Paola, Kansas mortgage lenders include First Option BankFirst Option Bank702 Baptiste Dr, Paola, KS 66071A4.5 ★Texas Ratio: 2.64%, Great Southern BankGreat Southern Bank1515 Baptiste Dr, Paola, KS 66071A+5.0 ★Texas Ratio: 1.55%, Landmark National BankLandmark National Bank1310 Baptiste Dr, Paola, KS 66071A+5.0 ★Texas Ratio: 5.97%, Security Bank of Kansas CitySecurity Bank of Kansas City1600 E Peoria St, Paola, KS 66071A+5.0 ★Texas Ratio: 0.12%, Communityamerica Federal Credit UnionCommunityamerica Federal Credit Union7714 State Ave, Kansas City, KS 66112, The First Security BankThe First Security Bank29 W Wea St, Paola, KS 66071, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, Bank of America NABank of America NA329 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.98%, Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%, and Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paola, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paola are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Paola, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
702 Baptiste Dr, Paola, KS 66071 A4.5 ★Texas Ratio: 2.64% |
Conventional, Jumbo | 16 | 8.7% | 90.9% | $282,500 | View |
|
1 office in Paola 1515 Baptiste Dr, Paola, KS 66071 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 5 | 2.7% | 60% | $75,000 | View |
|
1 office in Paola 1310 Baptiste Dr, Paola, KS 66071 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 1.6% | 100% | $265,000 | View |
|
1 office in Paola 1600 E Peoria St, Paola, KS 66071 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 2 | 1.1% | 100% | $130,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional, HELOC | 6 +7 HELOCs |
3.3% | 100% | $350,000 | |
The First Security Bank
29 W Wea St, Paola, KS 66071 |
Conventional | 5 | 2.7% | 100% | $179,000 | |
|
2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $301,666 | View |
|
329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, FHA, VA, Jumbo | 3 | 1.6% | 100% | $595,000 | View |
|
306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 66.7% | $140,000 | View |
|
114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $240,000 | View |
|
1211 28th St, Belleville, KS 66935 A+5.0 ★Texas Ratio: 5.98% |
Conventional | 2 | 1.1% | 100% | $390,000 | View |
|
110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 2 | 1.1% | 66.7% | $730,000 | View |
|
13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $355,000 | View |
|
120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 50% | $165,000 | View |
|
★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
|
2000 W 103rd St, Leawood, KS 66206 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
|
405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.5% | 100% | $185,000 | View |
|
840 E Main St, Gardner, KS 66030 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
|
1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
2828 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 4.82% |
USDA | 1 | 0.5% | 100% | $245,000 | View |
|
137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
|
Conventional, FHA | 3 | 1.6% | 100% | $305,000 | |
M Squared Financial LLC
|
Conventional | 2 | 1.1% | 100% | $300,000 | |
Rocket Mortgage
|
Conventional, FHA | 13 | 7.1% | 76.5% | $208,076 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 10 | 5.4% | 100% | $380,000 | |
New American Funding, LLC.
|
Conventional, VA | 9 | 4.9% | 90% | $162,777 | |
|
A5.0 ★Texas Ratio: 6.15% |
Conventional, USDA | 8 | 4.3% | 88.9% | $212,500 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 3.8% | 100% | $213,571 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 2.7% | 100% | $275,000 | |
First State Bank of St Charles
|
Conventional, FHA | 5 | 2.7% | 100% | $301,000 | |
Primelending
|
Conventional, FHA | 4 | 2.2% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.61% |
Conventional | 4 | 2.2% | 100% | $277,500 | View |
Planet Home Lending, LLC
|
Conventional, FHA | 4 | 2.2% | 100% | $220,000 | |
Mortgage Research Center
|
VA | 4 | 2.2% | 80% | $310,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 1.6% | 100% | $128,333 | View |
Cmg Mortgage Inc
|
Conventional, VA | 3 | 1.6% | 100% | $381,666 | |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 1.1% | 66.7% | $260,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 1.1% | 100% | $275,000 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 1.1% | 100% | $305,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 2 | 1.1% | 100% | $320,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 1.1% | 100% | $230,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.1% | 66.7% | $120,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.5% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.5% | 100% | $215,000 | |
Kind Lending, LLC
|
VA | 1 | 0.5% | 100% | $365,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $425,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Amerisave Mortgage Company
|
FHA | 1 | 0.5% | 100% | $175,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Discover Bank
|
Conventional | 1 | 0.5% | 100% | $45,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.5% | 100% | $285,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Bay Equity LLC
|
VA | 1 | 0.5% | 100% | $565,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.5% | 100% | $295,000 | |
Real Genius LLC
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $165,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.5% | 100% | $545,000 | |
Megastar Finanacial Corp
|
FHA | 1 | 0.5% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Endeavor Capital, LLC
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.5% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.5% | 100% | $85,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.5% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Texana Bank
|
Conventional | 1 | 0.5% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Village Capital & Investment
|
VA | 1 | 0.5% | 100% | $395,000 | |
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Paola? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paola in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Paola, KS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 49.5 percent of home loans in Paola, Kansas in 2025, banks 46.7 percent and credit unions 3.8 percent. Leaderone Financial Corp. was the largest mortgage company, First Option Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, First Option Bank led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
By home loans closed in 2025, First Option Bank was the largest mortgage lender in Paola, Kansas with 16 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Paola, Kansas in 2025, led by Fairway Independent Mort Corp with 3. 15 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 2 credit unions closed home loans in Paola, Kansas in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paola, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paola, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paola. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.