Mortgage Lenders and Brokers in Sylvester, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sylvester, Georgia mortgage lenders include South Georgia Banking CompanySouth Georgia Banking Company603 N Main St, Sylvester, GA 31791A+5.0 ★Texas Ratio: 3.23%, Truist BankTruist Bank201 N Isabella St, Sylvester, GA 31791A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank504 N Main St, Sylvester, GA 31791A+5.0 ★Texas Ratio: 4.72%, Colony BankColony Bank601 N Main St, Sylvester, GA 31791A+5.0 ★Texas Ratio: 4.01%, Georgia Community BankGeorgia Community Bank704 N Westover Blvd, Albany, GA 31707A5.0 ★Texas Ratio: 6.55%, Flint Community BankFlint Community Bank2910 Meredyth Dr, Albany, GA 31721B+4.7 ★Texas Ratio: 18.53%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Commercial Banking CompanyCommercial Banking Company110 W Main St, Hahira, GA 31632A+5.0 ★Texas Ratio: 0.32%, and Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sylvester, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sylvester are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sylvester, Georgia
Market share is the lender's share of all home loans closed in Sylvester, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sylvester 603 N Main St, Sylvester, GA 31791 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 7 | 8.3% | 100% | $120,714 | View |
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★ 1 stars, 1 review 1 office in Sylvester 201 N Isabella St, Sylvester, GA 31791 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +4 HELOCs |
3.6% | 100% | $115,000 | View |
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1 office in Sylvester 504 N Main St, Sylvester, GA 31791 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, HELOC | 3 +1 HELOCs |
3.6% | 100% | $188,333 | View |
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1 office in Sylvester 601 N Main St, Sylvester, GA 31791 A+5.0 ★Texas Ratio: 4.01% |
Conventional, VA | 2 | 2.4% | 100% | $230,000 | View |
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704 N Westover Blvd, Albany, GA 31707 A5.0 ★Texas Ratio: 6.55% |
Conventional | 4 | 4.8% | 100% | $152,500 | View |
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2910 Meredyth Dr, Albany, GA 31721 B+4.7 ★Texas Ratio: 18.53% |
Conventional | 2 | 2.4% | 100% | $65,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 2.4% | 100% | $95,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
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110 W Main St, Hahira, GA 31632 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional | 1 | 1.2% | 50% | $245,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 3 | 3.6% | 100% | $141,666 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.2% | 100% | $375,000 | |
Morris Bank
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Conventional | 1 | 1.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 8.3% | 88.9% | $146,428 | |
Canopy Mortgage, LLC
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Conventional, USDA | 6 | 7.1% | 100% | $180,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
4.8% | 100% | $175,000 | |
Towne Mortgage Company
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VA, USDA | 3 | 3.6% | 100% | $201,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
2.4% | 66.7% | $60,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.4% | 75% | $175,000 | |
Flexpoint, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $75,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 2.4% | 100% | $105,000 | |
Planet Home Lending, LLC
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FHA | 2 | 2.4% | 100% | $260,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.4% | 28.6% | $115,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.2% | 50% | $295,000 | |
Goodleap, LLC
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Conventional | 1 | 1.2% | 100% | $65,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $55,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.2% | 100% | $125,000 | |
Loansteady LLC
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VA | 1 | 1.2% | 100% | $345,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $145,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.2% | 100% | $305,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1.2% | 100% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $205,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Truliant Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $45,000 | |
T2 Financial LLC
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FHA | 1 | 1.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.2% | 100% | $185,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 50% | $185,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.2% | 100% | $125,000 | |
Gmfs, LLC
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Mortgage Investors Group
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FHA | 1 | 1.2% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $395,000 | View |
Loan Simple, Inc.
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 1.2% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Sylvester Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sylvester, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Sylvester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sylvester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sylvester, GA
Use these to narrow the list above. Each category shows how many Sylvester, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Sylvester, GA
Independent mortgage companies closed 60.7 percent of home loans in Sylvester, Georgia in 2025, banks 35.7 percent and credit unions 3.6 percent. BoxCar Mortgage, LLC was the largest mortgage company, South Georgia Banking Company the largest bank and Credit Human Federal Credit Un the largest credit union. Among lenders headquartered in Georgia, South Georgia Banking Company led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sylvester, GA
By home loans closed in 2025, South Georgia Banking Company was the largest mortgage lender in Sylvester, Georgia with 7 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Sylvester, Georgia in 2025, led by Rocket Mortgage with 4. 13 lenders closed VA loans, led by Colony Bank, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 3 credit unions closed home loans in Sylvester, Georgia in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sylvester, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sylvester, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sylvester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
