Mortgage Lenders and Brokers in Scottsburg, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scottsburg, Indiana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA913 W Mcclain Ave, Scottsburg, IN 47170A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.125 W Mcclain Ave, Scottsburg, IN 47170A+5.0 ★Texas Ratio: 3.87%, Centra Credit UnionCentra Credit Union281 N Gardner St, Scottsburg, IN 47170 1307A+5.0 ★Texas Ratio: 5.34%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA6859 E Us Highway 36, Avon, IN 46123A+5.0 ★Texas Ratio: 4.14%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, and Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company275 N Highway 31, Austin, IN 47102A+5.0 ★Texas Ratio: 1.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scottsburg, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scottsburg are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scottsburg, Indiana
Market share is the lender's share of all home loans closed in Scottsburg, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Scottsburg 913 W Mcclain Ave, Scottsburg, IN 47170 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 5 | 1.6% | 71.4% | $141,000 | View |
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2 offices in Scottsburg 125 W Mcclain Ave, Scottsburg, IN 47170 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $295,000 | View |
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281 N Gardner St, Scottsburg, IN 47170 1307 A+5.0 ★Texas Ratio: 5.34% |
Conventional, Jumbo, HELOC | 56 +69 HELOCs |
18.3% | 91.2% | $170,892 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
2% | 100% | $111,666 | View |
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2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 4 +3 HELOCs |
1.3% | 66.7% | $227,500 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 75% | $90,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.7% | 100% | $160,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
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2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $225,000 | View |
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275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $165,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
USDA | 1 | 0.3% | 100% | $155,000 | View |
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735 Hwy 62, Charlestown, IN 47111 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.3% | 50% | $215,000 | View |
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4571 Duffy Rd, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.3% | 50% | $205,000 | View |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 9 | 2.9% | 100% | $199,444 | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 7 | 2.3% | 100% | $196,428 | |
First Savings Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $685,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 9.5% | 78.4% | $200,172 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 28 | 9.2% | 87.9% | $216,071 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 9 | 2.9% | 100% | $159,444 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, USDA | 9 | 2.9% | 100% | $200,555 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.6% | 81.8% | $222,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, USDA | 7 | 2.3% | 100% | $213,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2% | 85.7% | $201,666 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 2% | 85.7% | $231,666 | |
21St Mortgage
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Conventional | 6 | 2% | 22.2% | $55,000 | |
Farm Credit Mid-America, Aca
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Conventional | 5 | 1.6% | 100% | $219,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.3% | 57.1% | $195,000 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 4 | 1.3% | 50% | $272,500 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 4 | 1.3% | 100% | $165,000 | |
Park Lane Finance SolutionsLLC
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Conventional | 4 | 1.3% | 69.2% | $67,500 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA, USDA | 3 | 1% | 100% | $248,333 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1% | 57.1% | $185,000 | |
Union Home Mortgage Corp.
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Conventional, USDA | 3 | 1% | 100% | $195,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 1% | 100% | $178,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 1% | 60% | $181,666 | |
The Loan Store, Inc
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Conventional | 3 | 1% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 50% | $165,000 | |
Interlinc Mortgage Services, LLC
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USDA | 2 | 0.7% | 100% | $175,000 | |
American Financial Resources LLC
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FHA | 2 | 0.7% | 100% | $175,000 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $115,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.7% | 100% | $110,000 | |
Everett Financial, Inc.
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FHA | 2 | 0.7% | 100% | $205,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.7% | 75% | $200,000 | |
Success Mortgage Partners, Inc
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FHA, USDA | 2 | 0.7% | 100% | $300,000 | |
T2 Financial LLC
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FHA | 2 | 0.7% | 100% | $170,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $70,000 | |
Stockton Mortgage Corporation
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Conventional, VA | 2 | 0.7% | 100% | $150,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 0.7% | 100% | $220,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.7% | 66.7% | $240,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 13.3% | $190,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.7% | 33.3% | $80,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 33.3% | $80,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.3% | 100% | $75,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 33.3% | $145,000 | |
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A+4.9 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $95,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $315,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 50% | $245,000 | |
Wolfe Financial Inc
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VA | 1 | 0.3% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $295,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $55,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $475,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $195,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $145,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $85,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $135,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.3% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Park Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Scottsburg Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scottsburg, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Scottsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scottsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scottsburg, IN
Use these to narrow the list above. Each category shows how many Scottsburg, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Scottsburg, IN
Independent mortgage companies closed 68.3 percent of home loans in Scottsburg, Indiana in 2025, banks 12.7 percent and credit unions 19 percent. Ruoff Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Centra Credit Union the largest credit union. Among lenders headquartered in Indiana, Centra Credit Union led with 56 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scottsburg, IN
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Scottsburg, Indiana with 5 loans, about 1.6 percent of the market. The largest lender headquartered in Indiana was Centra Credit Union with 56 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Scottsburg, Indiana, Centra Credit Union approved the highest share of completed applications in 2025 at 91.2 percent, against a 76 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Scottsburg, Indiana in 2025, led by United Wholesale Mortgage with 12. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 5 credit unions closed home loans in Scottsburg, Indiana in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scottsburg, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scottsburg, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scottsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
