Cloverdale, Indiana mortgage lenders include First National BankFirst National Bank1000 N Main St, Cloverdale, IN 46120A+5.0 ★Texas Ratio: 4.98%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, Crane Credit UnionCrane Credit Union102 S Main St, Cloverdale, IN 46120A5.0 ★Texas Ratio: 8.44%, North Salem State BankNorth Salem State Bank9 W Kentucky St, Clayton, IN 46118A5.0 ★Texas Ratio: 6.01%, Riddell National BankRiddell National Bank1 E National Ave, Brazil, IN 47834A5.0 ★Texas Ratio: 11.01%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, Home Bank SBHome Bank SB1472 S State Road 135, Greenwood, IN 46143A+5.0 ★Texas Ratio: 5.61%, and Keybank National AssociationKeybank National Association5457 S Scatterfield Rd, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cloverdale, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cloverdale are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cloverdale, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Cloverdale 1000 N Main St, Cloverdale, IN 46120 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 11 | 7.8% | 78.6% | $194,090 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, VA, HELOC | 5 +7 HELOCs |
3.5% | 83.3% | $157,000 | View |
|
102 S Main St, Cloverdale, IN 46120 A5.0 ★Texas Ratio: 8.44% |
Conventional | 5 | 3.5% | 100% | $53,000 | View |
|
9 W Kentucky St, Clayton, IN 46118 A5.0 ★Texas Ratio: 6.01% |
Conventional | 5 | 3.5% | 100% | $277,000 | View |
|
1 E National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 11.01% |
Conventional | 3 | 2.1% | 100% | $161,666 | View |
|
10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $110,000 | View |
|
9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 2 | 1.4% | 100% | $105,000 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $175,000 | View |
|
1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
|
5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
|
103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
USDA | 1 | 0.7% | 50% | $155,000 | View |
|
200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
|
307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
|
1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
USDA | 1 | 0.7% | 100% | $215,000 | View |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA, VA, USDA | 18 | 12.8% | 95.5% | $181,666 | |
Gvc Mortgage, Inc.
|
Conventional, FHA, USDA | 3 | 2.1% | 100% | $125,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.7% | 100% | $85,000 | |
Mjw Financial LLC dba Mjw Mortgage
|
Conventional | 1 | 0.7% | 100% | $425,000 | |
Elements Financial Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA | 8 | 5.7% | 57.1% | $160,000 | |
United Wholesale Mortgage
|
FHA, VA, HELOC | 7 +1 HELOCs |
5% | 77.8% | $279,285 | |
Wolfe Financial Inc
|
Conventional, FHA | 5 | 3.5% | 100% | $345,000 | |
Mortgage Research Center
|
VA | 4 | 2.8% | 100% | $215,000 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 2.8% | 100% | $200,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 2.8% | 100% | $232,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 3 | 2.1% | 100% | $208,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 2.1% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 2.1% | 75% | $388,333 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 3 | 2.1% | 100% | $238,333 | |
Union Home Mortgage Corp.
|
Conventional | 3 | 2.1% | 100% | $258,333 | |
loanDepot.com LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 50% | $230,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1.4% | 66.7% | $175,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 1.4% | 28.6% | $90,000 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 2 | 1.4% | 100% | $190,000 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $85,000 | |
Primelending
|
Conventional | 1 | 0.7% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.7% | 100% | $265,000 | View |
Goodleap, LLC
|
FHA | 1 | 0.7% | 100% | $185,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
TruHome Solutions, LLC
|
FHA | 1 | 0.7% | 100% | $195,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.7% | 33.3% | $375,000 | |
Eustis Mortgage Corp
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
Valon Mortgage
|
Conventional | 1 | 0.7% | 100% | $195,000 | |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.7% | 100% | $295,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 50% | $135,000 | |
Members Heritage CU
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.7% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Endeavor Capital, LLC
|
FHA | 1 | 0.7% | 100% | $315,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.7% | 100% | $415,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.7% | 40% | $175,000 | |
Leaderone Financial Corp.
|
VA | 1 | 0.7% | 100% | $485,000 | |
Village Capital & Investment
|
FHA | 1 | 0.7% | 100% | $135,000 | |
JMAC Lending, Inc.
|
FHA | 1 | 0.7% | 100% | $265,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cloverdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cloverdale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cloverdale, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 66 percent of home loans in Cloverdale, Indiana in 2025, banks 23.4 percent and credit unions 10.6 percent. Ruoff Mortgage Company was the largest mortgage company, First National Bank the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, First National Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, First National Bank was the largest mortgage lender in Cloverdale, Indiana with 11 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Cloverdale, Indiana in 2025, led by Ruoff Mortgage Company with 4. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 6 credit unions closed home loans in Cloverdale, Indiana in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cloverdale, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cloverdale, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cloverdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.