Mortgage Lenders and Brokers in Union City, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union City, Indiana mortgage lenders include First Financial BankFirst Financial Bank211 W Pearl St, Union City, IN 47390A+5.0 ★Texas Ratio: 3.21%, Citizens State Bank of New CastleCitizens State Bank of New Castle204 W Oak St, Union City, IN 47390A+5.0 ★Texas Ratio: 2.45%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, The Farmers State BankThe Farmers State Bank910 N Meridian St, Portland, IN 47371A+5.0 ★Texas Ratio: 1.79%, Greenville National BankGreenville National Bank9700 South Us 35, Losantville, IN 47354A+5.0 ★Texas Ratio: 0.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Ruoff Mortgage CompanyRuoff Mortgage CompanyFort Wayne, IN, and Elements Financial Federal CreElements Financial Federal CreIndianapolis, IN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union City, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union City are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union City, Indiana
Market share is the lender's share of all home loans closed in Union City, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Union City 211 W Pearl St, Union City, IN 47390 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
7.5% | 66.7% | $45,000 | View |
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1 office in Union City 204 W Oak St, Union City, IN 47390 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 4 | 7.5% | 80% | $40,000 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 2 +3 HELOCs |
3.8% | 100% | $130,000 | View |
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910 N Meridian St, Portland, IN 47371 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 3.8% | 100% | $60,000 | View |
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9700 South Us 35, Losantville, IN 47354 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 2 | 3.8% | 100% | $55,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 33.3% | $195,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional | 1 | 1.9% | 100% | $175,000 | |
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 10 | 18.9% | 76.9% | $104,000 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 9 | 17% | 90% | $158,333 | |
United Wholesale Mortgage
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Conventional | 2 | 3.8% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.8% | 100% | $145,000 | View |
Mortgage Research Center
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VA | 2 | 3.8% | 100% | $105,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
1.9% | 50% | $135,000 | |
Polaris Home Funding Corp.
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USDA | 1 | 1.9% | 100% | $145,000 | |
Zippy Loans, LLC
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Conventional | 1 | 1.9% | 50% | $25,000 | |
American Financial Resources LLC
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FHA | 1 | 1.9% | 100% | $135,000 | |
Das Acquisition Company, LLC
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USDA | 1 | 1.9% | 100% | $95,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.9% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.9% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.18% |
Conventional | 1 | 1.9% | 100% | $45,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 1.9% | 100% | $75,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 1.9% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.9% | 100% | $225,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 1.9% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Union City Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union City, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Union City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union City, IN
Use these to narrow the list above. Each category shows how many Union City, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Union City, IN
Independent mortgage companies closed 62.3 percent of home loans in Union City, Indiana in 2025, banks 35.8 percent and credit unions 1.9 percent. Ruoff Mortgage Company was the largest mortgage company, First Financial Bank the largest bank and Elements Financial Federal Cre the largest credit union. Among lenders headquartered in Indiana, Citizens State Bank of New Castle led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union City, IN
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Union City, Indiana with 4 loans, about 7.5 percent of the market. The largest lender headquartered in Indiana was Citizens State Bank of New Castle with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Union City, Indiana in 2025, led by Newrez LLC with 5. 2 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Union City, Indiana in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union City, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union City, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
