Mortgage Lenders and Brokers in Portal, Georgia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Portal, Georgia mortgage lenders include Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, GeoVista Credit UnionGeoVista Credit Union793 Hase Road Bldg 416, Fort Stewart, GA 31314A+5.0 ★Texas Ratio: 4.82%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Glennville BankGlennville Bank15 W Main St, Claxton, GA 30417A+5.0 ★Texas Ratio: 5.18%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and Equity Prime Mortgage LLCEquity Prime Mortgage LLCAtlanta, GA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portal, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portal are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portal, Georgia
Market share is the lender's share of all home loans closed in Portal, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA | 3 | 4.3% | 75% | $241,666 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 2 +3 HELOCs |
2.9% | 100% | $450,000 | |
|
793 Hase Road Bldg 416, Fort Stewart, GA 31314 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 2 | 2.9% | 100% | $195,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $165,000 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 1.4% | 100% | $455,000 | View |
|
15 W Main St, Claxton, GA 30417 A+5.0 ★Texas Ratio: 5.18% |
Conventional | 1 | 1.4% | 100% | $5,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1.4% | 100% | $165,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 1.4% | 100% | $295,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 4.3% | 100% | $285,000 | |
Morris Bank
|
Conventional | 2 | 2.9% | 100% | $150,000 | |
BoxCar Mortgage, LLC
|
Conventional | 2 | 2.9% | 100% | $270,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.4% | 100% | $265,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 4 | 5.7% | 100% | $280,000 | |
Mortgage Research Center
|
Conventional, FHA, VA | 4 | 5.7% | 80% | $322,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 4.3% | 75% | $205,000 | |
Agfirst Farm Credit Bank
|
Conventional | 3 | 4.3% | 100% | $291,666 | |
21St Mortgage
|
Conventional | 3 | 4.3% | 60% | $95,000 | |
Valon Mortgage
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
2.9% | 100% | $165,000 | |
Newrez LLC
|
Conventional | 2 | 2.9% | 100% | $140,000 | |
Planet Home Lending, LLC
|
FHA | 2 | 2.9% | 100% | $250,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
1.4% | 50% | $385,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
FHA | 1 | 1.4% | 100% | $135,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.4% | 100% | $175,000 | View |
American Financial Resources LLC
|
FHA | 1 | 1.4% | 100% | $145,000 | |
Rocket Mortgage
|
FHA | 1 | 1.4% | 50% | $225,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.4% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $405,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.4% | 50% | $75,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.4% | 25% | $435,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 1.4% | 100% | $235,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 1.4% | 100% | $225,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 1.4% | 100% | $175,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 1.4% | 100% | $105,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 1.4% | 100% | $245,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 1.4% | 100% | $235,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.4% | 100% | $605,000 | View |
Towne Mortgage Company
|
VA | 1 | 1.4% | 100% | $355,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 1.4% | 100% | $185,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.4% | 100% | $145,000 | |
CSL Financial, LLC
|
Conventional | 1 | 1.4% | 100% | $45,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 1.4% | 100% | $315,000 | |
Blaze Credit Union
|
Conventional | 1 | 1.4% | 100% | $285,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.4% | 25% | $265,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 1.4% | 100% | $175,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.4% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 1.4% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 1.4% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Portal Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portal, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Portal? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portal in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portal, GA
Use these to narrow the list above. Each category shows how many Portal, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Portal, GA
Independent mortgage companies closed 71.4 percent of home loans in Portal, Georgia in 2025, banks 22.9 percent and credit unions 5.7 percent. Equity Prime Mortgage LLC was the largest mortgage company, Colony Bank the largest bank and GeoVista Credit Union the largest credit union. Among lenders headquartered in Georgia, Colony Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portal, GA
By home loans closed in 2025, Colony Bank was the largest mortgage lender in Portal, Georgia with 3 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Portal, Georgia in 2025, led by Equity Prime Mortgage LLC with 2. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Portal, Georgia in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portal, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portal, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portal. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
