Mortgage Lenders and Brokers in Fraser, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fraser, Michigan mortgage lenders include Huntington National BankHuntington National Bank15820 15 Mile Rd, Fraser, MI 48026A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.32001 Groesbeck Hwy, Fraser, MI 48026A+5.0 ★Texas Ratio: 4.24%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Superior National BankSuperior National Bank201 S Superior Ave, Baraga, MI 49908A+5.0 ★Texas Ratio: 4.32%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Michigan First Credit UnionMichigan First Credit Union20645 Gibraltar Rd, Brownstown Twp, MI 48183A+5.0 ★Texas Ratio: 4.92%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, and Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fraser, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fraser are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fraser, Michigan
Market share is the lender's share of all home loans closed in Fraser, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fraser 15820 15 Mile Rd, Fraser, MI 48026 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 7 +9 HELOCs |
2.9% | 77.8% | $177,857 | View |
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★ 1.7 stars, 3 reviews 1 office in Fraser 32001 Groesbeck Hwy, Fraser, MI 48026 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.4% | 100% | $345,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 15 +8 HELOCs |
6.1% | 78.9% | $89,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 7 +1 HELOCs |
2.9% | 100% | $236,428 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 4 +2 HELOCs |
1.6% | 100% | $100,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, FHA | 4 | 1.6% | 100% | $200,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 60% | $118,333 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional, FHA | 3 | 1.2% | 50% | $78,333 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 3 | 1.2% | 100% | $135,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $225,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $290,000 | View |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $75,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $240,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 2 | 0.8% | 100% | $140,000 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 33.3% | $225,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $295,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $145,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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650 W 5th St, Clare, MI 48617 A+5.0 ★Texas Ratio: 4.54% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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10636 Gratiot Ave, Casco, MI 48064 A5.0 ★Texas Ratio: 7.11% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 42 +1 HELOCs |
17.1% | 82.7% | $224,523 | |
Rocket Mortgage
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Conventional, FHA, VA | 42 | 17.1% | 77.8% | $163,571 | |
Mortgage 1 Incorporated
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Conventional, FHA | 8 | 3.3% | 88.9% | $191,250 | |
Mortgage Center LC
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Conventional, FHA | 7 | 2.9% | 87.5% | $113,571 | |
Michigan Mutual, Inc
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Conventional, FHA | 3 | 1.2% | 100% | $165,000 | |
Staunton Financial Inc
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Conventional, FHA | 3 | 1.2% | 100% | $265,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.8% | 66.7% | $230,000 | |
Ccf - Auburn Hills Branch
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Conventional | 2 | 0.8% | 100% | $70,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Legacy Mortgage
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FHA | 1 | 0.4% | 100% | $175,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $305,000 | |
Polish-Am Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Uif Corporation
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 5 +1 HELOCs |
2% | 100% | $167,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.6% | 80% | $112,500 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 3 +3 HELOCs |
1.2% | 100% | $238,333 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +2 HELOCs |
1.2% | 100% | $188,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.2% | 100% | $305,000 | |
loanDepot.com LLC
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Conventional | 3 | 1.2% | 100% | $38,333 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.2% | 100% | $228,333 | |
Mortgage Research Center
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VA | 3 | 1.2% | 42.9% | $251,666 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 1.2% | 100% | $321,666 | |
Newrez LLC
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Conventional | 2 | 0.8% | 33.3% | $150,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.8% | 100% | $150,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $300,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $335,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 66.7% | $265,000 | |
Lower, LLC
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FHA | 2 | 0.8% | 100% | $190,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.8% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.8% | 100% | $65,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.8% | 33.3% | $45,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $345,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Nations Lending Corporation
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VA | 1 | 0.4% | 100% | $165,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fraser Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fraser, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Fraser? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fraser in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fraser, MI
Use these to narrow the list above. Each category shows how many Fraser, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Fraser, MI
Independent mortgage companies closed 64.9 percent of home loans in Fraser, Michigan in 2025, banks 15.5 percent and credit unions 19.6 percent. Towne Mortgage Company was the largest mortgage company, Huntington National Bank the largest bank and Michigan Schools and Governmen the largest credit union. Among lenders headquartered in Michigan, Michigan Schools and Governmen led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fraser, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Fraser, Michigan with 7 loans, about 2.9 percent of the market. The largest lender headquartered in Michigan was Michigan Schools and Governmen with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Fraser, Michigan in 2025, led by United Wholesale Mortgage with 11. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 20 credit unions closed home loans in Fraser, Michigan in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fraser, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fraser, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fraser. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
