Mortgage Lenders and Brokers in Boonsboro, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boonsboro, Maryland mortgage lenders include M&T BankM&T Bank7620 Old National Pike, Boonsboro, MD 21713A+5.0 ★Texas Ratio: 4.11%, Middletown Valley BankMiddletown Valley Bank6721 Old National Pike, Boonsboro, MD 21713A+5.0 ★Texas Ratio: 1.21%, Truist BankTruist Bank231 N Main St, Boonsboro, MD 21713A+5.0 ★Texas Ratio: 2.87%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, Presidential Bank, FSBPresidential Bank, FSB4520 East West Hwy, Bethesda, MD 20814A-4.9 ★Texas Ratio: 16.48%, Jefferson Security BankJefferson Security Bank103 W Main St, Sharpsburg, MD 21782A+4.9 ★Texas Ratio: 0.10%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, Cnb Bank Inc.Cnb Bank Inc.1591 Potomac Ave, Hagerstown, MD 21742A+5.0 ★Texas Ratio: 0.74%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, and Fulton Bank, National AssociationFulton Bank, National Association207 N Main St, Boonsboro, MD 21713A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boonsboro, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boonsboro are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boonsboro, Maryland
Market share is the lender's share of all home loans closed in Boonsboro, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Boonsboro 7620 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +9 HELOCs |
1.8% | 66.7% | $300,000 | View |
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1 office in Boonsboro 6721 Old National Pike, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.8% | 100% | $760,000 | View |
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★ 1 stars, 1 review 1 office in Boonsboro 231 N Main St, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $155,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA | 3 | 2.7% | 100% | $271,666 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 1.8% | 100% | $405,000 | View |
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103 W Main St, Sharpsburg, MD 21782 A+4.9 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.9% | 100% | $235,000 | |
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1591 Potomac Ave, Hagerstown, MD 21742 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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207 N Main St, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 3.6% | 100% | $417,500 | View |
Nfm, Inc
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Conventional, VA, USDA | 3 | 2.7% | 100% | $361,666 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.9% | 100% | $255,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.9% | 100% | $435,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 10.9% | 75% | $267,500 | |
Nationstar Mortgage
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Conventional | 5 | 4.5% | 100% | $109,000 | |
United Wholesale Mortgage
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FHA, VA, Jumbo | 4 | 3.6% | 100% | $545,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 3.6% | 100% | $362,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 3 | 2.7% | 100% | $375,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.7% | 50% | $368,333 | |
Newrez LLC
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Conventional, FHA | 3 | 2.7% | 75% | $158,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.7% | 100% | $135,000 | |
Cmg Mortgage Inc
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Conventional | 3 | 2.7% | 100% | $678,333 | |
TowneBank
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Conventional, FHA, USDA | 3 | 2.7% | 100% | $291,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.8% | 66.7% | $250,000 | View |
Originpoint, LLC
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Conventional, VA | 2 | 1.8% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $435,000 | |
First Heritage Mortgage, LLC
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Conventional, VA | 2 | 1.8% | 100% | $390,000 | |
Cardinal Financial Company, Li
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FHA, VA | 2 | 1.8% | 100% | $360,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 1.8% | 66.7% | $290,000 | |
Integrity Home Mortgage Corporation
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Conventional | 2 | 1.8% | 100% | $260,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1.8% | 50% | $255,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.8% | 100% | $40,000 | |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $475,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 100% | $305,000 | |
ALCOVA Mortgage, LLC
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USDA | 1 | 0.9% | 100% | $325,000 | |
loanDepot.com LLC
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VA | 1 | 0.9% | 100% | $345,000 | |
Dart Bank
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FHA | 1 | 0.9% | 100% | $395,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.9% | 50% | $395,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
Valley West Corporation
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Bay Equity LLC
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FHA | 1 | 0.9% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $375,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $575,000 | |
Farmers and Merchants Trust Company of Chambersburg
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Conventional | 1 | 0.9% | 100% | $655,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $485,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.9% | 100% | $215,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Boonsboro Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boonsboro, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Boonsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boonsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boonsboro, MD
Use these to narrow the list above. Each category shows how many Boonsboro, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Boonsboro, MD
Independent mortgage companies closed 76.4 percent of home loans in Boonsboro, Maryland in 2025, banks 20 percent and credit unions 3.6 percent. First Home Mortgage was the largest mortgage company, M&T Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Middletown Valley Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boonsboro, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Boonsboro, Maryland with 2 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Middletown Valley Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Boonsboro, Maryland in 2025, led by United Wholesale Mortgage with 3. 12 lenders closed VA loans, led by Freedom Mortgage Corporation, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Boonsboro, Maryland in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boonsboro, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boonsboro, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boonsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
