Mortgage Lenders and Brokers in Three Lakes, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Three Lakes, Florida mortgage lenders include Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Three Lakes, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Three Lakes are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Three Lakes, Florida
Market share is the lender's share of all home loans closed in Three Lakes, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 6 | 3.2% | 75% | $153,333 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +4 HELOCs |
2.1% | 80% | $402,500 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 2.1% | 80% | $277,500 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 33.3% | $360,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $285,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, FHA | 2 | 1.1% | 100% | $580,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $405,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $215,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $395,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
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14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.5% | 100% | $165,000 | |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $355,000 | View |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 9 | 4.8% | 100% | $428,333 | View |
Freedom Mortgage Corporation
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FHA | 2 | 1.1% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 20% | $65,000 | |
First Equity Mortgage Bankers Inc.
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FHA | 1 | 0.5% | 100% | $515,000 | |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $915,000 | |
Banking Mortgage Svcs.,Bms Corp
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Home Financing Center, Inc.
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Conventional | 1 | 0.5% | 100% | $285,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +4 HELOCs |
19.1% | 87.8% | $440,277 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 17% | 82.1% | $300,937 | |
Pennymac Loan Services LLC
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Conventional, FHA | 13 | 6.9% | 81.2% | $382,692 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 6 +3 HELOCs |
3.2% | 100% | $546,666 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.1% | 66.7% | $225,000 | |
Nationstar Mortgage
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Conventional | 4 | 2.1% | 100% | $135,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 2.1% | 100% | $565,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 40% | $105,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $310,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.1% | 100% | $350,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $605,000 | |
Point Mortgage Corp
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Conventional, VA | 2 | 1.1% | 100% | $485,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.1% | 100% | $600,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 1.1% | 100% | $520,000 | View |
Summit Funding.Inc
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Conventional | 2 | 1.1% | 100% | $385,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.1% | 100% | $290,000 | |
Luxury Mortgage Corp.
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Conventional | 2 | 1.1% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $485,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.5% | 100% | $475,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.5% | 16.7% | $255,000 | View |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $415,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $505,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $65,000 | |
AmWest Funding Corp
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Conventional, Jumbo | 1 | 0.5% | 100% | $875,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.5% | 100% | $475,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Greenbox Loans
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Conventional | 1 | 0.5% | 100% | $255,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Capital Center LLC
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Conventional | 1 | 0.5% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $165,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $545,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.5% | 100% | $515,000 | View |
Right Start Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $85,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Three Lakes Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Three Lakes, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Three Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Three Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Three Lakes, FL
Use these to narrow the list above. Each category shows how many Three Lakes, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Three Lakes, FL
Independent mortgage companies closed 80.3 percent of home loans in Three Lakes, Florida in 2025, banks 12.2 percent and credit unions 7.4 percent. A&D Mortgage LLC was the largest mortgage company, Regions Bank the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Educational Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Three Lakes, FL
By home loans closed in 2025, Educational Federal Credit Union was the largest mortgage lender in Three Lakes, Florida with 6 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Three Lakes, Florida in 2025, led by United Wholesale Mortgage with 5. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 12 credit unions closed home loans in Three Lakes, Florida in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Three Lakes, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Three Lakes, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Three Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
