Mortgage Lenders and Brokers in Hinckley, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Hinckley, Illinois mortgage lenders include Resource Bank N.A.Resource Bank N.A.280 E Lincoln Ave, Hinckley, IL 60520B+4.7 ★Texas Ratio: 18.28%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Holcomb BankHolcomb Bank504 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 0.32%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Streator Onized Credit UnionStreator Onized Credit Union107 E Chippewa St, Dwight, IL 60420A+5.0 ★Texas Ratio: 2.17%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, First National Bank of OmahaFirst National Bank of Omaha1725 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.82%, and BMO Harris Bank NABMO Harris Bank NA625 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hinckley, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hinckley are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hinckley, Illinois
Market share is the lender's share of all home loans closed in Hinckley, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Hinckley 280 E Lincoln Ave, Hinckley, IL 60520 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 1.6% | 100% | $225,000 | View |
|
2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 3 +2 HELOCs |
4.8% | 100% | $355,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
3.2% | 100% | $25,000 | View |
|
504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 3.2% | 100% | $200,000 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 3.2% | 100% | $305,000 | View |
|
540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.6% | 100% | $295,000 | View |
|
107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 1.6% | 100% | $85,000 | View |
|
★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.6% | 100% | $425,000 | View |
|
1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.6% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 1.6% | 100% | $315,000 | View |
Lennar Mortgage, LLC
|
Conventional, FHA | 14 | 22.6% | 93.3% | $310,714 | |
Guild Mortgage Company
|
Conventional, FHA | 10 | 16.1% | 100% | $259,000 | |
Rocket Mortgage
|
Conventional, VA | 5 | 8.1% | 100% | $291,000 | |
Compeer Financial
|
Conventional | 3 | 4.8% | 100% | $141,666 | |
Planet Home Lending, LLC
|
Conventional, USDA | 3 | 4.8% | 75% | $291,666 | |
Lower, LLC
|
Conventional | 3 | 4.8% | 75% | $241,666 | |
Newrez LLC
|
Conventional, VA | 2 | 3.2% | 100% | $230,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1.6% | 100% | $425,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.6% | 100% | $155,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.6% | 100% | $615,000 | |
Mortgage Research Center
|
Conventional | 1 | 1.6% | 50% | $405,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.6% | 100% | $245,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.6% | 100% | $565,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1.6% | 100% | $375,000 | |
Greenstate Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Hinckley Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hinckley, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Hinckley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hinckley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hinckley, IL
Use these to narrow the list above. Each category shows how many Hinckley, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Hinckley, IL
Independent mortgage companies closed 79 percent of home loans in Hinckley, Illinois in 2025, banks 19.4 percent and credit unions 1.6 percent. Guaranteed Rate, Inc. was the largest mortgage company, Resource Bank N.A. the largest bank and Streator Onized Credit Union the largest credit union. Among lenders headquartered in Illinois, Resource Bank N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hinckley, IL
By home loans closed in 2025, Resource Bank N.A. was the largest mortgage lender in Hinckley, Illinois with 1 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Hinckley, Illinois in 2025, led by Lennar Mortgage, LLC with 4. 2 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Hinckley, Illinois in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hinckley, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hinckley, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hinckley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
