Mortgage Lenders and Brokers in South Deerfield, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Deerfield, Massachusetts mortgage lenders include Greenfield Savings BankGreenfield Savings Bank61 N Main St, South Deerfield, MA 01373A+5.0 ★Texas Ratio: 3.75%, M&T BankM&T Bank28 Elm St, South Deerfield, MA 01373A+5.0 ★Texas Ratio: 4.11%, UMassFive College Federal Credit UnionUMassFive College Federal Credit Union1 Campus Center Way, Amherst, MA 01003A5.0 ★Texas Ratio: 7.52%, Florence BankFlorence Bank385 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 2.70%, Greenfield Cooperative BankGreenfield Cooperative Bank390 College St, Amherst, MA 01002A+5.0 ★Texas Ratio: 4.03%, Westfield BankWestfield Bank655 Main St, Agawam, MA 01001A+5.0 ★Texas Ratio: 2.93%, Bank of CantonBank of Canton850 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 4.22%, Monson Savings BankMonson Savings Bank61 N Main St, East Longmeadow, MA 01028A+5.0 ★Texas Ratio: 1.92%, Franklin First Credit UnionFranklin First Credit Union57 Newton St, Greenfield, MA 01301 3113, and BankesbBankesb770 Main St, Agawam, MA 01001. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Deerfield, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Deerfield are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Deerfield, Massachusetts
Market share is the lender's share of all home loans closed in South Deerfield, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Deerfield 61 N Main St, South Deerfield, MA 01373 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 15 | 24.6% | 93.8% | $223,000 | View |
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1 office in South Deerfield 28 Elm St, South Deerfield, MA 01373 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $125,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 10 | 16.4% | 86.7% | $95,000 | View |
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★ 5 stars, 1 review 385 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 2.70% |
Conventional, HELOC | 3 +5 HELOCs |
4.9% | 75% | $195,000 | View |
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390 College St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 3 | 4.9% | 100% | $118,333 | View |
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655 Main St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 2 | 3.3% | 100% | $140,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
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61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional, Jumbo | 1 | 1.6% | 100% | $835,000 | View |
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57 Newton St, Greenfield, MA 01301 3113 |
Conventional | 1 | 1.6% | 100% | $25,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 1.6% | 100% | $665,000 | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 1.6% | 100% | $515,000 | |
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46 Main St, Chicopee, MA 01020 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 1.6% | 100% | $245,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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Conventional, FHA | 3 | 4.9% | 100% | $255,000 | |
Rocket Mortgage
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Conventional | 2 | 3.3% | 100% | $205,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 3.3% | 100% | $365,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.6% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.6% | 100% | $505,000 | |
Primelending
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Conventional | 1 | 1.6% | 100% | $385,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 1.6% | 100% | $315,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.6% | 100% | $615,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.6% | 100% | $425,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 100% | $155,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.6% | 100% | $495,000 | |
Geneva Financial LLC
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VA | 1 | 1.6% | 100% | $525,000 | |
First World Mortgage Corporaton
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Conventional | 1 | 1.6% | 100% | $305,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.6% | 100% | $395,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 50% | $515,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Deerfield Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Deerfield, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in South Deerfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Deerfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Deerfield, MA
Use these to narrow the list above. Each category shows how many South Deerfield, MA lenders fit and what that kind of lender is usually best for.
Who Lends in South Deerfield, MA
Independent mortgage companies closed 29.5 percent of home loans in South Deerfield, Massachusetts in 2025, banks 47.5 percent and credit unions 23 percent. Total Mortgage Services, LLC was the largest mortgage company, Greenfield Savings Bank the largest bank and UMassFive College Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Greenfield Savings Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Deerfield, MA
By home loans closed in 2025, Greenfield Savings Bank was the largest mortgage lender in South Deerfield, Massachusetts with 15 loans, about 24.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in South Deerfield, Massachusetts in 2025, led by Total Mortgage Services, LLC with 1. 1 lenders closed VA loans, led by Geneva Financial LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in South Deerfield, Massachusetts in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Deerfield, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Deerfield, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Deerfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
