Mortgage Lenders and Brokers in McCaysville, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McCaysville, Georgia mortgage lenders include United Community BankUnited Community Bank182 Blue Ridge Dr, Mccaysville, GA 30555A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McCaysville, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McCaysville are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McCaysville, Georgia
Market share is the lender's share of all home loans closed in McCaysville, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in McCaysville 182 Blue Ridge Dr, Mccaysville, GA 30555 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 16 +41 HELOCs |
10% | 89.5% | $348,750 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $421,666 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.9% | 75% | $405,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 3 | 1.9% | 100% | $278,333 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 3 | 1.9% | 100% | $171,666 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA, VA | 2 | 1.2% | 100% | $445,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $425,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.6% | 100% | $805,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 25 | 15.6% | 73.5% | $280,600 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 10 | 6.2% | 100% | $449,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 5% | 80% | $426,250 | |
Kind Lending, LLC
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Conventional, FHA | 7 | 4.4% | 70% | $272,142 | |
Newrez LLC
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Conventional | 5 | 3.1% | 71.4% | $541,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
2.5% | 100% | $650,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.5% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 75% | $255,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
1.9% | 100% | $625,000 | |
Primelending
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Conventional | 3 | 1.9% | 100% | $228,333 | |
American Financing Corporation
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Conventional, FHA | 3 | 1.9% | 100% | $328,333 | |
Peoples Bank of East Tennessee
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Conventional, Jumbo | 3 | 1.9% | 75% | $741,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.9% | 100% | $195,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.9% | 75% | $155,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.2% | 100% | $360,000 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 1.2% | 100% | $350,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 1.2% | 66.7% | $375,000 | |
Planet Home Lending, LLC
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FHA, VA, Jumbo | 2 | 1.2% | 100% | $770,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 50% | $435,000 | |
Bank Ozk
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Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.6% | 25% | $1,325,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.6% | 100% | $695,000 | View |
Residential Wholesale Mortgage
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Conventional | 1 | 0.6% | 100% | $605,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.6% | 100% | $575,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 100% | $45,000 | |
loanDepot.com LLC
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FHA | 1 | 0.6% | 33.3% | $435,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $525,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $355,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $845,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Success Mortgage Partners, Inc
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VA | 1 | 0.6% | 100% | $485,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.6% | 100% | $595,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $715,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 50% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 50% | $535,000 | View |
Community Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $365,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $515,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $805,000 | |
CU Community, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Iserve Residential Lending
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FHA | 1 | 0.6% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,245,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $765,000 | |
Veritas Funding, LLC
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VA | 1 | 0.6% | 100% | $245,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.6% | 100% | $745,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
McCaysville Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McCaysville, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in McCaysville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McCaysville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McCaysville, GA
Use these to narrow the list above. Each category shows how many McCaysville, GA lenders fit and what that kind of lender is usually best for.
Who Lends in McCaysville, GA
Independent mortgage companies closed 71.2 percent of home loans in McCaysville, Georgia in 2025, banks 26.2 percent and credit unions 2.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McCaysville, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in McCaysville, Georgia with 16 loans, about 10 percent of the market. The largest lender headquartered in Georgia was Capital City Home Loans, LLC with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in McCaysville, Georgia in 2025, led by Rocket Mortgage with 9. 13 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in McCaysville, Georgia in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McCaysville, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McCaysville, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McCaysville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
