Mortgage Lenders and Brokers in Sunny Isles Beach, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sunny Isles Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA17760 Collins Ave, Sunny Isles Beach, FL 33160A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank16830 Collins Ave, Sunny Isles Beach, FL 33160A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank18256 Collins Ave, Sunny Isles Beach, FL 33160A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA125 178th St, Sunny Isles Beach, FL 33160A+5.0 ★Texas Ratio: 4.14%, Helm Bank USAHelm Bank USA999 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 10.01%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, The Northern Trust CoThe Northern Trust Co3100 N Military Trl, Boca Raton, FL 33431A4.7 ★Texas Ratio: 0.83%, Raymond James BankRaymond James Bank710 Carillon Pkwy, Saint Petersburg, FL 33716A+5.0 ★Texas Ratio: 3.19%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunny Isles Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunny Isles Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sunny Isles Beach, Florida
Market share is the lender's share of all home loans closed in Sunny Isles Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sunny Isles Beach 17760 Collins Ave, Sunny Isles Beach, FL 33160 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.7% | 27.3% | $2,878,333 | View |
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1 office in Sunny Isles Beach 16830 Collins Ave, Sunny Isles Beach, FL 33160 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.1% | 66.7% | $560,000 | View |
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★ 1 stars, 1 review 1 office in Sunny Isles Beach 18256 Collins Ave, Sunny Isles Beach, FL 33160 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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1 office in Sunny Isles Beach 125 178th St, Sunny Isles Beach, FL 33160 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional, Jumbo | 9 | 5% | 100% | $915,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 4 | 2.2% | 57.1% | $3,872,500 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 3 | 1.7% | 100% | $181,666 | View |
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3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 2 | 1.1% | 100% | $4,645,000 | View |
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710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 1.1% | 100% | $2,500,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.6% | 100% | $985,000 | View |
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2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 50% | $2,965,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 25% | $1,125,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 50% | $2,455,000 | View |
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1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,235,000 | View |
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1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,105,000 | View |
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12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,165,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 50% | $525,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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20900 Ne 30th Ave, Aventura, FL 33180 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
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17900 Bicayne Boulevard, Aventura, FL 33160 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 1 | 0.6% | 100% | $4,425,000 | View |
Intercredit Bank, N.A.
1430 S Dixie Hwy Ste 104, Coral Gables, FL 33146 |
Conventional, Jumbo | 1 | 0.6% | 50% | $875,000 | |
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2950 Ne 207th St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 3.01% |
Conventional, Jumbo | 1 | 0.6% | 100% | $975,000 | View |
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2875 Ne 191st St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.6% | 33.3% | $575,000 | View |
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970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,985,000 | View |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 48 | 26.7% | 90.6% | $659,375 | View |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 1.1% | 100% | $400,000 | |
Mortgage Bank of California
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Conventional | 1 | 0.6% | 100% | $125,000 | |
DG Pinnacle Funding, LLC
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Conventional | 1 | 0.6% | 100% | $175,000 | |
United Wholesale Mortgage
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Conventional, Jumbo, HELOC | 22 +2 HELOCs |
12.2% | 64.7% | $483,636 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 5 | 2.8% | 85.7% | $2,061,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 5 | 2.8% | 83.3% | $1,559,000 | |
Genisys Credit Union
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Conventional, Jumbo | 3 | 1.7% | 75% | $2,681,666 | |
Rocket Mortgage
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Conventional | 3 | 1.7% | 23.1% | $228,333 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 1.7% | 100% | $1,075,000 | |
The Loan Store, Inc
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Conventional | 3 | 1.7% | 83.3% | $345,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1.7% | 75% | $5,561,666 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 2 | 1.1% | 100% | $1,780,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, Jumbo | 2 | 1.1% | 100% | $660,000 | View |
Emporium Tpo LLC
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Conventional | 2 | 1.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 2 | 1.1% | 100% | $13,330,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 1.1% | 50% | $230,000 | |
Nexera Holding LLC
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Conventional | 2 | 1.1% | 100% | $200,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 2 | 1.1% | 100% | $1,865,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.6% | 100% | $505,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 50% | $185,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 33.3% | $155,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $355,000 | |
Peapack Private Bank & Trust
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $505,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $35,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.6% | 100% | $155,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Interaudi Bank
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Conventional | 1 | 0.6% | 100% | $575,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $295,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.6% | 50% | $1,205,000 | View |
Emet Lending Group, Inc.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,655,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,085,000 | |
Carter Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $175,000 | |
RBC Bank (Georgia), N.A.
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,505,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,125,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sunny Isles Beach Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sunny Isles Beach, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Sunny Isles Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunny Isles Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sunny Isles Beach, FL
Use these to narrow the list above. Each category shows how many Sunny Isles Beach, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Sunny Isles Beach, FL
Independent mortgage companies closed 68.3 percent of home loans in Sunny Isles Beach, Florida in 2025, banks 28.9 percent and credit unions 2.8 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Helm Bank USA led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sunny Isles Beach, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sunny Isles Beach, Florida with 3 loans, about 1.7 percent of the market. The largest lender headquartered in Florida was Helm Bank USA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 6 credit unions closed home loans in Sunny Isles Beach, Florida in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunny Isles Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunny Isles Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunny Isles Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
