Mortgage Lenders and Brokers in Kaneohe, Hawaii
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kaneohe, Hawaii mortgage lenders include Bank of HawaiiBank of Hawaii45 1001 Kamehameha Hwy, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 1.37%, American Savings BankAmerican Savings Bank45 1144 Kamehameha Hwy, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 1.72%, First Hawaiian BankFirst Hawaiian Bank45 480 Kaneohe Bay Dr, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 1.55%, Central Pacific BankCentral Pacific Bank46 077 Kamehameha Hwy, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 2.64%, Bank of HopeBank of Hope46 005 Kawa St, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 4.07%, University of Hawaii FCUUniversity of Hawaii FCU2019 S King St, Honolulu, HI 96826A+5.0 ★Texas Ratio: 1.05%, Hawaii State Federal Credit UnionHawaii State Federal Credit Union46 047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 5.45%, Hawaiiusa FCUHawaiiusa FCUWindward Mall, Kaneohe, HI 96744A+5.0 ★Texas Ratio: 2.02%, Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit UnionWaimalu Shopping Plaza, Aiea, HI 96701A+5.0 ★Texas Ratio: 2.47%, and Lokahi Federal Credit UnionLokahi Federal Credit Union46 056 Kamehameha Hwy Ste E 02, Kaneohe, HI 96744 3755A+5.0 ★Texas Ratio: 2.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kaneohe, Hawaii in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kaneohe are listed first, then lenders elsewhere in Hawaii, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kaneohe, Hawaii
Market share is the lender's share of all home loans closed in Kaneohe, Hawaii. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kaneohe 45 1001 Kamehameha Hwy, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 1.37% |
Conventional, HELOC | 17 +39 HELOCs |
6.4% | 100% | $709,705 | View |
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1 office in Kaneohe 45 1144 Kamehameha Hwy, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 1.72% |
Conventional, Jumbo, HELOC | 10 +14 HELOCs |
3.7% | 100% | $861,000 | View |
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2 offices in Kaneohe 45 480 Kaneohe Bay Dr, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo, HELOC | 5 +43 HELOCs |
1.9% | 100% | $669,000 | View |
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1 office in Kaneohe 46 077 Kamehameha Hwy, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +15 HELOCs |
1.9% | 100% | $873,000 | View |
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1 office in Kaneohe 46 005 Kawa St, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 4.07% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | View |
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2019 S King St, Honolulu, HI 96826 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 5 | 1.9% | 83.3% | $661,000 | View |
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46 047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 5.45% |
Conventional, HELOC | 3 +31 HELOCs |
1.1% | 80% | $551,666 | View |
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Windward Mall, Kaneohe, HI 96744 A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 1 +31 HELOCs |
0.4% | 100% | $515,000 | View |
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Waimalu Shopping Plaza, Aiea, HI 96701 A+5.0 ★Texas Ratio: 2.47% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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46 056 Kamehameha Hwy Ste E 02, Kaneohe, HI 96744 3755 A+5.0 ★Texas Ratio: 2.16% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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120 Waianuenue Ave, Hilo, HI 96720 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Finance Factors Limited
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Conventional | 1 | 0.4% | 100% | $295,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 35 | 13.1% | 94.6% | $823,285 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 18 | 6.7% | 81.8% | $897,222 | |
Newrez LLC
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Conventional, VA, Jumbo | 16 | 6% | 100% | $746,250 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo | 15 | 5.6% | 100% | $731,000 | |
Freedom Mortgage Corporation
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Conventional, VA, Jumbo | 14 | 5.2% | 80% | $929,285 | |
Rocket Mortgage
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Conventional, VA | 14 | 5.2% | 73.9% | $526,428 | |
The Loan Store, Inc
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Conventional, VA, Jumbo, HELOC | 10 +5 HELOCs |
3.7% | 100% | $916,000 | |
Mortgage Research Center
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VA, Jumbo | 10 | 3.7% | 76.9% | $812,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 9 | 3.4% | 90% | $798,333 | |
loanDepot.com LLC
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Conventional | 8 | 3% | 72.7% | $302,500 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 8 | 3% | 100% | $653,750 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 7 | 2.6% | 100% | $670,714 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 5 +6 HELOCs |
1.9% | 38.5% | $601,000 | |
Canopy Mortgage, LLC
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Conventional, VA | 4 | 1.5% | 100% | $572,500 | |
Land Home Financial Services,
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Conventional, VA | 3 | 1.1% | 100% | $858,333 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 1.1% | 75% | $535,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $1,505,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.7% | 100% | $1,095,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 0.7% | 100% | $695,000 | View |
Amerisave Mortgage Company
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FHA, VA | 2 | 0.7% | 33.3% | $345,000 | |
Bay-Valley Mortgage Group
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Conventional | 2 | 0.7% | 100% | $1,000,000 | |
Logan Finance Corporation
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Conventional | 2 | 0.7% | 100% | $430,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,420,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $700,000 | |
Alliant Credit Union
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Conventional | 1 | 0.4% | 100% | $965,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 50% | $785,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $665,000 | |
Alameda Mortgage Corporation
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VA | 1 | 0.4% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 100% | $915,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $1,175,000 | |
Pacific Lending LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $745,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.4% | 100% | $775,000 | |
Hightechlending, Inc
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Greenbox Loans
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Conventional | 1 | 0.4% | 100% | $1,145,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $895,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $855,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 33.3% | $75,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.4% | 100% | $815,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $825,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 50% | $865,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $975,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $965,000 | |
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Kaneohe Mortgage Rate Trends
Daily average mortgage rates for Hawaii compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kaneohe, Hawaii
Looking for mortgage lenders near me or mortgage brokers near me in Kaneohe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kaneohe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kaneohe, HI
Use these to narrow the list above. Each category shows how many Kaneohe, HI lenders fit and what that kind of lender is usually best for.
Who Lends in Kaneohe, HI
Independent mortgage companies closed 71.5 percent of home loans in Kaneohe, Hawaii in 2025, banks 22.8 percent and credit unions 5.6 percent. United Wholesale Mortgage was the largest mortgage company, Bank of Hawaii the largest bank and University of Hawaii FCU the largest credit union. Among lenders headquartered in Hawaii, Bank of Hawaii led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Hawaii. State conveyance tax paid by the seller on a sliding scale from $0.10 per $100 (under $600,000) up to $1.00 per $100 (over $10 million) for buyers who will claim a homeowner exemption, and $0.15 to $1.25 per $100 for other buyers; no mortgage recording tax. A 2026 bill to move to marginal rates (SB 3028) died in conference.
More Hawaii Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kaneohe, HI
By home loans closed in 2025, Bank of Hawaii was the largest mortgage lender in Kaneohe, Hawaii with 17 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Kaneohe, Hawaii in 2025, led by United Wholesale Mortgage with 1. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 10 credit unions closed home loans in Kaneohe, Hawaii in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kaneohe, Hawaii during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kaneohe, Hawaii for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kaneohe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
