Mortgage Lenders and Brokers in Howland, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Howland, Maine mortgage lenders include Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Bath Savings InstitutionBath Savings Institution105 Front St, Bath, ME 04530A+5.0 ★Texas Ratio: 0.21%, University Credit UnionUniversity Credit Union67 Sewall St, Augusta, ME 04330 6332A+5.0 ★Texas Ratio: 3.82%, First Federal Savings and Loan Assocation of BathFirst Federal Savings and Loan Assocation of Bath125 Front St, Bath, ME 04530A-5.0 ★Texas Ratio: 14.93%, TD BankTD Bank10 Great Falls Plz, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.71%, Lincoln Maine Federal Cr UnionLincoln Maine Federal Cr UnionLincoln, ME, CUSO Mortgage CorporationCUSO Mortgage CorporationHampden, ME, The County Federal CreditUnionThe County Federal CreditUnionCaribou, ME, Rocket Mortgage, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Howland, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Howland are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Howland, Maine
Market share is the lender's share of all home loans closed in Howland, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 1 +5 HELOCs |
3.6% | 100% | $65,000 | View |
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105 Front St, Bath, ME 04530 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 3.6% | 100% | $235,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 3.6% | 100% | $105,000 | View |
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125 Front St, Bath, ME 04530 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 3.6% | 100% | $45,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 3.6% | 50% | $55,000 | View |
Lincoln Maine Federal Cr Union
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Conventional | 2 | 7.1% | 100% | $195,000 | |
CUSO Mortgage Corporation
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Conventional, FHA | 2 | 7.1% | 100% | $130,000 | |
The County Federal CreditUnion
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Conventional | 1 | 3.6% | 100% | $45,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 14.3% | 66.7% | $87,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 10.7% | 100% | $195,000 | |
Mortgage Research Center
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VA | 2 | 7.1% | 100% | $245,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 7.1% | 50% | $135,000 | |
Alliant Credit Union
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Conventional | 1 | 3.6% | 100% | $65,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 3.6% | 100% | $215,000 | |
loanDepot.com LLC
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FHA | 1 | 3.6% | 100% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 3.6% | 100% | $205,000 | |
American Financial Network, Inc.
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Conventional | 1 | 3.6% | 100% | $95,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 3.6% | 100% | $295,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 3.6% | 100% | $115,000 |
Howland Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Howland, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Howland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Howland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Howland, ME
Use these to narrow the list above. Each category shows how many Howland, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Howland, ME
Independent mortgage companies closed 67.9 percent of home loans in Howland, Maine in 2025, banks 14.3 percent and credit unions 17.9 percent. CUSO Mortgage Corporation was the largest mortgage company, Bangor Savings Bank the largest bank and University Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Howland, ME
By home loans closed in 2025, Bangor Savings Bank was the largest mortgage lender in Howland, Maine with 1 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Howland, Maine in 2025, led by CUSO Mortgage Corporation with 1. 2 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 4 credit unions closed home loans in Howland, Maine in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Howland, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Howland, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Howland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
