Mortgage Lenders and Brokers in Halstead, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Halstead, Kansas mortgage lenders include Halstead BankHalstead Bank329 Main St, Halstead, KS 67056A+5.0 ★Texas Ratio: 2.38%, Peoples Bank and Trust CoPeoples Bank and Trust Co102 E Main St, Anthony, KS 67003A5.0 ★Texas Ratio: 7.49%, Heartland Credit UnionHeartland Credit Union103 S Kansas St, Haven, KS 67543 9261A5.0 ★Texas Ratio: 9.12%, Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%, Union State BankUnion State Bank700 N Summit St, Arkansas City, KS 67005A+5.0 ★Texas Ratio: 1.08%, First National Bank of HutchinsonFirst National Bank of Hutchinson6206 N 247th St W, Andale, KS 67001A+5.0 ★Texas Ratio: 2.58%, Emprise BankEmprise Bank406 S Andover Rd, Andover, KS 67002A+5.0 ★Texas Ratio: 3.11%, Wichita Federal Credit UnionWichita Federal Credit Union3730 W 13th St N, Wichita, KS 67203 4402A5.0 ★Texas Ratio: 9.68%, Community National Bank & TrustCommunity National Bank & Trust500 N Summit St, Arkansas City, KS 67005A5.0 ★Texas Ratio: 6.38%, and Home Bank & Trust Co.Home Bank & Trust Co.741 N 4th St, Clearwater, KS 67026A5.0 ★Texas Ratio: 6.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Halstead, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Halstead are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Halstead, Kansas
Market share is the lender's share of all home loans closed in Halstead, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Halstead 329 Main St, Halstead, KS 67056 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 9 | 14.5% | 90% | $128,333 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 5 | 8.1% | 71.4% | $89,000 | View |
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103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12% |
Conventional, HELOC | 3 +3 HELOCs |
4.8% | 80% | $181,666 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 3.2% | 100% | $425,000 | View |
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700 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 2 | 3.2% | 100% | $225,000 | View |
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6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 3.2% | 100% | $55,000 | View |
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406 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $235,000 | View |
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3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68% |
Conventional | 1 | 1.6% | 50% | $35,000 | View |
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500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38% |
FHA | 1 | 1.6% | 100% | $285,000 | View |
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741 N 4th St, Clearwater, KS 67026 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 1.6% | 100% | $195,000 | View |
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525 N Main St, Garden Plain, KS 67050 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 1.6% | 100% | $75,000 | View |
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1741 North Washington Street, Auburn, KS 66402 A+5.0 ★Texas Ratio: 5.97% |
VA | 1 | 1.6% | 100% | $695,000 | View |
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371 N Main St, Haysville, KS 67060 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 1.6% | 100% | $125,000 | View |
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610 E Cloud Ave, Andover, KS 67002 8952 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 1.6% | 100% | $255,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 1.6% | 100% | $215,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 1.6% | 100% | $355,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investment Services Corporation
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FHA, USDA | 2 | 3.2% | 100% | $160,000 | |
Members Mortgage Services, LLC
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FHA | 2 | 3.2% | 100% | $145,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 4 | 6.5% | 100% | $237,500 | View |
Rocket Mortgage
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FHA | 2 | 3.2% | 66.7% | $225,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 3.2% | 100% | $245,000 | |
Guild Mortgage Company
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USDA | 2 | 3.2% | 75% | $200,000 | |
Flat Branch Mortgage, Inc.
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FHA, VA | 2 | 3.2% | 100% | $210,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 3.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $135,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 1.6% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.6% | 100% | $115,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 100% | $35,000 | |
Click n' Close, Inc.
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USDA | 1 | 1.6% | 100% | $175,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.6% | 100% | $225,000 | |
Empeople Credit Union
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Conventional | 1 | 1.6% | 100% | $125,000 | |
Premier Members Credit Union
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Conventional | 1 | 1.6% | 100% | $25,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.6% | 50% | $35,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 1.6% | 100% | $295,000 |
Halstead Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Halstead, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Halstead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Halstead in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Halstead, KS
Use these to narrow the list above. Each category shows how many Halstead, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Halstead, KS
Independent mortgage companies closed 35.5 percent of home loans in Halstead, Kansas in 2025, banks 53.2 percent and credit unions 11.3 percent. Mortgage Investment Services Corporation was the largest mortgage company, Halstead Bank the largest bank and Heartland Credit Union the largest credit union. Among lenders headquartered in Kansas, Halstead Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Halstead, KS
By home loans closed in 2025, Halstead Bank was the largest mortgage lender in Halstead, Kansas with 9 loans, about 14.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Halstead, Kansas in 2025, led by Members Mortgage Services, LLC with 2. 5 lenders closed VA loans, led by Landmark National Bank, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Halstead, Kansas in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Halstead, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Halstead, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Halstead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
