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Home / Mortgage Lenders / Hawaii / Urban Honolulu
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Urban Honolulu, Hawaii

Urban Honolulu, Hawaii mortgage lenders include American Savings BankAmerican Savings Bank98 200 Kamehameha Hwy, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.72%, Bank of HawaiiBank of Hawaii98 1059 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.37%, First Hawaiian BankFirst Hawaiian Bank98 1071 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.55%, Central Pacific BankCentral Pacific Bank98 150 Kaonohi St, Aiea, HI 96701A+5.0 ★Texas Ratio: 2.64%, Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union2199 Kalia Rd, Honolulu, HI 96815A+5.0 ★Texas Ratio: 2.38%, Hawaii State Federal Credit UnionHawaii State Federal Credit UnionWestridge Shopping Center, Aiea, HI 96701A+5.0 ★Texas Ratio: 5.45%, Hawaiiusa FCUHawaiiusa FCUAiea Shopping Center, Aiea, HI 96701A+5.0 ★Texas Ratio: 2.02%, University of Hawaii FCUUniversity of Hawaii FCU2019 S King St, Honolulu, HI 96826A+5.0 ★Texas Ratio: 1.05%, Mortgage Hawaii LLCMortgage Hawaii LLC98 1059 Moanalua Rd, Aiea, HI 96701A+5.0 ★Texas Ratio: 1.37%, and Bank of HopeBank of Hope98 084 Kamehameha Hwy, Aiea, HI 96701A+5.0 ★Texas Ratio: 4.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Urban Honolulu, Hawaii in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Urban Honolulu are listed first, then lenders elsewhere in Hawaii, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Urban Honolulu, Hawaii

Market share is the lender's share of all home loans closed in Urban Honolulu, Hawaii. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
98 200 Kamehameha Hwy, Aiea, HI 96701
A+5.0 ★Texas Ratio: 1.72%
Conventional, VA, Jumbo, HELOC 370
+107 HELOCs
13.3% 96.6% $505,945 View
98 1059 Moanalua Rd, Aiea, HI 96701
A+5.0 ★Texas Ratio: 1.37%
Conventional, FHA, Jumbo, HELOC 361
+168 HELOCs
13% 96% $510,263 View
98 1071 Moanalua Rd, Aiea, HI 96701
A+5.0 ★Texas Ratio: 1.55%
Conventional, VA, Jumbo, HELOC 227
+225 HELOCs
8.2% 92.2% $542,224 View
98 150 Kaonohi St, Aiea, HI 96701
A+5.0 ★Texas Ratio: 2.64%
Conventional, VA, Jumbo, HELOC 193
+71 HELOCs
6.9% 82.8% $496,917 View
2199 Kalia Rd, Honolulu, HI 96815
A+5.0 ★Texas Ratio: 2.38%
Conventional, Jumbo 74 2.7% 100% $467,027 View
Westridge Shopping Center, Aiea, HI 96701
A+5.0 ★Texas Ratio: 5.45%
Conventional, Jumbo, HELOC 64
+109 HELOCs
2.3% 95.5% $523,750 View
Aiea Shopping Center, Aiea, HI 96701
A+5.0 ★Texas Ratio: 2.02%
Conventional, Jumbo, HELOC 52
+76 HELOCs
1.9% 94.8% $481,730 View
2019 S King St, Honolulu, HI 96826
A+5.0 ★Texas Ratio: 1.05%
Conventional, Jumbo 43 1.5% 93.5% $566,395 View
98 1059 Moanalua Rd, Aiea, HI 96701
A+5.0 ★Texas Ratio: 1.37%
Conventional, Jumbo 34 1.2% 97.1% $610,882 View
98 084 Kamehameha Hwy, Aiea, HI 96701
A+5.0 ★Texas Ratio: 4.07%
Conventional, Jumbo, HELOC 29
+4 HELOCs
1% 81.1% $584,310 View
Waimalu Shopping Plaza, Aiea, HI 96701
A+5.0 ★Texas Ratio: 2.47%
Conventional, HELOC 7
+40 HELOCs
0.3% 100% $593,571 View
91 1401 Fort Weaver Rd Ste A102, Ewa Beach, HI 96706 2268
A+5.0 ★Texas Ratio: 1.89%
Conventional 5 0.2% 55.6% $163,000 View
765 Bishop St, Honolulu, HI 96813
A5.0 ★Texas Ratio: 7.57%
Conventional 3 0.1% 100% $825,000 View
98 1005 Moanalua Rd Spc 245, Aiea, HI 96701 4707
A+5.0 ★Texas Ratio: 2.16%
Conventional, HELOC 2
+11 HELOCs
0.1% 40% $70,000 View
Finance Factors Limited
Conventional, Jumbo 16 0.6% 85% $926,875
Pacific Home Loans, Inc.
Conventional 1 0% 100% $215,000
Rocket Mortgage
Conventional, VA, Jumbo 154 5.5% 73.9% $457,792
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 131
+1 HELOCs
4.7% 84.8% $561,259
Guaranteed Rate, Inc.
Conventional, VA, Jumbo, HELOC 81
+1 HELOCs
2.9% 89.1% $545,000
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 65 2.3% 89.3% $609,153
Cmg Mortgage Inc
Conventional, FHA, VA, Jumbo, HELOC 61
+4 HELOCs
2.2% 97.2% $610,245
Freedom Mortgage Corporation
Conventional, FHA, VA, Jumbo 56 2% 76.3% $668,392
Mortgage Research Center
Conventional, VA, Jumbo 56 2% 89.1% $425,892
The Loan Store, Inc
Conventional, VA, Jumbo, HELOC 55
+8 HELOCs
2% 88.2% $579,727
Citadel Servicing Corporation
Conventional, Jumbo 46 1.7% 100% $601,304
Newrez LLC
Conventional, VA, Jumbo 45 1.6% 70.3% $747,888
Guild Mortgage Company
Conventional, FHA, VA 38 1.4% 91.1% $579,736
General Mortgage Capital Corporation
Conventional 29 1% 100% $536,724
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA, VA 29 1% 96.7% $543,965 View
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 25
+11 HELOCs
0.9% 51% $395,400
loanDepot.com LLC
Conventional, VA, Jumbo 20 0.7% 71% $550,500
Paramount Residential Mortgage
Conventional, VA, Jumbo 19 0.7% 100% $536,052
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, VA 18 0.6% 85.7% $569,444 View
Fairway Independent Mort Corp
Conventional, VA 17 0.6% 73.9% $450,294
AAA Capital Investment, Inc
Conventional, Jumbo 15 0.5% 90.9% $887,666
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 14 0.5% 77.8% $661,428 View
Primary Residential Mortgage, INC.
Conventional 13 0.5% 100% $488,076
Canopy Mortgage, LLC
Conventional, FHA, VA 13 0.5% 100% $447,307
Kind Lending, LLC
Conventional, FHA, VA 13 0.5% 54.2% $598,076
Nationstar Mortgage
Conventional, VA 13 0.5% 86.7% $481,153
Primelending
Conventional 12 0.4% 93.8% $431,666
HomeXpress Mortgage Corp.
Conventional 12 0.4% 66.7% $546,666
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 11 0.4% 84.6% $1,388,636 View
Envoy Mortgage, Ltd
Conventional, VA 10 0.4% 90.9% $509,000
Plaza Home Mortgage, Inc
Conventional, VA, Jumbo 9 0.3% 75% $556,111
HomeBridge Financial Services, Inc
Conventional, FHA, VA, HELOC 8
+5 HELOCs
0.3% 61.5% $451,250
Logan Finance Corporation
Conventional 8 0.3% 80% $332,500
Nfm, Inc
Conventional 7 0.3% 100% $296,428
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA, Jumbo 7 0.3% 36.8% $817,857 View
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 6
+2 HELOCs
0.2% 85.7% $1,416,666 View
Land Home Financial Services,
VA, Jumbo 6 0.2% 100% $513,333
Nexera Holding LLC
Conventional, Jumbo 6 0.2% 85.7% $643,333
Carrington Mortgage Services LLC
Conventional, VA 6 0.2% 69.2% $575,000
Pentagon Federal Credit Union
Conventional, FHA, VA, HELOC 5
+1 HELOCs
0.2% 45.5% $591,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 5 0.2% 55.6% $645,000 View
Deephaven Mortgage LLC
Conventional 5 0.2% 55.6% $407,000
Amerisave Mortgage Company
Conventional, FHA 5 0.2% 16.1% $157,000
Securitynational Mortgage Company
Conventional, FHA, VA 5 0.2% 62.5% $835,000
V.I.P. Mortgage, Inc.
Conventional 5 0.2% 83.3% $753,000
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 5 0.2% 62.5% $799,000
Champions Funding, LLC
Conventional 5 0.2% 71.4% $505,000
CrossCountry Mortgage, LLC
Conventional, VA, Jumbo, HELOC 4
+1 HELOCs
0.1% 83.3% $940,000
Sierra Pacific Mortgage Co. Inc
Conventional, HELOC 4
+1 HELOCs
0.1% 66.7% $567,500
Hightechlending, Inc
Conventional, VA 4 0.1% 80% $495,000
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo 4 0.1% 100% $1,280,000 View
Alliant Credit Union
Conventional, Jumbo, HELOC 3
+1 HELOCs
0.1% 75% $1,108,333
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 3 0.1% 75% $1,208,333 View
Movement Mortgage, LLC
Conventional, VA 3 0.1% 80% $431,666
American Financial Network, Inc.
Conventional, VA 3 0.1% 75% $658,333
A5.0 ★Texas Ratio: 8.47%
Conventional, VA 3 0.1% 100% $491,666 View
New Wave Lending Group Inc
Conventional 3 0.1% 100% $251,666
Cardinal Financial Company, Li
Conventional, FHA 3 0.1% 100% $291,666
Nmsi, Inc.
Conventional 3 0.1% 100% $815,000
B+4.8 ★Texas Ratio: 16.98%
FHA, VA, Jumbo 3 0.1% 75% $631,666 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.1% 60% $281,666 View
A+5.0 ★Texas Ratio: 5.55%
Conventional, Jumbo 3 0.1% 75% $1,458,333 View
Better Mortgage Corporation
Conventional, HELOC 2
+1 HELOCs
0.1% 66.7% $440,000
Arc Home LLC
Conventional, Jumbo 2 0.1% 66.7% $1,115,000
Guaranteed Rate Affinity, LLC
Conventional, VA, Jumbo 2 0.1% 100% $775,000
Alameda Mortgage Corporation
Conventional, VA 2 0.1% 100% $440,000
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA 2 0.1% 40% $250,000 View
A+5.0 ★Texas Ratio: 3.16%
Conventional 2 0.1% 100% $925,000 View
Sage Home Loans Corporation
Conventional 2 0.1% 50% $840,000
A+5.0 ★Texas Ratio: 4.11%
VA 2 0.1% 100% $520,000 View
City 1st Mortgage Services, LC
Conventional 2 0.1% 100% $505,000
Das Acquisition Company, LLC
Conventional 2 0.1% 66.7% $490,000
Click n' Close, Inc.
FHA 2 0.1% 66.7% $480,000
ClearPath Lending
VA 2 0.1% 100% $615,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.1% 66.7% $405,000 View
Planet Home Lending, LLC
VA 2 0.1% 40% $730,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 2 0.1% 100% $805,000 View
A+5.0 ★Texas Ratio: 4.81%
VA, Jumbo 2 0.1% 100% $1,325,000 View
Lendsure Mortgage Corp.
Conventional 2 0.1% 100% $200,000
Geneva Financial LLC
VA, Jumbo 2 0.1% 100% $800,000
A+5.0 ★Texas Ratio: 3.19%
Conventional, Jumbo 2 0.1% 66.7% $1,830,000 View
Mutual of Omaha Mortgage
Conventional, VA 2 0.1% 40% $420,000
New American Funding, LLC.
Conventional, VA 2 0.1% 66.7% $630,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional 2 0.1% 100% $655,000 View
ML Mortgage Corp.
VA 1 0% 100% $335,000
A+5.0 ★Texas Ratio: 0.01%
Conventional 1 0% 50% $285,000 View
Cornerstone First Mortgage, LLC
VA 1 0% 50% $425,000
Premier Mortgage Resources, LLC
Conventional 1 0% 100% $235,000
A+5.0 ★Texas Ratio: 4.32%
Conventional 1 0% 100% $505,000 View
A+5.0 ★Texas Ratio: 2.49%
Conventional 1 0% 50% $335,000 View
MortgageOne, Inc
VA 1 0% 100% $755,000
Nbkc Bank
Conventional 1 0% 100% $1,205,000
Equity Prime Mortgage LLC
VA 1 0% 100% $495,000
Pacific Lending LLC
VA 1 0% 100% $355,000
Synergy One Lending, Inc.
Conventional 1 0% 100% $625,000
Bay-Valley Mortgage Group
Conventional 1 0% 100% $375,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0% 100% $365,000
Discover Bank
Conventional 1 0% 5.3% $205,000
Sun West Mortgage Company, Inc
Conventional 1 0% 50% $905,000
Bay Equity LLC
Conventional 1 0% 100% $905,000
Greenbox Loans
Conventional 1 0% 100% $1,005,000
American Internet Mortgage, Inc.
Conventional 1 0% 100% $445,000
New Day Financial, LLC.
VA 1 0% 100% $315,000
A+5.0 ★Texas Ratio: 2.25%
Conventional, Jumbo 1 0% 100% $2,205,000 View
Franklin Loan Corporation
Conventional 1 0% 100% $595,000
A-4.8 ★Texas Ratio: 12.33%
Conventional, Jumbo 1 0% 100% $1,355,000 View
Firefighters First Federal Credit Union
Conventional 1 0% 100% $225,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0% 50% $385,000 View
Genway Home Mortgage, Inc.
VA 1 0% 20% $665,000
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0% 100% $275,000 View
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0% 100% $635,000 View
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
Conventional 1 0% 100% $295,000 View
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0% 100% $785,000
A+5.0 ★Texas Ratio: 2.10%
Conventional 1 0% 100% $155,000 View
Village Capital & Investment
VA 1 0% 100% $655,000
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 1.78%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Urban Honolulu, Hawaii

Looking for mortgage lenders near me or mortgage brokers near me in Urban Honolulu? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Urban Honolulu in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Urban Honolulu, HI

Use these to narrow the list above. Each category shows how many Urban Honolulu, HI lenders fit and what that kind of lender is usually best for.

Who Lends in Urban Honolulu, HI

Independent mortgage companies closed 41.8 percent of home loans in Urban Honolulu, Hawaii in 2025, banks 48 percent and credit unions 10.1 percent. Pacific Home Loans, Inc. was the largest mortgage company, American Savings Bank the largest bank and Hawaiian Financial Federal Credit Union the largest credit union. Among lenders headquartered in Hawaii, American Savings Bank led with 370 loans.

41.8%
Mortgage companies
48%
Banks
10.1%
Credit unions
1%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Hawaii. State conveyance tax paid by the seller on a sliding scale from $0.10 per $100 (under $600,000) up to $1.00 per $100 (over $10 million) for buyers who will claim a homeowner exemption, and $0.15 to $1.25 per $100 for other buyers; no mortgage recording tax. A 2026 bill to move to marginal rates (SB 3028) died in conference.

More Hawaii Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Urban Honolulu, HI

Who is the largest mortgage lender in Urban Honolulu, HI?

By home loans closed in 2025, American Savings Bank was the largest mortgage lender in Urban Honolulu, Hawaii with 370 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Urban Honolulu, HI have the highest approval rates?

Among lenders with meaningful volume in Urban Honolulu, Hawaii, Hawaiian Financial Federal Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Urban Honolulu, HI mortgage lenders offer FHA, VA and USDA loans?

17 lenders closed FHA loans in Urban Honolulu, Hawaii in 2025, led by Cmg Mortgage Inc with 4. 55 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Urban Honolulu, HI lender list?

Yes. 43 banks and 12 credit unions closed home loans in Urban Honolulu, Hawaii in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Urban Honolulu, HI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Urban Honolulu, Hawaii during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Urban Honolulu, Hawaii for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Urban Honolulu. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.