Mortgage Lenders and Brokers in Dayton, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dayton, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank800 Main St Ste 100, Anderson, IN 46016A+5.0 ★Texas Ratio: 4.12%, Old National BankOld National Bank2312 Charles St, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.98%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, First Farmers Bank & TrustFirst Farmers Bank & Trust103 W National Ave, Brazil, IN 47834A5.0 ★Texas Ratio: 7.53%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Centier BankCentier Bank1000 East Main Street, Brownsburg, IN 46112A5.0 ★Texas Ratio: 6.45%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, Security Federal Savings BankSecurity Federal Savings Bank1260 S Washington St, Delphi, IN 46923A+5.0 ★Texas Ratio: 2.60%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, and The Fountain Trust CompanyThe Fountain Trust Company427 E Main St, Attica, IN 47918A+5.0 ★Texas Ratio: 3.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dayton, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dayton are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dayton, Indiana
Market share is the lender's share of all home loans closed in Dayton, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 7 +12 HELOCs |
5.6% | 88.9% | $340,714 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
3.2% | 80% | $367,500 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 2.4% | 100% | $335,000 | View |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $230,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $350,000 | View |
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1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $220,000 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $180,000 | View |
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1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 2 | 1.6% | 100% | $630,000 | View |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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427 E Main St, Attica, IN 47918 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.8% | 66.7% | $245,000 | View |
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518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Purdue Federal Cu
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Conventional, HELOC | 17 +8 HELOCs |
13.7% | 77.3% | $210,882 | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 11 | 8.9% | 100% | $300,454 | |
Industrial Federal C. U.
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Conventional | 11 | 8.9% | 84.6% | $101,363 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional, FHA | 2 | 1.6% | 100% | $280,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
Cmg Mortgage Inc
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Conventional, VA | 9 | 7.3% | 100% | $292,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 5.6% | 100% | $437,857 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 2.4% | 100% | $151,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.4% | 100% | $315,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.4% | 100% | $171,666 | |
Mortgage Research Center
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FHA, VA | 3 | 2.4% | 100% | $271,666 | |
Rocket Mortgage
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Conventional | 2 | 1.6% | 100% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 2 | 1.6% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.6% | 100% | $55,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.6% | 100% | $445,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1.6% | 66.7% | $235,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 1.6% | 66.7% | $220,000 | View |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $115,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.8% | 100% | $165,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $255,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $165,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 100% | $175,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $485,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Nationstar Mortgage
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FHA | 1 | 0.8% | 100% | $445,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.8% | 100% | $515,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 1 | 0.8% | 100% | $515,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dayton Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dayton, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Dayton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dayton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dayton, IN
Use these to narrow the list above. Each category shows how many Dayton, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Dayton, IN
Independent mortgage companies closed 52.4 percent of home loans in Dayton, Indiana in 2025, banks 24.2 percent and credit unions 23.4 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and FORUM Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dayton, IN
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Dayton, Indiana with 7 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Dayton, Indiana in 2025, led by First Merchants Bank with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Dayton, Indiana in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dayton, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dayton, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dayton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
