Mortgage Lenders and Brokers in Mendota, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mendota, Illinois mortgage lenders include First State BankFirst State Bank1403 13th Ave, Mendota, IL 61342A+5.0 ★Texas Ratio: 3.55%, Midland States BankMidland States Bank609 8th Ave, Mendota, IL 61342A5.0 ★Texas Ratio: 9.50%, First Federal Savings BankFirst Federal Savings Bank1205 Washington St, Mendota, IL 61342A5.0 ★Texas Ratio: 8.80%, Financial Plus Credit UnionFinancial Plus Credit Union1905 13th Ave, Mendota, IL 61342A+5.0 ★Texas Ratio: 4.80%, Eureka Savings BankEureka Savings Bank1300 13th Ave, Mendota, IL 61342A5.0 ★Texas Ratio: 9.12%, Osb Community BankOsb Community Bank125 W Bluff St, Marseilles, IL 61341A+5.0 ★Texas Ratio: 2.75%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, NuMark Credit UnionNuMark Credit Union403 Asbury Dr, Aurora, IL 60502A5.0 ★Texas Ratio: 8.07%, and United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mendota, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mendota are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mendota, Illinois
Market share is the lender's share of all home loans closed in Mendota, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mendota 1403 13th Ave, Mendota, IL 61342 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 14 | 13.2% | 93.3% | $90,000 | View |
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1 office in Mendota 609 8th Ave, Mendota, IL 61342 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
2.8% | 100% | $81,666 | View |
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1 office in Mendota 1205 Washington St, Mendota, IL 61342 A5.0 ★Texas Ratio: 8.80% |
Conventional | 2 | 1.9% | 100% | $75,000 | View |
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1905 13th Ave, Mendota, IL 61342 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 26 | 24.5% | 92.9% | $180,769 | View |
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★ 5 stars, 1 review 1300 13th Ave, Mendota, IL 61342 A5.0 ★Texas Ratio: 9.12% |
Conventional | 17 | 16% | 100% | $101,470 | View |
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125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 2 | 1.9% | 100% | $105,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
FHA | 2 | 1.9% | 100% | $110,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
FHA | 1 | 0.9% | 100% | $105,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
USDA | 1 | 0.9% | 100% | $215,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
Community Banc Mortgage Corp
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Conventional, VA | 4 | 3.8% | 100% | $152,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $130,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.9% | 100% | $5,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 3 | 2.8% | 75% | $191,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.8% | 60% | $198,333 | |
Servion
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Conventional, FHA | 2 | 1.9% | 100% | $110,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.9% | 100% | $195,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $270,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.9% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1.9% | 100% | $230,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.9% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $375,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $155,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.9% | 100% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Mendota Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mendota, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Mendota? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mendota in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mendota, IL
Use these to narrow the list above. Each category shows how many Mendota, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Mendota, IL
Independent mortgage companies closed 22.6 percent of home loans in Mendota, Illinois in 2025, banks 50 percent and credit unions 27.4 percent. Guaranteed Rate, Inc. was the largest mortgage company, First State Bank the largest bank and Financial Plus Credit Union the largest credit union. Among lenders headquartered in Illinois, First State Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mendota, IL
By home loans closed in 2025, First State Bank was the largest mortgage lender in Mendota, Illinois with 14 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Mendota, Illinois in 2025, led by Barrington Bank & Trust Company, N.A. with 2. 4 lenders closed VA loans, led by Navy Federal Credit Union, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Mendota, Illinois in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mendota, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mendota, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mendota. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
