Mortgage Lenders and Brokers in Franklin, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Dearborn Federal Savings BankDearborn Federal Savings Bank22315 Michigan Ave, Dearborn, MI 48124A+5.0 ★Texas Ratio: 1.64%, and Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin, Michigan
Market share is the lender's share of all home loans closed in Franklin, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
7.7% | 100% | $1,171,666 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
7.7% | 100% | $885,000 | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
3.8% | 100% | $1,338,333 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
2.6% | 100% | $1,405,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
2.6% | 100% | $825,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, Jumbo | 2 | 2.6% | 100% | $560,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 2.6% | 40% | $435,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.3% | 100% | $1,605,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 1.3% | 100% | $345,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 1.3% | 100% | $525,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.3% | 100% | $385,000 | View |
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625 N Main St, Clawson, MI 48017 1529 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1.3% | 100% | $415,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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32682 Franklin Rd, Franklin, MI 48025 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, Jumbo | 12 | 15.4% | 92.9% | $710,833 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo, HELOC | 9 +2 HELOCs |
11.5% | 100% | $599,444 | |
Staunton Financial Inc
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Conventional | 4 | 5.1% | 100% | $507,500 | |
Ross Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $415,000 | |
Mortgage Center LC
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Conventional | 1 | 1.3% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 3.8% | 100% | $1,018,333 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 2.6% | 100% | $1,440,000 | View |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 2.6% | 100% | $1,355,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $665,000 | |
EMM Loans LLC
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Conventional | 1 | 1.3% | 100% | $725,000 | |
Alliant Credit Union
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Conventional | 1 | 1.3% | 100% | $45,000 | |
Guidance Residential, LLC
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Conventional | 1 | 1.3% | 100% | $645,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,995,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA, Jumbo | 1 | 1.3% | 100% | $915,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1.3% | 100% | $215,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 1.3% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 100% | $205,000 | View |
SIRVA Mortgage, Inc.
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Conventional, Jumbo | 1 | 1.3% | 100% | $1,005,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 1.3% | 100% | $475,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.3% | 100% | $595,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 1.3% | 100% | $815,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1.3% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 100% | $575,000 | View |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Franklin Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin, MI
Use these to narrow the list above. Each category shows how many Franklin, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin, MI
Independent mortgage companies closed 51.3 percent of home loans in Franklin, Michigan in 2025, banks 29.5 percent and credit unions 19.2 percent. Rocket Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin, MI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Franklin, Michigan with 6 loans, about 7.7 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Franklin, Michigan in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Primis Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 11 credit unions closed home loans in Franklin, Michigan in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
