Malvern, Iowa mortgage lenders include Malvern BankMalvern Bank404 Main St, Malvern, IA 51551A+5.0 ★Texas Ratio: 3.64%, Glenwood State BankGlenwood State Bank940 Valley View Dr, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 5.81%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, First National Bank of OmahaFirst National Bank of Omaha2421 W Broadway, Council Bluffs, IA 51501A+5.0 ★Texas Ratio: 4.82%, Houghton State BankHoughton State Bank103 Main St, Cumberland, IA 50843A5.0 ★Texas Ratio: 8.40%, Hills Bank and Trust CompanyHills Bank and Trust Company240 3rd Ave Se, Cedar Rapids, IA 52401A+5.0 ★Texas Ratio: 2.40%, Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%, Washington County BankWashington County Bank205 E Erie Street, Missouri Valley, IA 51555A+5.0 ★Texas Ratio: 1.13%, US Bank, N.A.US Bank, N.A.111 8th St Se, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.85%, and Bank IowaBank Iowa420 8th St Se, Altoona, IA 50009A5.0 ★Texas Ratio: 12.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Malvern, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Malvern are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Malvern, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
404 Main St, Malvern, IA 51551 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 16 | 22.2% | 100% | $135,000 | View |
|
940 Valley View Dr, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 5 | 6.9% | 100% | $19,000 | View |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 1 +3 HELOCs |
1.4% | 100% | $55,000 | View |
|
2421 W Broadway, Council Bluffs, IA 51501 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $475,000 | View |
|
103 Main St, Cumberland, IA 50843 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 1.4% | 100% | $45,000 | View |
|
240 3rd Ave Se, Cedar Rapids, IA 52401 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
|
100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.4% | 100% | $165,000 | View |
|
205 E Erie Street, Missouri Valley, IA 51555 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
|
111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 2770 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
|
Conventional | 5 | 6.9% | 71.4% | $277,000 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 6.9% | 45.5% | $147,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 6.9% | 100% | $117,000 | |
Mortgage Research Center
|
Conventional, VA | 4 | 5.6% | 100% | $267,500 | |
Guild Mortgage Company
|
Conventional | 3 | 4.2% | 100% | $231,666 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 3 | 4.2% | 100% | $205,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 2 | 2.8% | 100% | $95,000 | |
|
A4.7 ★Texas Ratio: 2.58% |
Conventional | 2 | 2.8% | 66.7% | $185,000 | View |
United Wholesale Mortgage
|
VA | 1 | 1.4% | 100% | $505,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.4% | 100% | $275,000 | |
Regent Financial Group
|
FHA | 1 | 1.4% | 100% | $185,000 | |
loanDepot.com LLC
|
FHA | 1 | 1.4% | 100% | $75,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.4% | 100% | $25,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 1.4% | 100% | $55,000 | View |
|
A+5.0 ★Texas Ratio: 3.62% |
FHA | 1 | 1.4% | 100% | $95,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.4% | 100% | $45,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 1.4% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 1.4% | 100% | $255,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.4% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 1.4% | 100% | $385,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.4% | 100% | $65,000 | |
American National Bank
|
Conventional | 1 | 1.4% | 100% | $145,000 | |
Champions Funding, LLC
|
Conventional | 1 | 1.4% | 100% | $275,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cobalt Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Malvern? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Malvern in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Malvern, IA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.8 percent of home loans in Malvern, Iowa in 2025, banks 45.8 percent and credit unions 1.4 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Malvern Bank the largest bank and Veridian Credit Union the largest credit union. Among lenders headquartered in Iowa, Malvern Bank led with 16 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Malvern Bank was the largest mortgage lender in Malvern, Iowa with 16 loans, about 22.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Malvern, Iowa in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Malvern, Iowa in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Malvern, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Malvern, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Malvern. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.