Mortgage Lenders and Brokers in White City, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White City, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Ithink Financial Credit UnionIthink Financial Credit Union790 Park of Commerce Blvd, Boca Raton, FL 33487A+5.0 ★Texas Ratio: 5.06%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White City, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White City are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White City, Florida
Market share is the lender's share of all home loans closed in White City, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 5 +3 HELOCs |
3.1% | 71.4% | $117,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1.2% | 100% | $230,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 50% | $515,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
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790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.9% | 100% | $318,333 | |
K. Hovnanian American Mortgage
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FHA | 3 | 1.9% | 50% | $328,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 1.2% | 100% | $360,000 | View |
Acrisure Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $325,000 | |
Nqm Funding, LLC
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FHA | 1 | 0.6% | 100% | $405,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 51 | 31.5% | 86.4% | $293,823 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
12.3% | 87% | $348,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 7.4% | 70% | $246,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 4.3% | 100% | $370,714 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 4 +1 HELOCs |
2.5% | 80% | $202,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.5% | 100% | $337,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.9% | 75% | $248,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $191,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 1.9% | 100% | $205,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.2% | 33.3% | $135,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $190,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1.2% | 50% | $55,000 | View |
Total Mortgage Services, LLC
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Conventional, VA | 2 | 1.2% | 100% | $300,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.6% | 50% | $295,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.6% | 100% | $435,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $455,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $335,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Guild Mortgage Company
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FHA | 1 | 0.6% | 100% | $405,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.6% | 100% | $245,000 | |
First Alliance Home Mortgage, LLC
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VA | 1 | 0.6% | 100% | $655,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $285,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional | 1 | 0.6% | 100% | $215,000 | |
T2 Financial LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 50% | $385,000 | |
Coastal1 Credit Union
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Conventional | 1 | 0.6% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 50% | $325,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $355,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
White City Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White City, Florida
Looking for mortgage lenders near me or mortgage brokers near me in White City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White City, FL
Use these to narrow the list above. Each category shows how many White City, FL lenders fit and what that kind of lender is usually best for.
Who Lends in White City, FL
Independent mortgage companies closed 89.5 percent of home loans in White City, Florida in 2025, banks 4.9 percent and credit unions 5.6 percent. Freedom Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White City, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in White City, Florida with 5 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in White City, Florida, loanDepot.com LLC approved the highest share of completed applications in 2025 at 86.4 percent, against a 82.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in White City, Florida in 2025, led by loanDepot.com LLC with 37. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in White City, Florida in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White City, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White City, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
