Mortgage Lenders and Brokers in Sandwich, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sandwich, Illinois mortgage lenders include Old National BankOld National Bank321 E Church St, Sandwich, IL 60548A+5.0 ★Texas Ratio: 4.98%, Midland States BankMidland States Bank202 Indian Springs Dr, Sandwich, IL 60548A5.0 ★Texas Ratio: 9.50%, First National Bank of OmahaFirst National Bank of Omaha100 W Church St, Sandwich, IL 60548A+5.0 ★Texas Ratio: 4.82%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company200 E Church St, Sandwich, IL 60548A+5.0 ★Texas Ratio: 0.84%, Resource Bank N.A.Resource Bank N.A.10 W North Ave, Cortland, IL 60112B+4.7 ★Texas Ratio: 18.28%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, North Shore Trust & SavingsNorth Shore Trust & Savings3060 W Sand Lake Rd, Lindenhurst, IL 60046A+5.0 ★Texas Ratio: 3.87%, and Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandwich, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandwich are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sandwich, Illinois
Market share is the lender's share of all home loans closed in Sandwich, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sandwich 321 E Church St, Sandwich, IL 60548 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 66.7% | $125,000 | View |
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1 office in Sandwich 202 Indian Springs Dr, Sandwich, IL 60548 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $235,000 | View |
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2 offices in Sandwich 100 W Church St, Sandwich, IL 60548 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +9 HELOCs |
0% | 100% | View | |
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1 office in Sandwich 200 E Church St, Sandwich, IL 60548 A+5.0 ★Texas Ratio: 0.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 4 | 3.5% | 100% | $65,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 3 +5 HELOCs |
2.7% | 100% | $348,333 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $215,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, FHA | 2 | 1.8% | 100% | $220,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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224 N Galena Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.9% | 100% | $45,000 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.9% | 100% | $165,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 4.4% | 83.3% | $211,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.8% | 100% | $280,000 | |
Compass Mortgage, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 2 | 1.8% | 100% | $215,000 | View |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.9% | 100% | $335,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.9% | 100% | $215,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 16.8% | 87.5% | $257,105 | |
Rocket Mortgage
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Conventional, FHA | 10 | 8.8% | 90.9% | $145,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 3.5% | 57.1% | $297,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.5% | 100% | $282,500 | |
Greenstate Credit Union
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Conventional | 3 | 2.7% | 42.9% | $271,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.7% | 66.7% | $315,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 2.7% | 100% | $208,333 | |
Mortgage Research Center
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VA | 3 | 2.7% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 2.7% | 100% | $238,333 | |
United Wholesale Mortgage
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Conventional, FHA | 2 | 1.8% | 100% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.8% | 100% | $180,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 2 | 1.8% | 100% | $120,000 | View |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $215,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.9% | 100% | $315,000 | |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $105,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $345,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $225,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 50% | $65,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Nvr Mortgage Finance, Inc.
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Conventional | 1 | 0.9% | 33.3% | $325,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Towne Mortgage Company
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FHA | 1 | 0.9% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 0.9% | 50% | $275,000 | |
21St Mortgage
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Conventional | 1 | 0.9% | 33.3% | $65,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.9% | 100% | $215,000 | |
Village Capital & Investment
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VA | 1 | 0.9% | 100% | $365,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sandwich Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sandwich, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Sandwich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandwich in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sandwich, IL
Use these to narrow the list above. Each category shows how many Sandwich, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Sandwich, IL
Independent mortgage companies closed 75.2 percent of home loans in Sandwich, Illinois in 2025, banks 19.5 percent and credit unions 5.3 percent. Guaranteed Rate, Inc. was the largest mortgage company, Old National Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Midland States Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sandwich, IL
By home loans closed in 2025, Old National Bank was the largest mortgage lender in Sandwich, Illinois with 2 loans, about 1.8 percent of the market. The largest lender headquartered in Illinois was Midland States Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Sandwich, Illinois in 2025, led by Guild Mortgage Company with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 3 credit unions closed home loans in Sandwich, Illinois in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandwich, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandwich, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandwich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
