Barre, Massachusetts mortgage lenders include Fidelity Co-Operative BankFidelity Co-Operative Bank56 Common St, Barre, MA 01005C+4.0 ★Texas Ratio: 26.47%, Cornerstone BankCornerstone Bank560 Summer St, Barre, MA 01005A+5.0 ★Texas Ratio: 2.94%, Millbury Federal Credit UnionMillbury Federal Credit Union56 Auburn St, Auburn, MA 01501A+5.0 ★Texas Ratio: 2.17%, All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, Country Bank for SavingsCountry Bank for Savings21 N Main St, Belchertown, MA 01007A5.0 ★Texas Ratio: 6.28%, Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Gfa Federal Credit UnionGfa Federal Credit Union35 Main St, Ashburnham, MA 01430 1290A+5.0 ★Texas Ratio: 5.25%, Central One Federal Credit UnionCentral One Federal Credit Union63 Southbridge St, Auburn, MA 01501, and Webster First Federal Credit UnionWebster First Federal Credit Union547 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Barre, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Barre are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Barre, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Barre 56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 10 +6 HELOCs |
8.6% | 84.6% | $185,000 | View |
|
1 office in Barre 560 Summer St, Barre, MA 01005 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 6 | 5.2% | 85.7% | $100,000 | View |
|
56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 4 | 3.4% | 100% | $140,000 | View |
|
159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 3 | 2.6% | 100% | $85,000 | View |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 2 +5 HELOCs |
1.7% | 100% | $295,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 2 | 1.7% | 100% | $95,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 1.7% | 100% | $305,000 | View |
|
35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 2 | 1.7% | 100% | $30,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $385,000 | |
|
547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
|
400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
|
18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
|
136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Athol Savings Bank
|
Conventional | 5 | 4.3% | 100% | $133,000 | |
Drew Mortgage Associates, Inc
|
Conventional, FHA | 2 | 1.7% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.9% | 50% | $585,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 11.2% | 72.2% | $275,769 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, USDA, HELOC | 8 +1 HELOCs |
6.9% | 100% | $217,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 7 | 6% | 100% | $362,142 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 4.3% | 100% | $199,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 4.3% | 100% | $341,000 | |
Newrez LLC
|
Conventional, VA | 3 | 2.6% | 100% | $261,666 | |
Total Mortgage Services, LLC
|
Conventional, FHA | 3 | 2.6% | 100% | $171,666 | |
Northern Mortgage Services, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 1.7% | 100% | $360,000 | View |
Nationstar Mortgage
|
FHA | 2 | 1.7% | 100% | $310,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 1.7% | 100% | $310,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.9% | 100% | $245,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.9% | 100% | $545,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $425,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $135,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.9% | 25% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Discover Bank
|
Conventional | 1 | 0.9% | 50% | $45,000 | |
Nfm, Inc
|
Conventional | 1 | 0.9% | 100% | $385,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
Sierra Pacific Mortgage Co. Inc
|
VA | 1 | 0.9% | 100% | $255,000 | |
Mortgage Research Center
|
VA | 1 | 0.9% | 50% | $405,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.9% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.9% | 100% | $355,000 | |
United Nations Federal CU
|
Conventional | 1 | 0.9% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.9% | 50% | $55,000 | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Barre? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Barre in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Barre, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 56 percent of home loans in Barre, Massachusetts in 2025, banks 30.2 percent and credit unions 13.8 percent. Mortgage Equity Partners LLC was the largest mortgage company, Fidelity Co-Operative Bank the largest bank and Millbury Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Fidelity Co-Operative Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Fidelity Co-Operative Bank was the largest mortgage lender in Barre, Massachusetts with 10 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Barre, Massachusetts in 2025, led by United Wholesale Mortgage with 4. 5 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Barre, Massachusetts in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Barre, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Barre, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Barre. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.