Avoca, Indiana mortgage lenders include Hoosier Hills Credit UnionHoosier Hills Credit Union630 Lincoln Ave, Bedford, IN 47421 2116A5.0 ★Texas Ratio: 7.37%, Jackson County BankJackson County Bank2635 16th St, Bedford, IN 47421A5.0 ★Texas Ratio: 7.28%, The Poples State BankThe Poples State Bank200 E Kirkwood Ave, Bloomington, IN 47408A+5.0 ★Texas Ratio: 1.12%, Indiana University CUIndiana University CU105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 4.12%, German American BankGerman American Bank2606 16th St, Bedford, IN 47421A+5.0 ★Texas Ratio: 1.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA29 S Sr 267, Avon, IN 46123A+5.0 ★Texas Ratio: 3.68%, Home Bank SBHome Bank SB1472 S State Road 135, Greenwood, IN 46143A+5.0 ★Texas Ratio: 5.61%, Fifth Third Bank, National AssociationFifth Third Bank, National Association100 Growth Pkwy, Angola, IN 46703A+5.0 ★Texas Ratio: 3.22%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company275 N Highway 31, Austin, IN 47102A+5.0 ★Texas Ratio: 1.99%, and PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Avoca, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Avoca are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Avoca, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
630 Lincoln Ave, Bedford, IN 47421 2116 A5.0 ★Texas Ratio: 7.37% |
Conventional, HELOC | 9 +4 HELOCs |
13.8% | 90% | $107,222 | View |
|
2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28% |
Conventional, HELOC | 5 +3 HELOCs |
7.7% | 83.3% | $367,000 | View |
|
200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 2 | 3.1% | 100% | $235,000 | View |
|
105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +12 HELOCs |
1.5% | 33.3% | $185,000 | View |
|
2606 16th St, Bedford, IN 47421 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +4 HELOCs |
1.5% | 100% | $455,000 | View |
|
29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $285,000 | View |
|
1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 1.5% | 100% | $325,000 | View |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 1.5% | 50% | $385,000 | View |
|
275 N Highway 31, Austin, IN 47102 A+5.0 ★Texas Ratio: 1.99% |
Conventional, Jumbo | 1 | 1.5% | 100% | $1,255,000 | View |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.5% | 100% | $95,000 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA, VA | 5 | 7.7% | 100% | $217,000 | |
Mjw Financial LLC dba Mjw Mortgage
|
Conventional | 1 | 1.5% | 100% | $595,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 1.5% | 100% | $425,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 7 | 10.8% | 100% | $239,285 | |
Mortgage Research Center
|
Conventional, FHA, VA | 5 | 7.7% | 100% | $207,000 | |
Rocket Mortgage
|
Conventional, VA | 4 | 6.2% | 100% | $272,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 4.6% | 100% | $335,000 | |
Paramount Residential Mortgage
|
FHA, VA | 2 | 3.1% | 100% | $320,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 1.5% | 100% | $235,000 | |
Everett Financial, Inc.
|
FHA | 1 | 1.5% | 100% | $275,000 | |
Newrez LLC
|
VA | 1 | 1.5% | 100% | $365,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 1.5% | 100% | $215,000 | View |
Pennymac Loan Services LLC
|
VA | 1 | 1.5% | 100% | $215,000 | |
Flat Branch Mortgage, Inc.
|
VA | 1 | 1.5% | 100% | $615,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1.5% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $145,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.5% | 50% | $155,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.5% | 100% | $185,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.5% | 100% | $305,000 | |
21St Mortgage
|
Conventional | 1 | 1.5% | 100% | $165,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.5% | 50% | $95,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 1.5% | 100% | $225,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Avoca? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Avoca in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Avoca, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61.5 percent of home loans in Avoca, Indiana in 2025, banks 23.1 percent and credit unions 15.4 percent. Ruoff Mortgage Company was the largest mortgage company, Jackson County Bank the largest bank and Hoosier Hills Credit Union the largest credit union. Among lenders headquartered in Indiana, Hoosier Hills Credit Union led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, Hoosier Hills Credit Union was the largest mortgage lender in Avoca, Indiana with 9 loans, about 13.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Avoca, Indiana in 2025, led by Ruoff Mortgage Company with 2. 11 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Avoca, Indiana in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Avoca, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Avoca, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Avoca. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.