Mortgage Lenders and Brokers in Baldwin City, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Baldwin City, Kansas mortgage lenders include Mid America BankMid America Bank707 High St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 1.02%, Baldwin State BankBaldwin State Bank112 8th St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 0.15%, Commerce BankCommerce Bank137 W Maple St, Columbus, KS 66725A+5.0 ★Texas Ratio: 0.89%, Capitol Federal Savings BankCapitol Federal Savings Bank114 E Cloud Ave, Andover, KS 67002A+5.0 ★Texas Ratio: 5.21%, Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, NBH BankNBH Bank110 S 4th St, Edwardsville, KS 66111A+5.0 ★Texas Ratio: 2.90%, Arvest BankArvest Bank306 E Main St, Gardner, KS 66030A5.0 ★Texas Ratio: 7.48%, Sunflower Bank, N.A.Sunflower Bank, N.A.500 N Franklin Ave, Colby, KS 67701A5.0 ★Texas Ratio: 10.77%, Envista Federal Credit UnionEnvista Federal Credit Union1803 N Lorraine St, Hutchinson, KS 67502A+5.0 ★Texas Ratio: 2.13%, and Central National BankCentral National Bank120 E Main St, Beloit, KS 67420A+5.0 ★Texas Ratio: 0.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Baldwin City, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Baldwin City are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Baldwin City, Kansas
Market share is the lender's share of all home loans closed in Baldwin City, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 2 stars, 1 review 707 High St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 1.02% |
Conventional, Jumbo | 35 | 23% | 100% | $231,000 | View |
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1 office in Baldwin City 112 8th St, Baldwin City, KS 66006 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 14 | 9.2% | 100% | $122,142 | View |
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137 W Maple St, Columbus, KS 66725 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $70,000 | View |
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114 E Cloud Ave, Andover, KS 67002 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $210,000 | View |
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2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA | 2 | 1.3% | 100% | $260,000 | View |
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110 S 4th St, Edwardsville, KS 66111 A+5.0 ★Texas Ratio: 2.90% |
FHA, USDA | 2 | 1.3% | 100% | $230,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 1.3% | 100% | $630,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 2 | 1.3% | 66.7% | $315,000 | View |
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1803 N Lorraine St, Hutchinson, KS 67502 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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120 E Main St, Beloit, KS 67420 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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33050 W 83rd St, De Soto, KS 66018 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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2001 Main St, Albert, KS 67511 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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14275 W 135th St, Olathe, KS 66062 9427 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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100 S Range Ave, Colby, KS 67701 C-3.7 ★Texas Ratio: 30.67% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Communityamerica Federal Credit Union
7714 State Ave, Kansas City, KS 66112 |
Conventional | 1 | 0.7% | 100% | $525,000 | |
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125 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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1001 Sw Wanamaker Rd Ste A, Topeka, KS 66604 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
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4505 W 6th St, Lawrence, KS 66049 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.7% | 100% | $945,000 | View |
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209 Roseport Roadelwood, Elwood, KS 66024 A4.5 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.7% | 100% | $535,000 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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301 Oak St, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +1 HELOCs |
0% | 75% | View | |
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★ 1.7 stars, 3 reviews 10851 Mastin St, Overland Park, KS 66210 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2828 Shawnee Mission Pkwy, Fairway, KS 66205 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 4 | 2.6% | 100% | $357,500 | |
M Squared Financial LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 13.2% | 87% | $254,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 4.6% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.3% | 71.4% | $361,000 | |
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A5.0 ★Texas Ratio: 6.19% |
Conventional | 4 | 2.6% | 80% | $275,000 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 2% | 100% | $45,000 | |
Mortgage Research Center
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VA | 3 | 2% | 100% | $575,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 2% | 100% | $301,666 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 2% | 100% | $491,666 | |
Newrez LLC
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Conventional | 2 | 1.3% | 100% | $210,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.3% | 100% | $75,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 1.3% | 100% | $315,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $125,000 | |
Originpoint, LLC
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Primelending
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Goodleap, LLC
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FHA | 1 | 0.7% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $475,000 | |
Skyone Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
Conventional | 1 | 0.7% | 100% | $685,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $335,000 | |
Synergy One Lending, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,205,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $115,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.46% |
FHA | 1 | 0.7% | 100% | $275,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $535,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.7% | 100% | $395,000 |
Baldwin City Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Baldwin City, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Baldwin City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Baldwin City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Baldwin City, KS
Use these to narrow the list above. Each category shows how many Baldwin City, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Baldwin City, KS
Independent mortgage companies closed 43.4 percent of home loans in Baldwin City, Kansas in 2025, banks 49.3 percent and credit unions 7.2 percent. Leaderone Financial Corp. was the largest mortgage company, Mid America Bank the largest bank and Envista Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Mid America Bank led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Baldwin City, KS
By home loans closed in 2025, Mid America Bank was the largest mortgage lender in Baldwin City, Kansas with 35 loans, about 23 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Baldwin City, Kansas in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Baldwin City, Kansas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Baldwin City, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Baldwin City, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Baldwin City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
