Mortgage Lenders and Brokers in Bluffton, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bluffton, Indiana mortgage lenders include First Bank of BerneFirst Bank of Berne404 N Main St, Bluffton, IN 46714A4.9 ★Texas Ratio: 5.48%, First Merchants BankFirst Merchants Bank1405 Baker Pl, Bluffton, IN 46714A+5.0 ★Texas Ratio: 4.12%, PNC Bank N.A.PNC Bank N.A.304 W Market St, Bluffton, IN 46714A+5.0 ★Texas Ratio: 4.24%, 1St Source Bank1St Source Bank124 S Main St, Bluffton, IN 46714A+5.0 ★Texas Ratio: 5.01%, Flagstar Bank NAFlagstar Bank NA101 S Main St, Bluffton, IN 46714D3.3 ★Texas Ratio: 35.11%, Profed Federal Credit UnionProfed Federal Credit Union1644 N Main St, Bluffton, IN 46714 1285A+5.0 ★Texas Ratio: 2.42%, MidWest America Federal Credit UnionMidWest America Federal Credit Union1840 N Main St, Bluffton, IN 46714A+5.0 ★Texas Ratio: 4.56%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Everwise Credit UnionEverwise Credit Union7607 E US Highway 36, Avon, IN 46123A5.0 ★Texas Ratio: 6.81%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bluffton, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bluffton are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bluffton, Indiana
Market share is the lender's share of all home loans closed in Bluffton, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 1 office in Bluffton 404 N Main St, Bluffton, IN 46714 A4.9 ★Texas Ratio: 5.48% |
Conventional | 22 | 8.4% | 95.7% | $142,727 | View |
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1 office in Bluffton 1405 Baker Pl, Bluffton, IN 46714 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 6 +6 HELOCs |
2.3% | 85.7% | $176,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Bluffton 304 W Market St, Bluffton, IN 46714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +6 HELOCs |
1.1% | 100% | $145,000 | View |
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1 office in Bluffton 124 S Main St, Bluffton, IN 46714 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 1 +11 HELOCs |
0.4% | 100% | $285,000 | View |
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1 office in Bluffton 101 S Main St, Bluffton, IN 46714 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 50% | $225,000 | View |
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1644 N Main St, Bluffton, IN 46714 1285 A+5.0 ★Texas Ratio: 2.42% |
Conventional, HELOC | 18 +14 HELOCs |
6.9% | 70% | $112,777 | View |
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1840 N Main St, Bluffton, IN 46714 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 8 +3 HELOCs |
3.1% | 80% | $71,250 | |
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100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $280,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
FHA, USDA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $180,000 | View |
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29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $375,000 | View |
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526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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502 S Gonser Ave, Ashley, IN 46705 A5.0 ★Texas Ratio: 6.21% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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114 W Rochester St, Akron, IN 46910 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 32 | 12.2% | 97.1% | $183,750 | |
Three Rivers Federal Crediit U
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Conventional, HELOC | 21 +14 HELOCs |
8% | 82.1% | $140,714 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA, USDA | 8 | 3.1% | 100% | $128,750 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Fire Police City County Federa
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA, USDA | 30 | 11.5% | 96.8% | $199,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 20 | 7.6% | 90.9% | $239,000 | |
Zippy Loans, LLC
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Conventional | 14 | 5.3% | 53.6% | $29,285 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 4.6% | 93.3% | $175,833 | |
Fairway Independent Mort Corp
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Conventional, FHA | 9 | 3.4% | 100% | $143,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 1.9% | 83.3% | $161,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.9% | 100% | $297,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.5% | 80% | $182,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 1.1% | 75% | $141,666 | |
The Farmers & Merchants State Bank
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Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $140,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.8% | 50% | $140,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 100% | $185,000 | |
21St Mortgage
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Conventional | 2 | 0.8% | 28.6% | $45,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $155,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $105,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $345,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Securitynational Mortgage Company
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USDA | 1 | 0.4% | 100% | $155,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.4% | 100% | $275,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $185,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $175,000 | View |
Union Savings Bank
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $55,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 50% | $25,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $155,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bluffton Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bluffton, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Bluffton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bluffton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bluffton, IN
Use these to narrow the list above. Each category shows how many Bluffton, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Bluffton, IN
Independent mortgage companies closed 63.7 percent of home loans in Bluffton, Indiana in 2025, banks 16.8 percent and credit unions 19.5 percent. Ruoff Mortgage Company was the largest mortgage company, First Bank of Berne the largest bank and Profed Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, First Bank of Berne led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bluffton, IN
By home loans closed in 2025, First Bank of Berne was the largest mortgage lender in Bluffton, Indiana with 22 loans, about 8.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Bluffton, Indiana in 2025, led by DHI Mortgage Company, LTD. with 10. 12 lenders closed VA loans, led by Ruoff Mortgage Company, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Bluffton, Indiana in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bluffton, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bluffton, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bluffton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
