Mortgage Lenders and Brokers in Murphysboro, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Murphysboro, Illinois mortgage lenders include Regions BankRegions Bank1301 Walnut St, Murphysboro, IL 62966A+5.0 ★Texas Ratio: 4.37%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA1709 Walnut St, Murphysboro, IL 62966A+5.0 ★Texas Ratio: 3.88%, SIU Credit UnionSIU Credit Union1175 E Main St, Carbondale, IL 62901 3126A+5.0 ★Texas Ratio: 4.91%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, First National Bank of AvaFirst National Bank of Ava304 W Main St, Ava, IL 62907A+5.0 ★Texas Ratio: 0.35%, United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, Peoples National Bank, N.A.Peoples National Bank, N.A.208 Public Sq, Benton, IL 62812A5.0 ★Texas Ratio: 9.39%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA850 W Algonquin Rd, Arlington Heights, IL 60005A+5.0 ★Texas Ratio: 4.14%, and Banterra BankBanterra Bank1500 W Main St, Carbondale, IL 62901A4.7 ★Texas Ratio: 4.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Murphysboro, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Murphysboro are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Murphysboro, Illinois
Market share is the lender's share of all home loans closed in Murphysboro, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Murphysboro 1301 Walnut St, Murphysboro, IL 62966 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 6 +14 HELOCs |
6.6% | 46.7% | $91,666 | View |
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1 office in Murphysboro 1709 Walnut St, Murphysboro, IL 62966 A+5.0 ★Texas Ratio: 3.88% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1175 E Main St, Carbondale, IL 62901 3126 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 8 | 8.8% | 100% | $102,500 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
5.5% | 100% | $111,000 | View |
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304 W Main St, Ava, IL 62907 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 3 | 3.3% | 75% | $75,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional, FHA | 3 | 3.3% | 100% | $115,000 | View |
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208 Public Sq, Benton, IL 62812 A5.0 ★Texas Ratio: 9.39% |
Conventional | 3 | 3.3% | 100% | $215,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 2.2% | 100% | $90,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
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1500 W Main St, Carbondale, IL 62901 A4.7 ★Texas Ratio: 4.32% |
Conventional | 1 | 1.1% | 100% | $155,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
Community Banc Mortgage Corp
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Conventional | 1 | 1.1% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 8.8% | 66.7% | $93,750 | |
Guild Mortgage Company
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Conventional, USDA | 8 | 8.8% | 100% | $161,250 | |
Gershman Investment Corp.
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Conventional, FHA, USDA | 5 | 5.5% | 83.3% | $133,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 4.4% | 57.1% | $120,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 4.4% | 80% | $187,500 | |
Premier Mortgage Resources, LLC
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FHA, VA, USDA | 3 | 3.3% | 100% | $138,333 | |
FirstTrust Home Loans
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Conventional, USDA | 2 | 2.2% | 100% | $85,000 | |
Wolfe Financial Inc
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FHA, USDA | 2 | 2.2% | 100% | $150,000 | |
Mortgage Research Center
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VA | 2 | 2.2% | 50% | $125,000 | |
Member First Mortgage, LLC
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Conventional, FHA | 2 | 2.2% | 66.7% | $105,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.2% | 100% | $90,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.2% | 40% | $160,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 50% | $75,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.1% | 100% | $75,000 | |
Fair Way Lending, LLC
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FHA | 1 | 1.1% | 100% | $175,000 | |
loanDepot.com LLC
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FHA | 1 | 1.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $355,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $115,000 | |
Purdue Federal Cu
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Conventional | 1 | 1.1% | 100% | $75,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.1% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 50% | $125,000 | View |
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A+5.0 ★Texas Ratio: 4.40% |
VA | 1 | 1.1% | 100% | $115,000 | View |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Murphysboro Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Murphysboro, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Murphysboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Murphysboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Murphysboro, IL
Use these to narrow the list above. Each category shows how many Murphysboro, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Murphysboro, IL
Independent mortgage companies closed 56 percent of home loans in Murphysboro, Illinois in 2025, banks 33 percent and credit unions 11 percent. Rocket Mortgage was the largest mortgage company, Regions Bank the largest bank and SIU Credit Union the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Murphysboro, IL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Murphysboro, Illinois with 6 loans, about 6.6 percent of the market. The largest lender headquartered in Illinois was First Mid Bank and Trust, NA with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Murphysboro, Illinois in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 3 credit unions closed home loans in Murphysboro, Illinois in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Murphysboro, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Murphysboro, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Murphysboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
