Mortgage Lenders and Brokers in Durand, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Durand, Michigan mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association5300 S Durand Rd, Durand, MI 48429A+5.0 ★Texas Ratio: 3.22%, Dart BankDart Bank2469 Cedar Street, Delhi Township, MI 48842A-4.9 ★Texas Ratio: 16.59%, PfcuPfcu311 N Saginaw St, Durand, MI 48429A+5.0 ★Texas Ratio: 2.00%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, Financial Plus Credit UnionFinancial Plus Credit Union4129 N Euclid Ave, Bay City, MI 48706, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Citizens Bank, NACitizens Bank, NA455 E Eisenhower Pkwy, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 5.44%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, and First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Durand, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Durand are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Durand, Michigan
Market share is the lender's share of all home loans closed in Durand, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Durand 5300 S Durand Rd, Durand, MI 48429 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
2.1% | 66.7% | $110,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA | 5 | 5.2% | 83.3% | $159,000 | View |
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311 N Saginaw St, Durand, MI 48429 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 5 | 5.2% | 100% | $151,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 3 +1 HELOCs |
3.1% | 100% | $71,666 | View |
Financial Plus Credit Union
4129 N Euclid Ave, Bay City, MI 48706 |
Conventional | 3 | 3.1% | 100% | $85,000 | |
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1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 2.1% | 66.7% | $75,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 100% | $65,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
USDA, HELOC | 1 +1 HELOCs |
1% | 50% | $125,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $155,000 | |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
FHA | 1 | 1% | 100% | $195,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $365,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 1% | 50% | $45,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
USDA | 1 | 1% | 100% | $155,000 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 1% | 100% | $75,000 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 14.6% | 93.8% | $157,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 8.3% | 88.9% | $191,250 | |
Legacy Mortgage
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Conventional, FHA | 7 | 7.3% | 100% | $153,571 | |
Mortgage 1 Incorporated
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Conventional, FHA, USDA | 7 | 7.3% | 100% | $142,142 | |
BLG Holdings, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $210,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1% | 100% | $435,000 | |
Staunton Financial Inc
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FHA | 1 | 1% | 100% | $115,000 | |
Mortgage Research Center
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VA | 5 | 5.2% | 83.3% | $257,000 | |
New American Funding, LLC.
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Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.1% | 100% | $235,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 2.1% | 100% | $210,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 2.1% | 100% | $395,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 1% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 100% | $145,000 | |
Gvc Mortgage, Inc.
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USDA | 1 | 1% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 100% | $25,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1% | 100% | $175,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 1% | 100% | $165,000 | |
Highlands Residential Mortgage, Ltd.
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USDA | 1 | 1% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $345,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $205,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 1% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 1% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 100% | $85,000 | View |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Durand Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Durand, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Durand? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Durand in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Durand, MI
Use these to narrow the list above. Each category shows how many Durand, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Durand, MI
Independent mortgage companies closed 68.8 percent of home loans in Durand, Michigan in 2025, banks 13.5 percent and credit unions 17.7 percent. Towne Mortgage Company was the largest mortgage company, Fifth Third Bank, National Association the largest bank and Pfcu the largest credit union. Among lenders headquartered in Michigan, Dart Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Durand, MI
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Durand, Michigan with 2 loans, about 2.1 percent of the market. The largest lender headquartered in Michigan was Dart Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Durand, Michigan in 2025, led by Legacy Mortgage with 3. 7 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 9 credit unions closed home loans in Durand, Michigan in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Durand, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Durand, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Durand. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
