Manchester, Georgia mortgage lenders include Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Talbot State BankTalbot State Bank710 Glynn St N, Fayetteville, GA 30214F1.0 ★Texas Ratio: 33.51%, First Bank of PikeFirst Bank of Pike9700 Highway 18 W, Concord, GA 30206A+5.0 ★Texas Ratio: 5.09%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, The Peoples Bank of GeorgiaThe Peoples Bank of Georgia103 N Broad St, Buena Vista, GA 31803A+5.0 ★Texas Ratio: 3.41%, First Peoples BankFirst Peoples Bank8188 Frank Houser Ave, Columbus, GA 31909A+5.0 ★Texas Ratio: 0.79%, and Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manchester, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manchester are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Manchester, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 5.3% | 100% | $145,000 | View |
|
710 Glynn St N, Fayetteville, GA 30214 F1.0 ★Texas Ratio: 33.51% |
Conventional | 3 | 3.9% | 100% | $65,000 | View |
|
9700 Highway 18 W, Concord, GA 30206 A+5.0 ★Texas Ratio: 5.09% |
Conventional, Jumbo | 2 | 2.6% | 100% | $620,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 2 | 2.6% | 100% | $100,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 2.6% | 100% | $445,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $45,000 | View |
|
103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 1.3% | 100% | $185,000 | View |
|
8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Milend, Inc
|
FHA | 1 | 1.3% | 50% | $145,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 13.2% | 90.9% | $140,000 | |
Guild Mortgage Company
|
Conventional, FHA | 6 | 7.9% | 100% | $156,666 | |
United Wholesale Mortgage
|
Conventional, VA, USDA | 4 | 5.3% | 100% | $205,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, VA | 2 | 2.6% | 100% | $290,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 2 | 2.6% | 100% | $185,000 | View |
Everett Financial, Inc.
|
FHA, USDA | 2 | 2.6% | 100% | $235,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 2.6% | 100% | $100,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 2 | 2.6% | 100% | $195,000 | |
loanDepot.com LLC
|
Conventional | 2 | 2.6% | 100% | $135,000 | |
Geneva Financial LLC
|
FHA | 2 | 2.6% | 100% | $110,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 2.6% | 100% | $95,000 | |
Fairway Independent Mort Corp
|
FHA, VA | 2 | 2.6% | 100% | $285,000 | |
Top Flite Financial, Inc.
|
FHA, VA | 2 | 2.6% | 100% | $320,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.3% | 50% | $445,000 | |
PHH Mortgage Corporation
|
VA | 1 | 1.3% | 100% | $305,000 | |
United Trust Bank
|
FHA | 1 | 1.3% | 100% | $105,000 | |
Filo Mortgage, LLC
|
FHA | 1 | 1.3% | 100% | $135,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.3% | 100% | $185,000 | |
Cmg Mortgage Inc
|
USDA | 1 | 1.3% | 100% | $155,000 | |
Discover Bank
|
Conventional | 1 | 1.3% | 50% | $55,000 | |
Homeowners Financial Group, LLC
|
FHA | 1 | 1.3% | 100% | $155,000 | |
Capital Center LLC
|
Conventional | 1 | 1.3% | 100% | $135,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.3% | 50% | $135,000 | |
Mortgage Research Center
|
VA | 1 | 1.3% | 100% | $95,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 1.3% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 1.3% | 100% | $155,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.3% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.3% | 50% | $125,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.3% | 100% | $285,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 1.3% | 100% | $35,000 |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Manchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manchester in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Manchester, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 72.4 percent of home loans in Manchester, Georgia in 2025, banks 26.3 percent and credit unions 1.3 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Renasant Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Manchester, Georgia with 4 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Manchester, Georgia in 2025, led by Guild Mortgage Company with 4. 10 lenders closed VA loans, led by Rocket Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 1 credit unions closed home loans in Manchester, Georgia in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manchester, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manchester, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.