Mortgage Lenders and Brokers in Essex, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Essex, Illinois mortgage lenders include Grundy BankGrundy Bank444 Bedford Rd, Morris, IL 60450A+5.0 ★Texas Ratio: 0.94%, Municipal Trust and Savings BankMunicipal Trust and Savings Bank720 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 0.16%, National Bank of St AnneNational Bank of St Anne100 S Main Street, Herscher, IL 60941A5.0 ★Texas Ratio: 12.63%, PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%, Alliant Credit UnionAlliant Credit Union11545 W Touhy Ave, Chicago, IL 60666A5.0 ★Texas Ratio: 6.04%, First Trust Bank of IllinoisFirst Trust Bank of Illinois3308 S Waldron Rd, Aroma Park, IL 60910A+5.0 ★Texas Ratio: 2.99%, Foresight BankForesight Bank100 Il Route 75 E, Davis, IL 61019A5.0 ★Texas Ratio: 9.91%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, Flanagan State BankFlanagan State Bank403 State St, Benson, IL 61516A4.7 ★Texas Ratio: 2.58%, and Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Essex, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Essex are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Essex, Illinois
Market share is the lender's share of all home loans closed in Essex, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 6 | 7.7% | 100% | $213,333 | View |
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720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 3 | 3.8% | 100% | $508,333 | View |
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100 S Main Street, Herscher, IL 60941 A5.0 ★Texas Ratio: 12.63% |
Conventional | 3 | 3.8% | 80% | $155,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 2 +2 HELOCs |
2.6% | 50% | $230,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 2.6% | 100% | $245,000 | View |
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3308 S Waldron Rd, Aroma Park, IL 60910 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 2 | 2.6% | 100% | $150,000 | View |
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100 Il Route 75 E, Davis, IL 61019 A5.0 ★Texas Ratio: 9.91% |
Conventional | 2 | 2.6% | 66.7% | $240,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 2.6% | 100% | $155,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional | 2 | 2.6% | 100% | $245,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
FHA, HELOC | 1 +3 HELOCs |
1.3% | 50% | $75,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $275,000 | View |
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315 Main St Nw, Bourbonnais, IL 60914 B3.8 ★Texas Ratio: 2.49% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
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121 S Pennsylvania St, Chrisman, IL 61924 A5.0 ★Texas Ratio: 8.41% |
Conventional | 1 | 1.3% | 100% | $285,000 | View |
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1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 1.3% | 100% | $275,000 | View |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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15w060 N Frontage Rd, Burr Ridge, IL 60527 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA | 6 | 7.7% | 100% | $160,000 | |
Northwest Bank of Rockford
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Conventional | 1 | 1.3% | 100% | $145,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 1 | 1.3% | 100% | $235,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 7 | 9% | 87.5% | $313,571 | |
Greenstate Credit Union
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Conventional | 5 | 6.4% | 100% | $251,000 | |
Primelending
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Conventional | 4 | 5.1% | 100% | $227,500 | |
Compeer Financial
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Conventional | 3 | 3.8% | 100% | $215,000 | |
Mortgage Research Center
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FHA, VA | 3 | 3.8% | 75% | $271,666 | |
United Wholesale Mortgage
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FHA, VA | 2 | 2.6% | 100% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 2.6% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.6% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 2.6% | 33.3% | $135,000 | View |
Guild Mortgage Company
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Conventional | 2 | 2.6% | 100% | $140,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 2.6% | 100% | $310,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.3% | 33.3% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.3% | 100% | $75,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 1.3% | 100% | $635,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $435,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 1.3% | 100% | $135,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Essex Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Essex, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Essex? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Essex in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Essex, IL
Use these to narrow the list above. Each category shows how many Essex, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Essex, IL
Independent mortgage companies closed 47.4 percent of home loans in Essex, Illinois in 2025, banks 38.5 percent and credit unions 14.1 percent. Guaranteed Rate, Inc. was the largest mortgage company, Grundy Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Illinois, Grundy Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Essex, IL
By home loans closed in 2025, Grundy Bank was the largest mortgage lender in Essex, Illinois with 6 loans, about 7.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Essex, Illinois in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Essex, Illinois in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Essex, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Essex, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Essex. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
