Mortgage Lenders and Brokers in South Chicago Heights, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Chicago Heights, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3200 Chicago Rd, South Chicago Heights, IL 60411A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3307 Chicago Rd, South Chicago Heights, IL 60411A+5.0 ★Texas Ratio: 3.22%, Associated Bank NAAssociated Bank NA104 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.45%, Credit Union 1Credit Union 1750 S Halsted St Rm 220C, Chicago, IL 60607 7008, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, NuMark Credit UnionNuMark Credit Union403 Asbury Dr, Aurora, IL 60502A5.0 ★Texas Ratio: 8.07%, First American BankFirst American Bank1780 W Fullerton Ave, Addison, IL 60101A+5.0 ★Texas Ratio: 2.93%, and Guaranteed Rate, Inc.Guaranteed Rate, Inc.Chicago, IL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Chicago Heights, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Chicago Heights are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Chicago Heights, Illinois
Market share is the lender's share of all home loans closed in South Chicago Heights, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Chicago Heights 3200 Chicago Rd, South Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 4.4% | 100% | $145,000 | View |
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1 office in South Chicago Heights 3307 Chicago Rd, South Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 4.4% | 100% | $140,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 2.2% | 100% | $165,000 | |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 2.2% | 100% | $195,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 11.1% | 100% | $113,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 4.4% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 4.4% | 100% | $120,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 2.2% | 100% | $15,000 | |
Compass Mortgage, Inc.
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FHA | 1 | 2.2% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 15.6% | 58.3% | $143,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 8.9% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 4.4% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional | 2 | 4.4% | 100% | $75,000 | |
Self Help Federal Credit Union
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Conventional | 2 | 4.4% | 100% | $150,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 4.4% | 100% | $120,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 2.2% | 100% | $285,000 | |
American Financial Resources LLC
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FHA | 1 | 2.2% | 100% | $185,000 | |
Newrez LLC
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FHA | 1 | 2.2% | 100% | $105,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 2.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 2.2% | 100% | $285,000 | View |
Bay Equity LLC
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Conventional | 1 | 2.2% | 100% | $145,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 2.2% | 100% | $55,000 | |
Towne Mortgage Company
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Conventional | 1 | 2.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 2.2% | 100% | $165,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Chicago Heights Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Chicago Heights, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in South Chicago Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Chicago Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Chicago Heights, IL
Use these to narrow the list above. Each category shows how many South Chicago Heights, IL lenders fit and what that kind of lender is usually best for.
Who Lends in South Chicago Heights, IL
Independent mortgage companies closed 80 percent of home loans in South Chicago Heights, Illinois in 2025, banks 13.3 percent and credit unions 6.7 percent. Guaranteed Rate, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union 1 the largest credit union. Among lenders headquartered in Illinois, Credit Union 1 led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Chicago Heights, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Chicago Heights, Illinois with 2 loans, about 4.4 percent of the market. The largest lender headquartered in Illinois was Credit Union 1 with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in South Chicago Heights, Illinois in 2025, led by Guaranteed Rate, Inc. with 3. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 3 credit unions closed home loans in South Chicago Heights, Illinois in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Chicago Heights, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Chicago Heights, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Chicago Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
