Croswell, Michigan mortgage lenders include Eastern Michigan BankEastern Michigan Bank37 N Horward Ave, Croswell, MI 48422A+5.0 ★Texas Ratio: 1.25%, Thumb Bank & TrustThumb Bank & Trust2543 S Sherman Rd, Applegate, MI 48401A+5.0 ★Texas Ratio: 0.17%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Security Credit UnionSecurity Credit Union5200 Peck Rd, Croswell, MI 48422 1462A+5.0 ★Texas Ratio: 5.96%, Team One Credit UnionTeam One Credit Union499 BRICK ST, BAD AXE, MI 48413A+5.0 ★Texas Ratio: 4.14%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Tri-County BankTri-County Bank4511 Van Dyke Rd, Almont, MI 48003A5.0 ★Texas Ratio: 8.17%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, and Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Croswell, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Croswell are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Croswell, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Croswell 37 N Horward Ave, Croswell, MI 48422 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 4 | 4.1% | 57.1% | $125,000 | View |
|
2543 S Sherman Rd, Applegate, MI 48401 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 5 | 5.2% | 83.3% | $103,000 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 4 +1 HELOCs |
4.1% | 100% | $147,500 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.1% | 66.7% | $60,000 | View |
|
5200 Peck Rd, Croswell, MI 48422 1462 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 2 | 2.1% | 100% | $160,000 | View |
|
499 BRICK ST, BAD AXE, MI 48413 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 2.1% | 100% | $50,000 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 1 | 1% | 100% | $55,000 | View |
|
4511 Van Dyke Rd, Almont, MI 48003 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 1% | 100% | $435,000 | View |
|
230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 1% | 100% | $245,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 1% | 100% | $275,000 | |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 1 | 1% | 100% | $135,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1% | 100% | $85,000 | View |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1% | 100% | $145,000 | View |
|
710 N Van Dyke Rd, Bad Axe, MI 48413 A5.0 ★Texas Ratio: 8.18% |
Conventional | 1 | 1% | 100% | $195,000 | View |
|
2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
8171 E 10 Mile Rd, Center Line, MI 48015 1449 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 17 | 17.5% | 85% | $213,823 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 8.2% | 72.7% | $261,250 | |
GreenStone Farm Credit Services
|
Conventional | 3 | 3.1% | 100% | $298,333 | |
Mortgage Center LC
|
Conventional | 2 | 2.1% | 50% | $95,000 | |
Legacy Mortgage
|
VA | 1 | 1% | 100% | $295,000 | |
Mortgage 1 Incorporated
|
Conventional | 1 | 1% | 100% | $315,000 | |
Michigan Mutual, Inc
|
FHA | 1 | 1% | 80% | $265,000 | |
Ross Mortgage Corporation
|
USDA | 1 | 1% | 100% | $135,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, USDA, HELOC | 13 +1 HELOCs |
13.4% | 100% | $188,076 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 3.1% | 100% | $201,666 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 3.1% | 100% | $98,333 | |
Newrez LLC
|
Conventional | 2 | 2.1% | 66.7% | $250,000 | |
Network Capital Funding Corporation
|
Conventional | 2 | 2.1% | 100% | $295,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 2.1% | 100% | $160,000 | |
CrossCountry Mortgage, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 1% | 100% | $185,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 1% | 100% | $345,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1% | 50% | $265,000 | |
Resicentral LLC
|
FHA | 1 | 1% | 100% | $375,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 100% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $135,000 | View |
Summit Credit Union
|
Conventional | 1 | 1% | 100% | $225,000 | |
Provident Funding Associates
|
Conventional | 1 | 1% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $305,000 | View |
Navy Federal Credit Union
|
VA | 1 | 1% | 100% | $65,000 | |
The Loan Store, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Croswell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Croswell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Croswell, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67 percent of home loans in Croswell, Michigan in 2025, banks 17.5 percent and credit unions 15.5 percent. Towne Mortgage Company was the largest mortgage company, Eastern Michigan Bank the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Michigan, Eastern Michigan Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Eastern Michigan Bank was the largest mortgage lender in Croswell, Michigan with 4 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Croswell, Michigan in 2025, led by Rocket Mortgage with 5. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 11 credit unions closed home loans in Croswell, Michigan in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Croswell, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Croswell, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Croswell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.