Mortgage Lenders and Brokers in Frankenmuth, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Frankenmuth, Michigan mortgage lenders include Frankenmuth Credit UnionFrankenmuth Credit Union580 N Main St, Frankenmuth, MI 48734A5.0 ★Texas Ratio: 8.18%, Huntington National BankHuntington National Bank525 N Main St, Frankenmuth, MI 48734A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.201 S Main St, Frankenmuth, MI 48734A+5.0 ★Texas Ratio: 4.24%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Wildfire Credit UnionWildfire Credit Union2936 Wilder Rd, Bay City, MI 48706A+5.0 ★Texas Ratio: 3.16%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, Financial Plus Credit UnionFinancial Plus Credit Union4129 N Euclid Ave, Bay City, MI 48706, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, and United Bay Community CUUnited Bay Community CU1309 N Lincoln St, Bay City, MI 48708 6172A5.0 ★Texas Ratio: 6.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Frankenmuth, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Frankenmuth are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Frankenmuth, Michigan
Market share is the lender's share of all home loans closed in Frankenmuth, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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580 N Main St, Frankenmuth, MI 48734 A5.0 ★Texas Ratio: 8.18% |
Conventional, Jumbo, HELOC | 71 +1 HELOCs |
53.8% | 100% | $251,338 | View |
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1 office in Frankenmuth 525 N Main St, Frankenmuth, MI 48734 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 25% | $135,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Frankenmuth 201 S Main St, Frankenmuth, MI 48734 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 3 | 2.3% | 100% | $405,000 | View |
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2936 Wilder Rd, Bay City, MI 48706 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 2.3% | 100% | $245,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 100% | $140,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 1.5% | 100% | $365,000 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 2 | 1.5% | 100% | $130,000 | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.5% | 100% | $320,000 | View |
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1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 1.5% | 100% | $160,000 | View |
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240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.8% | 100% | $405,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 0.8% | 100% | $35,000 | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $765,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Dow Credit Union
600 E Lyon Rd, Midland, MI 48640 5396 |
Conventional | 1 | 0.8% | 100% | $125,000 | |
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6900 Midland Rd, Freeland, MI 48623 8759 A5.0 ★Texas Ratio: 11.67% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
Rocket Mortgage
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Conventional, VA | 8 | 6.1% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 4.5% | 85.7% | $331,666 | |
BLG Holdings, LLC
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FHA | 2 | 1.5% | 100% | $285,000 | |
Great Lakes Federal Credit Uni
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Conventional | 1 | 0.8% | 100% | $135,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.8% | 100% | $235,000 | |
Legacy Mortgage
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Mortgage 1 Incorporated
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Conventional | 1 | 0.8% | 100% | $185,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Health Advantage Federal Credi
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 2.3% | 100% | $288,333 | |
Mortgage Research Center
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VA | 2 | 1.5% | 66.7% | $315,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $165,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $235,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.91% |
VA | 1 | 0.8% | 100% | $335,000 | View |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Frankenmuth Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Frankenmuth, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Frankenmuth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Frankenmuth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Frankenmuth, MI
Use these to narrow the list above. Each category shows how many Frankenmuth, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Frankenmuth, MI
Independent mortgage companies closed 21.2 percent of home loans in Frankenmuth, Michigan in 2025, banks 10.6 percent and credit unions 68.2 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Frankenmuth Credit Union the largest credit union. Among lenders headquartered in Michigan, Frankenmuth Credit Union led with 71 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Frankenmuth, MI
By home loans closed in 2025, Frankenmuth Credit Union was the largest mortgage lender in Frankenmuth, Michigan with 71 loans, about 53.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Frankenmuth, Michigan, Frankenmuth Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 96.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Frankenmuth, Michigan in 2025, led by United Wholesale Mortgage with 3. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 13 credit unions closed home loans in Frankenmuth, Michigan in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Frankenmuth, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Frankenmuth, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Frankenmuth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
