Urban Honolulu, Hawaii mortgage lenders include American Savings BankAmerican Savings Bank98 200 Kamehameha Hwy, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.72%, Bank of HawaiiBank of Hawaii98 1059 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.37%, First Hawaiian BankFirst Hawaiian Bank98 1071 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.55%, Central Pacific BankCentral Pacific Bank98 150 Kaonohi St, Aiea, HI 96701A+5.0 ★Texas Ratio: 2.64%, Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union2199 Kalia Rd, Honolulu, HI 96815A+5.0 ★Texas Ratio: 2.38%, Hawaii State Federal Credit UnionHawaii State Federal Credit UnionWestridge Shopping Center, Aiea, HI 96701A+5.0 ★Texas Ratio: 5.45%, Hawaiiusa FCUHawaiiusa FCUAiea Shopping Center, Aiea, HI 96701A+5.0 ★Texas Ratio: 2.02%, University of Hawaii FCUUniversity of Hawaii FCU2019 S King St, Honolulu, HI 96826A+5.0 ★Texas Ratio: 1.05%, Mortgage Hawaii LLCMortgage Hawaii LLC98 1059 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.37%, and Bank of HopeBank of Hope98 084 Kamehameha Hwy, Aiea, HI 96701A+5.0 ★Texas Ratio: 4.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Urban Honolulu, Hawaii in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Urban Honolulu are listed first, then lenders elsewhere in Hawaii, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Urban Honolulu, Hawaii. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
98 200 Kamehameha Hwy, Aiea, HI 96701 A+5.0 ★Texas Ratio: 1.72% |
Conventional, VA, Jumbo, HELOC | 370 +107 HELOCs |
13.3% | 96.6% | $505,945 | View |
|
98 1059 Moanalua Rd, Aiea, HI 96701 A+5.0 ★Texas Ratio: 1.37% |
Conventional, FHA, Jumbo, HELOC | 361 +168 HELOCs |
13% | 96% | $510,263 | View |
|
98 1071 Moanalua Rd, Aiea, HI 96701 A+5.0 ★Texas Ratio: 1.55% |
Conventional, VA, Jumbo, HELOC | 227 +225 HELOCs |
8.2% | 92.2% | $542,224 | View |
|
98 150 Kaonohi St, Aiea, HI 96701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, VA, Jumbo, HELOC | 193 +71 HELOCs |
6.9% | 82.8% | $496,917 | View |
|
2199 Kalia Rd, Honolulu, HI 96815 A+5.0 ★Texas Ratio: 2.38% |
Conventional, Jumbo | 74 | 2.7% | 100% | $467,027 | View |
|
Westridge Shopping Center, Aiea, HI 96701 A+5.0 ★Texas Ratio: 5.45% |
Conventional, Jumbo, HELOC | 64 +109 HELOCs |
2.3% | 95.5% | $523,750 | View |
|
Aiea Shopping Center, Aiea, HI 96701 A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo, HELOC | 52 +76 HELOCs |
1.9% | 94.8% | $481,730 | View |
|
2019 S King St, Honolulu, HI 96826 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 43 | 1.5% | 93.5% | $566,395 | View |
|
98 1059 Moanalua Rd, Aiea, HI 96701 A+5.0 ★Texas Ratio: 1.37% |
Conventional, Jumbo | 34 | 1.2% | 97.1% | $610,882 | View |
|
98 084 Kamehameha Hwy, Aiea, HI 96701 A+5.0 ★Texas Ratio: 4.07% |
Conventional, Jumbo, HELOC | 29 +4 HELOCs |
1% | 81.1% | $584,310 | View |
|
Waimalu Shopping Plaza, Aiea, HI 96701 A+5.0 ★Texas Ratio: 2.47% |
Conventional, HELOC | 7 +40 HELOCs |
0.3% | 100% | $593,571 | View |
|
91 1401 Fort Weaver Rd Ste A102, Ewa Beach, HI 96706 2268 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 5 | 0.2% | 55.6% | $163,000 | View |
|
765 Bishop St, Honolulu, HI 96813 A5.0 ★Texas Ratio: 7.57% |
Conventional | 3 | 0.1% | 100% | $825,000 | View |
|
98 1005 Moanalua Rd Spc 245, Aiea, HI 96701 4707 A+5.0 ★Texas Ratio: 2.16% |
Conventional, HELOC | 2 +11 HELOCs |
0.1% | 40% | $70,000 | View |
Finance Factors Limited
|
Conventional, Jumbo | 16 | 0.6% | 85% | $926,875 | |
Pacific Home Loans, Inc.
|
Conventional | 1 | 0% | 100% | $215,000 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 154 | 5.5% | 73.9% | $457,792 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 131 +1 HELOCs |
4.7% | 84.8% | $561,259 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo, HELOC | 81 +1 HELOCs |
2.9% | 89.1% | $545,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 65 | 2.3% | 89.3% | $609,153 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 61 +4 HELOCs |
2.2% | 97.2% | $610,245 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 56 | 2% | 76.3% | $668,392 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 56 | 2% | 89.1% | $425,892 | |
The Loan Store, Inc
|
Conventional, VA, Jumbo, HELOC | 55 +8 HELOCs |
2% | 88.2% | $579,727 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 46 | 1.7% | 100% | $601,304 | |
Newrez LLC
|
Conventional, VA, Jumbo | 45 | 1.6% | 70.3% | $747,888 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 38 | 1.4% | 91.1% | $579,736 | |
General Mortgage Capital Corporation
|
Conventional | 29 | 1% | 100% | $536,724 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 29 | 1% | 96.7% | $543,965 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 25 +11 HELOCs |
0.9% | 51% | $395,400 | |
loanDepot.com LLC
|
Conventional, VA, Jumbo | 20 | 0.7% | 71% | $550,500 | |
Paramount Residential Mortgage
|
Conventional, VA, Jumbo | 19 | 0.7% | 100% | $536,052 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 18 | 0.6% | 85.7% | $569,444 | View |
Fairway Independent Mort Corp
|
Conventional, VA | 17 | 0.6% | 73.9% | $450,294 | |
AAA Capital Investment, Inc
|
Conventional, Jumbo | 15 | 0.5% | 90.9% | $887,666 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 14 | 0.5% | 77.8% | $661,428 | View |
Primary Residential Mortgage, INC.
|
Conventional | 13 | 0.5% | 100% | $488,076 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 13 | 0.5% | 100% | $447,307 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 13 | 0.5% | 54.2% | $598,076 | |
Nationstar Mortgage
|
Conventional, VA | 13 | 0.5% | 86.7% | $481,153 | |
Primelending
|
Conventional | 12 | 0.4% | 93.8% | $431,666 | |
HomeXpress Mortgage Corp.
|
Conventional | 12 | 0.4% | 66.7% | $546,666 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 11 | 0.4% | 84.6% | $1,388,636 | View |
Envoy Mortgage, Ltd
|
Conventional, VA | 10 | 0.4% | 90.9% | $509,000 | |
Plaza Home Mortgage, Inc
|
Conventional, VA, Jumbo | 9 | 0.3% | 75% | $556,111 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, HELOC | 8 +5 HELOCs |
0.3% | 61.5% | $451,250 | |
Logan Finance Corporation
|
Conventional | 8 | 0.3% | 80% | $332,500 | |
Nfm, Inc
|
Conventional | 7 | 0.3% | 100% | $296,428 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 7 | 0.3% | 36.8% | $817,857 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +2 HELOCs |
0.2% | 85.7% | $1,416,666 | View |
Land Home Financial Services,
|
VA, Jumbo | 6 | 0.2% | 100% | $513,333 | |
Nexera Holding LLC
|
Conventional, Jumbo | 6 | 0.2% | 85.7% | $643,333 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 6 | 0.2% | 69.2% | $575,000 | |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.2% | 45.5% | $591,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 0.2% | 55.6% | $645,000 | View |
Deephaven Mortgage LLC
|
Conventional | 5 | 0.2% | 55.6% | $407,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 0.2% | 16.1% | $157,000 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA | 5 | 0.2% | 62.5% | $835,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 5 | 0.2% | 83.3% | $753,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 5 | 0.2% | 62.5% | $799,000 | |
Champions Funding, LLC
|
Conventional | 5 | 0.2% | 71.4% | $505,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo, HELOC | 4 +1 HELOCs |
0.1% | 83.3% | $940,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, HELOC | 4 +1 HELOCs |
0.1% | 66.7% | $567,500 | |
Hightechlending, Inc
|
Conventional, VA | 4 | 0.1% | 80% | $495,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 0.1% | 100% | $1,280,000 | View |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.1% | 75% | $1,108,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.1% | 75% | $1,208,333 | View |
Movement Mortgage, LLC
|
Conventional, VA | 3 | 0.1% | 80% | $431,666 | |
American Financial Network, Inc.
|
Conventional, VA | 3 | 0.1% | 75% | $658,333 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 3 | 0.1% | 100% | $491,666 | View |
New Wave Lending Group Inc
|
Conventional | 3 | 0.1% | 100% | $251,666 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 3 | 0.1% | 100% | $291,666 | |
Nmsi, Inc.
|
Conventional | 3 | 0.1% | 100% | $815,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA, Jumbo | 3 | 0.1% | 75% | $631,666 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.1% | 60% | $281,666 | View |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 3 | 0.1% | 75% | $1,458,333 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 66.7% | $440,000 | |
Arc Home LLC
|
Conventional, Jumbo | 2 | 0.1% | 66.7% | $1,115,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, VA, Jumbo | 2 | 0.1% | 100% | $775,000 | |
Alameda Mortgage Corporation
|
Conventional, VA | 2 | 0.1% | 100% | $440,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.1% | 40% | $250,000 | View |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.1% | 100% | $925,000 | View |
Sage Home Loans Corporation
|
Conventional | 2 | 0.1% | 50% | $840,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 0.1% | 100% | $520,000 | View |
City 1st Mortgage Services, LC
|
Conventional | 2 | 0.1% | 100% | $505,000 | |
Das Acquisition Company, LLC
|
Conventional | 2 | 0.1% | 66.7% | $490,000 | |
Click n' Close, Inc.
|
FHA | 2 | 0.1% | 66.7% | $480,000 | |
ClearPath Lending
|
VA | 2 | 0.1% | 100% | $615,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.1% | 66.7% | $405,000 | View |
Planet Home Lending, LLC
|
VA | 2 | 0.1% | 40% | $730,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.1% | 100% | $805,000 | View |
|
A+5.0 ★Texas Ratio: 4.81% |
VA, Jumbo | 2 | 0.1% | 100% | $1,325,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 2 | 0.1% | 100% | $200,000 | |
Geneva Financial LLC
|
VA, Jumbo | 2 | 0.1% | 100% | $800,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 0.1% | 66.7% | $1,830,000 | View |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.1% | 40% | $420,000 | |
New American Funding, LLC.
|
Conventional, VA | 2 | 0.1% | 66.7% | $630,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.1% | 100% | $655,000 | View |
ML Mortgage Corp.
|
VA | 1 | 0% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0% | 50% | $285,000 | View |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0% | 50% | $425,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0% | 50% | $335,000 | View |
MortgageOne, Inc
|
VA | 1 | 0% | 100% | $755,000 | |
Nbkc Bank
|
Conventional | 1 | 0% | 100% | $1,205,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0% | 100% | $495,000 | |
Pacific Lending LLC
|
VA | 1 | 0% | 100% | $355,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0% | 100% | $625,000 | |
Bay-Valley Mortgage Group
|
Conventional | 1 | 0% | 100% | $375,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0% | 100% | $365,000 | |
Discover Bank
|
Conventional | 1 | 0% | 5.3% | $205,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0% | 50% | $905,000 | |
Bay Equity LLC
|
Conventional | 1 | 0% | 100% | $905,000 | |
Greenbox Loans
|
Conventional | 1 | 0% | 100% | $1,005,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $445,000 | |
New Day Financial, LLC.
|
VA | 1 | 0% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.25% |
Conventional, Jumbo | 1 | 0% | 100% | $2,205,000 | View |
Franklin Loan Corporation
|
Conventional | 1 | 0% | 100% | $595,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0% | 100% | $1,355,000 | View |
Firefighters First Federal Credit Union
|
Conventional | 1 | 0% | 100% | $225,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0% | 50% | $385,000 | View |
Genway Home Mortgage, Inc.
|
VA | 1 | 0% | 20% | $665,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0% | 100% | $635,000 | View |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0% | 100% | $295,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0% | 100% | $785,000 | |
|
A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0% | 100% | $155,000 | View |
Village Capital & Investment
|
VA | 1 | 0% | 100% | $655,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Hawaii compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Urban Honolulu? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Urban Honolulu in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Urban Honolulu, HI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 41.8 percent of home loans in Urban Honolulu, Hawaii in 2025, banks 48 percent and credit unions 10.1 percent. Pacific Home Loans, Inc. was the largest mortgage company, American Savings Bank the largest bank and Hawaiian Financial Federal Credit Union the largest credit union. Among lenders headquartered in Hawaii, American Savings Bank led with 370 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Hawaii. State conveyance tax paid by the seller on a sliding scale from $0.10 per $100 (under $600,000) up to $1.00 per $100 (over $10 million) for buyers who will claim a homeowner exemption, and $0.15 to $1.25 per $100 for other buyers; no mortgage recording tax. A 2026 bill to move to marginal rates (SB 3028) died in conference.
By home loans closed in 2025, American Savings Bank was the largest mortgage lender in Urban Honolulu, Hawaii with 370 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Urban Honolulu, Hawaii, Hawaiian Financial Federal Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Urban Honolulu, Hawaii in 2025, led by Cmg Mortgage Inc with 4. 55 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 12 credit unions closed home loans in Urban Honolulu, Hawaii in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Urban Honolulu, Hawaii during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Urban Honolulu, Hawaii for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Urban Honolulu. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.