Silver Lake, Indiana mortgage lenders include Lake City BankLake City Bank102 E Main St, Silver Lake, IN 46982A+5.0 ★Texas Ratio: 2.66%, First Federal Savings BankFirst Federal Savings Bank206 W Plymouth St, Bremen, IN 46506A5.0 ★Texas Ratio: 6.90%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, 1St Source Bank1St Source Bank518 N Michigan St, Argos, IN 46501A+5.0 ★Texas Ratio: 5.01%, Beacon Credit UnionBeacon Credit Union136 W 7th St, Auburn, IN 46706A+5.0 ★Texas Ratio: 2.46%, Horizon BankHorizon Bank307 E Jackson St, Attica, IN 47918A+5.0 ★Texas Ratio: 4.40%, Northwest BankNorthwest Bank401 W State St, Albany, IN 47320A+5.0 ★Texas Ratio: 3.99%, First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Silver Lake, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Silver Lake are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Silver Lake, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Silver Lake 102 E Main St, Silver Lake, IN 46982 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 3 +23 HELOCs |
4% | 100% | $128,333 | View |
|
206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 6 | 8% | 100% | $236,666 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
6.7% | 71.4% | $147,000 | View |
|
518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 3 +5 HELOCs |
4% | 100% | $168,333 | View |
|
136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 3 +2 HELOCs |
4% | 100% | $58,333 | View |
|
307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +3 HELOCs |
1.3% | 100% | $175,000 | View |
|
401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $15,000 | View |
|
800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $225,000 | View |
|
720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.3% | 100% | $245,000 | View |
|
29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
|
526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 1 | 1.3% | 100% | $265,000 | View |
|
5317 S Bend Dr, Fort Wayne, IN 46804 A5.0 ★Texas Ratio: 12.96% |
Conventional | 1 | 1.3% | 100% | $195,000 | View |
|
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.3% | 100% | $525,000 | View |
|
1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA | 7 | 9.3% | 100% | $157,857 | |
Three Rivers Federal Crediit U
|
Conventional, HELOC | 3 +1 HELOCs |
4% | 100% | $198,333 | |
Gvc Mortgage, Inc.
|
Conventional, FHA | 2 | 2.7% | 100% | $90,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, USDA | 6 | 8% | 100% | $145,000 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 5.3% | 66.7% | $152,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
4% | 100% | $95,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 4% | 100% | $258,333 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 3 | 4% | 100% | $145,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 2.7% | 100% | $105,000 | |
Geneva Financial LLC
|
Conventional, FHA | 2 | 2.7% | 100% | $80,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.3% | 100% | $165,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1.3% | 100% | $225,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.3% | 50% | $115,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.3% | 33.3% | $95,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.3% | 100% | $125,000 | |
Nationstar Mortgage
|
FHA | 1 | 1.3% | 50% | $115,000 | |
Mortgage Research Center
|
VA | 1 | 1.3% | 50% | $175,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 1.3% | 100% | $295,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 1.3% | 100% | $105,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.3% | 100% | $55,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 1.3% | 100% | $365,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 1.3% | 100% | $205,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Silver Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Silver Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Silver Lake, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.7 percent of home loans in Silver Lake, Indiana in 2025, banks 25.3 percent and credit unions 16 percent. Ruoff Mortgage Company was the largest mortgage company, Lake City Bank the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, Lake City Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Lake City Bank was the largest mortgage lender in Silver Lake, Indiana with 3 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Silver Lake, Indiana in 2025, led by Ruoff Mortgage Company with 2. 3 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Silver Lake, Indiana in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Silver Lake, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Silver Lake, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Silver Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.