Mortgage Lenders and Brokers in Walnut Hill, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Walnut Hill, Illinois mortgage lenders include Peoples National Bank, N.A.Peoples National Bank, N.A.208 Public Sq, Benton, IL 62812A5.0 ★Texas Ratio: 9.39%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, The Bradford National Bank of GreenvilleThe Bradford National Bank of Greenville692 N 4th Street, Breese, IL 62230A5.0 ★Texas Ratio: 11.76%, Bank of SpringfieldBank of Springfield1015 W Windsor Rd, Champaign, IL 61821A5.0 ★Texas Ratio: 13.68%, Fcb BanksFcb Banks201 N Commercial St, Albers, IL 62215A5.0 ★Texas Ratio: 7.31%, Constitution Bank N.A.Constitution Bank N.A.502 East Main Street, Alhambra, IL 62001A+5.0 ★Texas Ratio: 4.88%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%, Germantown Trust & Savings BankGermantown Trust & Savings Bank703 Carlyle Road, Bartelso, IL 62218, United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, and Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walnut Hill, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walnut Hill are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Walnut Hill, Illinois
Market share is the lender's share of all home loans closed in Walnut Hill, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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208 Public Sq, Benton, IL 62812 A5.0 ★Texas Ratio: 9.39% |
Conventional | 4 | 7% | 80% | $245,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
5.3% | 50% | $268,333 | View |
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692 N 4th Street, Breese, IL 62230 A5.0 ★Texas Ratio: 11.76% |
Conventional | 2 | 3.5% | 66.7% | $170,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 1.8% | 100% | $55,000 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 1.8% | 100% | $165,000 | View |
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502 East Main Street, Alhambra, IL 62001 A+5.0 ★Texas Ratio: 4.88% |
Conventional | 1 | 1.8% | 100% | $255,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
FHA | 1 | 1.8% | 100% | $115,000 | View |
Germantown Trust & Savings Bank
703 Carlyle Road, Bartelso, IL 62218 |
Conventional | 1 | 1.8% | 100% | $55,000 | |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 1.8% | 100% | $115,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 1.8% | 66.7% | $185,000 | View |
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400 Public Sq, Benton, IL 62812 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 1.8% | 100% | $85,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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FHA | 1 | 1.8% | 50% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.8% | 50% | $165,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 17.5% | 90.9% | $158,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 7 | 12.3% | 100% | $220,714 | View |
Flat Branch Mortgage, Inc.
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Conventional | 3 | 5.3% | 75% | $271,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 5.3% | 100% | $105,000 | |
Endeavor Capital, LLC
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FHA, VA | 2 | 3.5% | 100% | $250,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 3.5% | 66.7% | $415,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.8% | 100% | $175,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.8% | 100% | $195,000 | |
Newrez LLC
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FHA | 1 | 1.8% | 100% | $195,000 | |
Fair Way Lending, LLC
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FHA | 1 | 1.8% | 100% | $165,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.8% | 100% | $315,000 | |
Discover Bank
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Conventional | 1 | 1.8% | 100% | $55,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.8% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 1.8% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.8% | 100% | $275,000 | |
21St Mortgage
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Conventional | 1 | 1.8% | 33.3% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.8% | 50% | $195,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Walnut Hill Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Walnut Hill, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Walnut Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walnut Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Walnut Hill, IL
Use these to narrow the list above. Each category shows how many Walnut Hill, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Walnut Hill, IL
Independent mortgage companies closed 68.4 percent of home loans in Walnut Hill, Illinois in 2025, banks 31.6 percent and credit unions 0 percent. Guaranteed Rate, Inc. was the largest mortgage company, Peoples National Bank, N.A. the largest bank. Among lenders headquartered in Illinois, Peoples National Bank, N.A. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Walnut Hill, IL
By home loans closed in 2025, Peoples National Bank, N.A. was the largest mortgage lender in Walnut Hill, Illinois with 4 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Walnut Hill, Illinois in 2025, led by Rocket Mortgage with 4. 5 lenders closed VA loans, led by Endeavor Capital, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 0 credit unions closed home loans in Walnut Hill, Illinois in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walnut Hill, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walnut Hill, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walnut Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
