Mortgage Lenders and Brokers in Perry, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Perry, Kansas mortgage lenders include Union State Bank of EverestUnion State Bank of Everest701 Kansas Ave, Atchison, KS 66002A5.0 ★Texas Ratio: 7.97%, Mutual Savings AssociationMutual Savings Association229 Oak St, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 3.48%, First State Bank & TrustFirst State Bank & Trust402 Plaza Dr, Perry, KS 66073, Envista Federal Credit UnionEnvista Federal Credit Union1803 N Lorraine St, Hutchinson, KS 67502A+5.0 ★Texas Ratio: 2.13%, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Landmark National BankLandmark National Bank1741 North Washington Street, Auburn, KS 66402A+5.0 ★Texas Ratio: 5.97%, New Century BankNew Century Bank1211 28th St, Belleville, KS 66935A+5.0 ★Texas Ratio: 5.98%, Exchange Bank & TrustExchange Bank & Trust600 Commercial St, Atchison, KS 66002A+5.0 ★Texas Ratio: 1.06%, and NBH BankNBH Bank110 S 4th St, Edwardsville, KS 66111A+5.0 ★Texas Ratio: 2.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Perry, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Perry are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Perry, Kansas
Market share is the lender's share of all home loans closed in Perry, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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701 Kansas Ave, Atchison, KS 66002 A5.0 ★Texas Ratio: 7.97% |
Conventional | 6 | 9.2% | 100% | $241,666 | View |
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229 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 3.48% |
Conventional | 3 | 4.6% | 100% | $175,000 | View |
First State Bank & Trust
402 Plaza Dr, Perry, KS 66073 |
Conventional | 3 | 4.6% | 57.1% | $88,333 | |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 66.7% | $80,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional | 2 | 3.1% | 100% | $310,000 | |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 1.5% | 100% | $45,000 | View |
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1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 1.5% | 100% | $75,000 | View |
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1211 28th St, Belleville, KS 66935 A+5.0 ★Texas Ratio: 5.98% |
Conventional | 1 | 1.5% | 100% | $125,000 | View |
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600 Commercial St, Atchison, KS 66002 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
VA | 1 | 1.5% | 100% | $195,000 | View |
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320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 1.5% | 100% | $325,000 | View |
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100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67% |
Conventional | 1 | 1.5% | 100% | $275,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
M Squared Financial LLC
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FHA | 1 | 1.5% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 9.2% | 50% | $253,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 4.6% | 75% | $235,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 4.6% | 100% | $261,666 | |
United Wholesale Mortgage
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FHA, VA | 2 | 3.1% | 100% | $345,000 | |
Primelending
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Conventional | 2 | 3.1% | 100% | $185,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 3.1% | 100% | $140,000 | |
Geneva Financial LLC
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Conventional, VA | 2 | 3.1% | 100% | $250,000 | |
21St Mortgage
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Conventional | 2 | 3.1% | 100% | $20,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $165,000 | |
American Financial Resources LLC
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FHA | 1 | 1.5% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.5% | 100% | $45,000 | |
Brighton Bank
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VA | 1 | 1.5% | 100% | $405,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.5% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.5% | 100% | $395,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.5% | 100% | $305,000 | |
loanDepot.com LLC
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FHA | 1 | 1.5% | 100% | $205,000 | |
American Financial Network, Inc.
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FHA | 1 | 1.5% | 100% | $405,000 | |
First State Bank of St Charles
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Conventional | 1 | 1.5% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 1.5% | 66.7% | $195,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 1.5% | 100% | $185,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 1.5% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 1.5% | 100% | $195,000 | View |
Mortgage Research Center
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VA | 1 | 1.5% | 100% | $195,000 | |
Premier Members Credit Union
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Conventional | 1 | 1.5% | 100% | $115,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.5% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 50% | $35,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Perry Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Perry, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Perry? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Perry in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Perry, KS
Use these to narrow the list above. Each category shows how many Perry, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Perry, KS
Independent mortgage companies closed 50.8 percent of home loans in Perry, Kansas in 2025, banks 40 percent and credit unions 9.2 percent. M Squared Financial LLC was the largest mortgage company, Union State Bank of Everest the largest bank and Envista Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Union State Bank of Everest led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Perry, KS
By home loans closed in 2025, Union State Bank of Everest was the largest mortgage lender in Perry, Kansas with 6 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Perry, Kansas in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Perry, Kansas in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Perry, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Perry, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Perry. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
