Mortgage Lenders and Brokers in Westborough, Massachusetts
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Westborough, Massachusetts mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA303 Turnpike Rd, Westborough, MA 01581A+5.0 ★Texas Ratio: 3.68%, Middlesex Savings BankMiddlesex Savings Bank65 E Main St, Westborough, MA 01581A+5.0 ★Texas Ratio: 1.23%, Avidia BankAvidia Bank100 E Main St, Westborough, MA 01581A+5.0 ★Texas Ratio: 3.70%, Citizens Bank, NACitizens Bank, NA32 Lyman Street, Westborough, MA 01581A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA306 Turnpike Rd, Westborough, MA 01581A+5.0 ★Texas Ratio: 4.14%, Ross Mortgage CompanyRoss Mortgage CompanyWestborough, MA, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Digital Federal Credit UnionDigital Federal Credit Union18 Lyman St, Westborough, MA 01581 1459, Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%, and Charles River BankCharles River Bank3 S Maple St, Bellingham, MA 02019A-4.4 ★Texas Ratio: 5.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westborough, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westborough are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westborough, Massachusetts
Market share is the lender's share of all home loans closed in Westborough, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Westborough 303 Turnpike Rd, Westborough, MA 01581 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 8.6% | 100% | $511,000 | View |
|
1 office in Westborough 65 E Main St, Westborough, MA 01581 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $35,000 | View |
|
1 office in Westborough 100 E Main St, Westborough, MA 01581 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 1.7% | 100% | $75,000 | View |
|
1 office in Westborough 32 Lyman Street, Westborough, MA 01581 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 office in Westborough 306 Turnpike Rd, Westborough, MA 01581 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Ross Mortgage Company
|
Conventional | 1 | 1.7% | 100% | $495,000 | |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 5 | 8.6% | 100% | $555,000 | View |
Digital Federal Credit Union
18 Lyman St, Westborough, MA 01581 1459 |
Conventional, HELOC | 4 +1 HELOCs |
6.9% | 80% | $465,000 | |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 3.4% | 100% | $215,000 | View |
|
3 S Maple St, Bellingham, MA 02019 A-4.4 ★Texas Ratio: 5.05% |
Conventional | 1 | 1.7% | 100% | $125,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 1.7% | 100% | $465,000 | View |
|
96 Turnpike Rd, Westborough, MA 01581 2802 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 1.7% | 100% | $195,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 1.7% | 100% | $755,000 | |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 1.7% | 100% | $505,000 | View |
|
100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 1 | 1.7% | 100% | $625,000 | View |
Central One Federal Credit Union
40 South St, Westborough, MA 01581 |
HELOC | 0 +7 HELOCs |
0% | 0% | ||
|
100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Fed Mortgage Corp.
|
Conventional | 2 | 3.4% | 100% | $270,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.7% | 50% | $585,000 | View |
Drew Mortgage Associates, Inc
|
Conventional | 1 | 1.7% | 100% | $805,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 5 | 8.6% | 100% | $597,000 | |
Rocket Mortgage
|
Conventional | 4 | 6.9% | 71.4% | $282,500 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA | 3 | 5.2% | 100% | $321,666 | View |
Fairway Independent Mort Corp
|
Conventional, HELOC | 2 +1 HELOCs |
3.4% | 100% | $355,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 3.4% | 100% | $440,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 3.4% | 100% | $235,000 | |
loanDepot.com LLC
|
Conventional | 2 | 3.4% | 66.7% | $350,000 | |
United Wholesale Mortgage
|
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $555,000 | |
EMM Loans LLC
|
Conventional | 1 | 1.7% | 100% | $375,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.7% | 50% | $495,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.7% | 100% | $195,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 1.7% | 100% | $615,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.7% | 100% | $295,000 | |
T2 Financial LLC
|
Conventional | 1 | 1.7% | 100% | $205,000 | |
Harborone Mortgage, LLC
|
Conventional | 1 | 1.7% | 100% | $595,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.7% | 100% | $425,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Westborough Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westborough, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Westborough? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westborough in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westborough, MA
Use these to narrow the list above. Each category shows how many Westborough, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Westborough, MA
Independent mortgage companies closed 55.2 percent of home loans in Westborough, Massachusetts in 2025, banks 32.8 percent and credit unions 12.1 percent. Ross Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Digital Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Middlesex Savings Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westborough, MA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Westborough, Massachusetts with 5 loans, about 8.6 percent of the market. The largest lender headquartered in Massachusetts was Middlesex Savings Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Westborough, Massachusetts in 2025, led by Guaranteed Rate, Inc. with 1. 0 lenders closed VA loans, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Westborough, Massachusetts in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westborough, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westborough, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westborough. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
