Mortgage Lenders and Brokers in Oskaloosa, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oskaloosa, Kansas mortgage lenders include Union State Bank of EverestUnion State Bank of Everest518 Liberty Street, Oskaloosa, KS 66066A5.0 ★Texas Ratio: 7.97%, First State Bank & TrustFirst State Bank & Trust15506 Pinehurst Dr, Basehor, KS 66007, Mid America BankMid America Bank707 High St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 1.02%, Mutual Savings AssociationMutual Savings Association515 Delaware St, Oskaloosa, KS 66066A+5.0 ★Texas Ratio: 3.48%, Envista Federal Credit UnionEnvista Federal Credit Union1803 N Lorraine St, Hutchinson, KS 67502A+5.0 ★Texas Ratio: 2.13%, US Bank, N.A.US Bank, N.A.13020 W Canaan Dr, Bonner Springs, KS 66012A+5.0 ★Texas Ratio: 2.85%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Lyndon State BankLyndon State Bank817 Topeka Ave, Lyndon, KS 66451A+5.0 ★Texas Ratio: 2.68%, Gnbank, N.A.Gnbank, N.A.501 E Washington St, Arma, KS 66712A+5.0 ★Texas Ratio: 0.84%, and Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oskaloosa, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oskaloosa are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oskaloosa, Kansas
Market share is the lender's share of all home loans closed in Oskaloosa, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oskaloosa 518 Liberty Street, Oskaloosa, KS 66066 A5.0 ★Texas Ratio: 7.97% |
Conventional | 17 | 12.1% | 94.7% | $217,352 | View |
First State Bank & Trust
15506 Pinehurst Dr, Basehor, KS 66007 |
Conventional | 8 | 5.7% | 100% | $186,250 | |
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★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional, Jumbo | 6 | 4.3% | 100% | $460,000 | View |
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515 Delaware St, Oskaloosa, KS 66066 A+5.0 ★Texas Ratio: 3.48% |
Conventional | 6 | 4.3% | 100% | $216,666 | View |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 5 | 3.6% | 75% | $77,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 3 | 2.1% | 75% | $248,333 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $555,000 | View |
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817 Topeka Ave, Lyndon, KS 66451 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 2 | 1.4% | 100% | $260,000 | View |
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501 E Washington St, Arma, KS 66712 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 2 | 1.4% | 100% | $215,000 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $255,000 | View |
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421 New York Ave, Holton, KS 66436 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.7% | 50% | $115,000 | View |
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304 Missouri Ave, Alma, KS 66401 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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1211 28th St, Belleville, KS 66935 A+5.0 ★Texas Ratio: 5.98% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional | 1 | 0.7% | 100% | $95,000 | |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
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125 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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15718 Pinehurst Dr, Basehor, KS 66007 A4.9 ★Texas Ratio: 9.62% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
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2115 M St, Belleville, KS 66935 B+3.8 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1420 Ohio St, Augusta, KS 67010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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406 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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Conventional, USDA | 3 | 2.1% | 100% | $121,666 | |
M Squared Financial LLC
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Conventional | 2 | 1.4% | 100% | $270,000 | |
Frontier Community Credit Unio
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Conventional | 2 | 1.4% | 66.7% | $90,000 | |
Leaderone Financial Corp.
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USDA | 1 | 0.7% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 7.1% | 76.9% | $246,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 4.3% | 100% | $328,333 | |
Pennymac Loan Services LLC
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FHA, VA, USDA | 5 | 3.6% | 100% | $355,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 2.1% | 100% | $351,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.1% | 100% | $278,333 | |
First State Bank of St Charles
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Conventional, USDA | 3 | 2.1% | 100% | $248,333 | |
Nationstar Mortgage
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Conventional | 3 | 2.1% | 100% | $115,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $251,666 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.4% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.4% | 100% | $300,000 | View |
Flat Branch Mortgage, Inc.
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FHA, VA | 2 | 1.4% | 100% | $300,000 | |
Geneva Financial LLC
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Conventional | 2 | 1.4% | 100% | $215,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 1.4% | 100% | $770,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.4% | 100% | $340,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.4% | 75% | $210,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.7% | 100% | $185,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
Primelending
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FHA | 1 | 0.7% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0.7% | 100% | $325,000 | View |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
Conventional | 1 | 0.7% | 100% | $575,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 33.3% | $35,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.7% | 100% | $185,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.7% | 100% | $305,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.7% | 50% | $485,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oskaloosa Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oskaloosa, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Oskaloosa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oskaloosa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oskaloosa, KS
Use these to narrow the list above. Each category shows how many Oskaloosa, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Oskaloosa, KS
Independent mortgage companies closed 45 percent of home loans in Oskaloosa, Kansas in 2025, banks 47.1 percent and credit unions 7.9 percent. Mortgage Investment Services Corporation was the largest mortgage company, Union State Bank of Everest the largest bank and Envista Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Union State Bank of Everest led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oskaloosa, KS
By home loans closed in 2025, Union State Bank of Everest was the largest mortgage lender in Oskaloosa, Kansas with 17 loans, about 12.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Oskaloosa, Kansas in 2025, led by Rocket Mortgage with 3. 9 lenders closed VA loans, led by Freedom Mortgage Corporation, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 5 credit unions closed home loans in Oskaloosa, Kansas in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oskaloosa, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oskaloosa, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oskaloosa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
