Mortgage Lenders and Brokers in Ferrysburg, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ferrysburg, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, West Shore BankWest Shore Bank501 Main St, Frankfort, MI 49635A5.0 ★Texas Ratio: 10.41%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, and Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ferrysburg, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ferrysburg are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ferrysburg, Michigan
Market share is the lender's share of all home loans closed in Ferrysburg, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ferrysburg 475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +13 HELOCs |
4.3% | 80% | $397,500 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, Jumbo, HELOC | 27 +13 HELOCs |
28.7% | 90% | $355,740 | |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
4.3% | 100% | $467,500 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 3 +3 HELOCs |
3.2% | 75% | $201,666 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 2.1% | 100% | $195,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 2.1% | 100% | $195,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $275,000 | View |
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501 Main St, Frankfort, MI 49635 A5.0 ★Texas Ratio: 10.41% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 1.1% | 100% | $235,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 1.1% | 100% | $265,000 | View |
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1888 E Sherman Blvd, Muskegon, MI 49444 1822 A5.0 ★Texas Ratio: 8.29% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,175,000 | View |
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50 Crahen Ave Ne, Grand Rapids, MI 49525 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 1.1% | 100% | $675,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage 1 Incorporated
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Conventional, FHA, Jumbo | 9 | 9.6% | 100% | $435,000 | |
United Wholesale Mortgage
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Conventional | 6 | 6.4% | 85.7% | $333,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 6.4% | 100% | $208,333 | |
Northern Mortgage Services, LLC
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Conventional | 3 | 3.2% | 100% | $341,666 | |
Mortgage Center LC
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Conventional | 1 | 1.1% | 100% | $725,000 | |
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 2.1% | 66.7% | $305,000 | |
Navy Federal Credit Union
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VA | 2 | 2.1% | 66.7% | $290,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.1% | 100% | $395,000 | |
Newrez LLC
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Conventional, Jumbo | 1 | 1.1% | 50% | $1,285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $385,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 50% | $345,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 100% | $45,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $305,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.1% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Ferrysburg Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ferrysburg, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Ferrysburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ferrysburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ferrysburg, MI
Use these to narrow the list above. Each category shows how many Ferrysburg, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Ferrysburg, MI
Independent mortgage companies closed 41.5 percent of home loans in Ferrysburg, Michigan in 2025, banks 22.3 percent and credit unions 36.2 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ferrysburg, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Ferrysburg, Michigan with 4 loans, about 4.3 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 27 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Ferrysburg, Michigan in 2025, led by Lake Michigan Credit Union with 2. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 9 credit unions closed home loans in Ferrysburg, Michigan in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ferrysburg, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ferrysburg, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ferrysburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
