Attica, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank4515 Imlay City Rd, Attica, MI 48412A+5.0 ★Texas Ratio: 5.45%, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, ELGA Credit UnionELGA Credit Union1479 Straits Dr, Bay City, MI 48706A+5.0 ★Texas Ratio: 4.72%, Security Credit UnionSecurity Credit Union2230 S Center Rd, Burton, MI 48519A+5.0 ★Texas Ratio: 5.96%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Dort Financial Credit UnionDort Financial Credit Union5750 Baypointe Blvd, Clarkston, MI 48346 3192A+5.0 ★Texas Ratio: 4.06%, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Vibe Credit UnionVibe Credit Union3082 Coolidge Hwy, Berkley, MI 48072A+5.0 ★Texas Ratio: 5.97%, and Member First Mortgage, LLCMember First Mortgage, LLC650 W 5th St, Clare, MI 48617. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Attica, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Attica are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Attica, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Attica 4515 Imlay City Rd, Attica, MI 48412 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 4 | 3.8% | 66.7% | $77,500 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 4 +1 HELOCs |
3.8% | 100% | $112,500 | View |
|
1479 Straits Dr, Bay City, MI 48706 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 4 | 3.8% | 100% | $175,000 | View |
|
2230 S Center Rd, Burton, MI 48519 A+5.0 ★Texas Ratio: 5.96% |
Conventional | 4 | 3.8% | 66.7% | $72,500 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +2 HELOCs |
2.9% | 100% | $335,000 | View |
|
5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 3 +1 HELOCs |
2.9% | 100% | $111,666 | View |
|
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 2 | 1.9% | 100% | $380,000 | View |
|
53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 2 | 1.9% | 100% | $280,000 | View |
|
3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 2 | 1.9% | 100% | $95,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 2 | 1.9% | 100% | $575,000 | |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.9% | 100% | $225,000 | View |
|
201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 2 | 1.9% | 100% | $400,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $335,000 | View |
|
2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $125,000 | View |
|
5399 E Court St N, Burton, MI 48509 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 1% | 100% | $45,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional | 1 | 1% | 100% | $85,000 | |
|
4511 Van Dyke Rd, Almont, MI 48003 A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 1% | 100% | $505,000 | View |
|
★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 21 | 20% | 87.5% | $182,142 | |
United Wholesale Mortgage
|
Conventional, VA | 9 | 8.6% | 90% | $300,555 | |
GreenStone Farm Credit Services
|
Conventional | 5 | 4.8% | 100% | $465,000 | |
Mortgage 1 Incorporated
|
Conventional, FHA | 4 | 3.8% | 100% | $242,500 | |
Staunton Financial Inc
|
Conventional | 2 | 1.9% | 100% | $250,000 | |
Legacy Mortgage
|
Conventional | 1 | 1% | 100% | $435,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 1% | 100% | $325,000 | |
Ross Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $235,000 | |
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 3.8% | 80% | $245,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 4 | 3.8% | 100% | $340,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 1% | 100% | $325,000 | View |
Pennymac Loan Services LLC
|
Conventional | 1 | 1% | 100% | $225,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1% | 100% | $55,000 | |
Diamond Residential Mtg Corp
|
Conventional | 1 | 1% | 100% | $155,000 | |
American Financing Corporation
|
Conventional | 1 | 1% | 100% | $295,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 50% | $345,000 | |
Mortgage300 Corporation
|
Conventional | 1 | 1% | 100% | $105,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1% | 100% | $245,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 66.7% | $405,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1% | 50% | $125,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1% | 100% | $315,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Attica? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Attica in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Attica, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62.9 percent of home loans in Attica, Michigan in 2025, banks 16.2 percent and credit unions 21 percent. Member First Mortgage, LLC was the largest mortgage company, ChoiceOne Bank the largest bank and Michigan Schools and Governmen the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Attica, Michigan with 4 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Attica, Michigan in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 12 credit unions closed home loans in Attica, Michigan in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Attica, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Attica, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Attica. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.