michigan with 9 loans, about 5.5 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hamtramck, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 78.4 percent, against a 73.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Hamtramck, Michigan in 2025, led by United Wholesale Mortgage with 10. 1 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 9 credit unions closed home loans in Hamtramck, Michigan in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hamtramck, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hamtramck, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hamtramck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
