Mortgage Lenders and Brokers in Jacksonville, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jacksonville, Illinois mortgage lenders include Cnb Bank & Trust, N.A.Cnb Bank & Trust, N.A.123 E Knoxville St, Brimfield, IL 61517A+5.0 ★Texas Ratio: 5.41%, Petefish, Skiles, & Company BankPetefish, Skiles, & Company Bank1342 S Main St, Jacksonville, IL 62650A+5.0 ★Texas Ratio: 1.02%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company1604 W Morton Ave, Jacksonville, IL 62650A+5.0 ★Texas Ratio: 0.84%, Bank of SpringfieldBank of Springfield303 W College Ave, Jacksonville, IL 62650A5.0 ★Texas Ratio: 13.68%, US Bank, N.A.US Bank, N.A.322 W Morton Ave, Jacksonville, IL 62650A+5.0 ★Texas Ratio: 2.85%, Prairie State Bank & TrustPrairie State Bank & Trust1052 W Morton Ave, Jacksonville, IL 62650A+5.0 ★Texas Ratio: 2.86%, Hickory Point Bank & TrustHickory Point Bank & Trust202 W Park Ave, Champaign, IL 61820A+5.0 ★Texas Ratio: 1.00%, Inb, National AssociationInb, National Association2402 E Washington St, Bloomington, IL 61704A5.0 ★Texas Ratio: 9.74%, Alliance Community BankAlliance Community Bank200 N West St, Athens, IL 62613A+5.0 ★Texas Ratio: 3.93%, and West Central BankWest Central Bank400 E Buchanan St, Ashland, IL 62612A-4.9 ★Texas Ratio: 16.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jacksonville, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jacksonville are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jacksonville, Illinois
Market share is the lender's share of all home loans closed in Jacksonville, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 30 | 17.8% | 83.3% | $113,000 | View |
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1 office in Jacksonville 1342 S Main St, Jacksonville, IL 62650 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 21 | 12.4% | 77.8% | $130,238 | View |
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3 offices in Jacksonville 1604 W Morton Ave, Jacksonville, IL 62650 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 6 | 3.6% | 85.7% | $78,333 | View |
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2 offices in Jacksonville 303 W College Ave, Jacksonville, IL 62650 A5.0 ★Texas Ratio: 13.68% |
Conventional, FHA | 5 | 3% | 71.4% | $201,000 | View |
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1 office in Jacksonville 322 W Morton Ave, Jacksonville, IL 62650 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +5 HELOCs |
2.4% | 50% | $187,500 | View |
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1 office in Jacksonville 1052 W Morton Ave, Jacksonville, IL 62650 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 3 | 1.8% | 100% | $61,666 | View |
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202 W Park Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 4 | 2.4% | 100% | $97,500 | View |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional, VA | 3 | 1.8% | 100% | $221,666 | View |
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200 N West St, Athens, IL 62613 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 2 | 1.2% | 100% | $105,000 | View |
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400 E Buchanan St, Ashland, IL 62612 A-4.9 ★Texas Ratio: 16.10% |
Conventional | 2 | 1.2% | 100% | $105,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
FHA | 1 | 0.6% | 100% | $125,000 | |
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201 E State St, Modesto, IL 62667 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, USDA | 3 | 1.8% | 100% | $128,333 | |
Citizens Equity First Credit U
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $345,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Zippy Loans, LLC
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Conventional | 17 | 10.1% | 34.7% | $19,705 | |
Mortgage Research Center
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Conventional, FHA, VA | 17 | 10.1% | 85% | $196,176 | |
Affordable Mortgage Advisors
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Conventional, FHA, USDA | 16 | 9.5% | 100% | $101,875 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 4.1% | 58.3% | $130,714 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 6 | 3.6% | 66.7% | $81,666 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.2% | 100% | $75,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 2 | 1.2% | 100% | $85,000 | |
Top Flite Financial, Inc.
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FHA, USDA | 2 | 1.2% | 100% | $100,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.6% | 100% | $135,000 | |
Uw Credit Union
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
Endeavor Capital, LLC
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VA | 1 | 0.6% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 50% | $285,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $65,000 | View |
Gershman Investment Corp.
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FHA | 1 | 0.6% | 100% | $225,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Jacksonville Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jacksonville, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Jacksonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jacksonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jacksonville, IL
Use these to narrow the list above. Each category shows how many Jacksonville, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Jacksonville, IL
Independent mortgage companies closed 46.2 percent of home loans in Jacksonville, Illinois in 2025, banks 52.1 percent and credit unions 1.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, Cnb Bank & Trust, N.A. the largest bank and Empeople Credit Union the largest credit union. Among lenders headquartered in Illinois, Cnb Bank & Trust, N.A. led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jacksonville, IL
By home loans closed in 2025, Cnb Bank & Trust, N.A. was the largest mortgage lender in Jacksonville, Illinois with 30 loans, about 17.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Jacksonville, Illinois in 2025, led by Affordable Mortgage Advisors with 10. 5 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Jacksonville, Illinois in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jacksonville, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jacksonville, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jacksonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
