Mortgage Lenders and Brokers in Paris, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Paris, Illinois mortgage lenders include Longview BankLongview Bank600 E Jasper St, Paris, IL 61944A5.0 ★Texas Ratio: 8.41%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 S Central Ave, Paris, IL 61944A+5.0 ★Texas Ratio: 3.88%, Prospect BankProspect Bank212 N Main St, Paris, IL 61944B+4.1 ★Texas Ratio: 5.42%, First Farmers Bank & TrustFirst Farmers Bank & Trust8964 N Terre Haute Rd, Paris, IL 61944A5.0 ★Texas Ratio: 7.53%, Decatur Earthmover Credit UnionDecatur Earthmover Credit Union319 E Jasper St, Paris, IL 61944 2817A+5.0 ★Texas Ratio: 2.47%, First Financial Bank NAFirst Financial Bank NA400 Public Sq, Benton, IL 62812A+5.0 ★Texas Ratio: 3.47%, Regions BankRegions Bank2850 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 4.37%, The Fisher National BankThe Fisher National Bank109 E Vermilion St, Catlin, IL 61817A5.0 ★Texas Ratio: 10.85%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, and First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paris, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paris are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paris, Illinois
Market share is the lender's share of all home loans closed in Paris, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Paris 600 E Jasper St, Paris, IL 61944 A5.0 ★Texas Ratio: 8.41% |
Conventional | 44 | 33.8% | 100% | $107,500 | View |
|
1 office in Paris 101 S Central Ave, Paris, IL 61944 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 8 +6 HELOCs |
6.2% | 61.5% | $67,500 | View |
|
1 office in Paris 212 N Main St, Paris, IL 61944 B+4.1 ★Texas Ratio: 5.42% |
Conventional | 7 | 5.4% | 77.8% | $82,142 | View |
|
1 office in Paris 8964 N Terre Haute Rd, Paris, IL 61944 A5.0 ★Texas Ratio: 7.53% |
Conventional, HELOC | 2 +2 HELOCs |
1.5% | 66.7% | $200,000 | View |
|
319 E Jasper St, Paris, IL 61944 2817 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 3 | 2.3% | 100% | $85,000 | View |
|
400 Public Sq, Benton, IL 62812 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.5% | 50% | $125,000 | View |
|
2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $75,000 | View |
|
109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.8% | 50% | $55,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
USDA | 1 | 0.8% | 100% | $75,000 | |
|
15w060 N Frontage Rd, Burr Ridge, IL 60527 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
|
208 Public Sq, Benton, IL 62812 A5.0 ★Texas Ratio: 9.39% |
USDA | 1 | 0.8% | 100% | $75,000 | View |
|
915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
Cmg Mortgage Inc
|
Conventional, USDA | 2 | 1.5% | 100% | $115,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.8% | 100% | $105,000 | |
Ruoff Mortgage Company
|
Conventional, FHA, VA, USDA | 12 | 9.2% | 93.3% | $124,166 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 9.2% | 80% | $82,500 | |
Mortgage Research Center
|
Conventional, VA | 5 | 3.8% | 50% | $151,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.5% | 66.7% | $165,000 | |
Equity Prime Mortgage LLC
|
USDA | 2 | 1.5% | 100% | $100,000 | |
Amerisave Mortgage Company
|
FHA, VA | 2 | 1.5% | 50% | $105,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 1.5% | 100% | $75,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.8% | 50% | $135,000 | |
United Wholesale Mortgage
|
FHA | 1 | 0.8% | 100% | $165,000 | |
Newrez LLC
|
Conventional | 1 | 0.8% | 16.7% | $55,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.8% | 100% | $135,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.8% | 100% | $165,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.8% | 100% | $65,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $95,000 | |
Flat Branch Mortgage, Inc.
|
FHA | 1 | 0.8% | 100% | $125,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $115,000 | |
|
A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.8% | 100% | $55,000 | |
Wolfe Financial Inc
|
FHA | 1 | 0.8% | 100% | $95,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.8% | 100% | $75,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $85,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.8% | 50% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Paris Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paris, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Paris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paris in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paris, IL
Use these to narrow the list above. Each category shows how many Paris, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Paris, IL
Independent mortgage companies closed 41.5 percent of home loans in Paris, Illinois in 2025, banks 55.4 percent and credit unions 3.1 percent. Cmg Mortgage Inc was the largest mortgage company, Longview Bank the largest bank and Decatur Earthmover Credit Union the largest credit union. Among lenders headquartered in Illinois, Longview Bank led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paris, IL
By home loans closed in 2025, Longview Bank was the largest mortgage lender in Paris, Illinois with 44 loans, about 33.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Paris, Illinois in 2025, led by Rocket Mortgage with 5. 6 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in Paris, Illinois in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paris, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paris, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
